3312 Clay St

Silver Spring, MD 20902

$628,000
Price
5
Beds
1,596 Sq. Ft.
$393 / Sq. Ft.
1,596
Sq. Ft.
$393
per Sq. Ft.
a front view of a house with a yard and garage
a living room with furniture and a flat screen tv
a kitchen with stainless steel appliances a stove microwave and sink
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a view of outdoor space with swimming pool
a view of a house with snow on a yard
a bedroom with a bed and flat screen tv
a front view of a house with a yard and garage
a front view of a house with a yard and garage
a view of a house with wooden fence
a bathroom with a sink toilet and shower
a bedroom with a bed and a window
a kitchen with stainless steel appliances granite countertop a sink a stove and a wooden cabinets
a kitchen with white cabinets stainless steel appliances and a refrigerator
a bedroom with a bed and a book shelf
a living room with furniture and a flat screen tv
a close up view of washer and dryer
a kitchen with white cabinets and stainless steel appliances
a bathroom with a sink

Description

3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage payment—a significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen...3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage payment—a significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen and book collections). The thoughtfully designed layout features two bedrooms on the main level, complete with a full kitchen and bathroom. The basement offers three additional bedrooms, a second full kitchen (remodeled in 2024), and another full bathroom, making it ideal for guests, rental income, or multi-generational living. Additional highlights include a spacious living and dining room combination for entertaining, freshly painted interiors with hardwood floors, and durable vinyl windows. The main kitchen is appointed with stainless steel appliances and granite countertops, and a private backyard provides the perfect setting for gardening and relaxation. Located in a prime area near downtown Silver Spring and Wheaton, the property offers easy access to shopping, dining, and transit. Additionally, attractive financing is available with an assumable mortgage featuring a competitive interest rate from the current financier. For buyers seeking a turnkey investment or a home with exceptional financial advantages, this property is an absolute must-see!
  1. Listed by Heaven Daba Bedada • EXP Realty, LLC
    P: (240)-516-4915 forheavend@gmail.com

Property Details for 3312 Clay Street

Tax ID Number
161301225353
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
2
Furnished
Yes
LISTING UPDATED: 08/14/2025 04:53 PM

Property Details for 3312 Clay Street

StatusActive
MLS #MDMC2182410
Days on Market201
Taxes$5,521 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1953
Lot Size0.18 AC / 7,627 SF
CountyMontgomery County

Location

Listing Courtesy of EXP Realty, LLC
Add your commute

Building Information for 3312 Clay Street

Stories2Year Built1953Building Size-Lot Size0.18 AC / 7,627 SF

Payment Calculator

$3,563 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,103

Property Taxes

$460

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3312 Clay Street

Location
Location
  • In City Limits: No
  • Transportation: Bus Stop less than 1 mile, Airport less than 10 miles
  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138126809
  • SchoolDistrictSource: Listing Agent
  • Elementary School: EAST SILVER SPRING (MONTGOMERY MD)
  • ElementarySchoolSource: Listing Agent
  • County: MONTGOMERY
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $465,600
  • Year Assessed: 2025
  • County Tax: $4,790
  • Improvement Assessed Value: $266,500
  • City Town Tax: $0
  • Land Assessed Value: $199,100
  • Clean Green Assessed: No
  • Front Foot Fee: $0
  • Front Foot Fee Payment Frequency: Annually
  • Land Use Code: R
  • Refuse Fee: $478
  • Zoning: R60
  • Tax Lot: 4
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 3
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 3
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main
Building Info
Building Info
  • Total Finished SQFT: 1,596.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 1,596.00
  • Total SQFT: 1,824.00
  • Total SQFT Source: Assessor
  • Main Entrance Orientation: South
  • Construction Materials: Frame, Brick, Masonry
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8038/7535/3304/803875353304_512_384_WM_5twAFtSnBwZTYeOK.jpg
  • Basement Type: Connecting Stairway, Improved, Sump Pump, Fully Finished, Daylight, Partial, Side Entrance, Windows, Walkout Stairs
  • Foundation Details: Other
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bedrooms-Lower Level 1-1, Bedrooms-Lower Level 1-2, Bedrooms-Lower Level 1-3, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 14025344
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway, On Street
  • Num of Detached Garage Spaces: 1
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 1
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: 2nd Kitchen, Dining Area, Entry Level Bedroom, Pantry, Bathroom - Tub Shower, Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Cooktop, Oven - Single, Refrigerator, Stove, Washer
  • Accessibility Features: Level Entry - Main
  • Laundry Type: Basement
Exterior Features
Exterior Features
  • Spa: No
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central
  • Heating Fuel: Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer

Property History for 3312 Clay Street

DateEvent & SourcePriceAppreciation
Aug 14, 2025

Price Change

BRIGHT #MDMC2182410

$628,000—
Jun 22, 2025

Price Change

BRIGHT #MDMC2182410

$670,000—
May 22, 2025

Listed (Active)

BRIGHT #MDMC2182410

$750,000—
Mar 26, 2021

Closed (Public Record)

Public Record #1461000264

$471,100

+5.6% / yr

Mar 26, 2021

Closed

BRIGHT #MDMC737776

$471,100—
Feb 28, 2021

Pending

BRIGHT #MDMC737776

—
Feb 17, 2021

Price Change

BRIGHT #MDMC737776

$465,900—
Jan 22, 2021

Listed (Active)

BRIGHT #MDMC737776

$469,900—
Jul 3, 2013

Closed

BRIGHT #1003482158

$309,000—
Jun 28, 2013

Closed (Public Record)

Public Record #364657431

$309,000

+12.6% / yr

May 30, 2013

Pending

BRIGHT #1003482158

—
Apr 30, 2013

Listed (Active)

BRIGHT #1003482158

$309,000—
Jun 25, 2009

Closed

BRIGHT #1005132364

$190,000—
May 22, 2009

Closed (Public Record)

Public Record #274778619

$190,000

-23.3% / yr

Apr 29, 2009

Pending

BRIGHT #1005132364

—
Jan 15, 2009

Listed (Active)

BRIGHT #1005132364

$234,900—
Jul 12, 2006

Expired

BRIGHT #MDMC521124

$499,000—
Jun 12, 2006

Listed (Active)

BRIGHT #MDMC521124

$499,000—
Mar 7, 2006

Closed (Public Record)

Public Record #195299330

$445,000

+56.3% / yr

Mar 7, 2006

Closed

BRIGHT #MDMC131616

$445,000—
Feb 23, 2006

Pending

BRIGHT #MDMC131616

—
Jan 13, 2006

Listed (Active)

BRIGHT #MDMC131616

$439,900—
Jan 11, 2006

Withdrawn

BRIGHT #MDMC631836

—
Jan 11, 2006

Listed (Active)

BRIGHT #MDMC631836

$429,900—
Nov 6, 2004

Withdrawn

BRIGHT #MDMC616488

—
Sep 27, 2004

Listed (Active)

BRIGHT #MDMC616488

$339,900—
Sep 24, 2004

Withdrawn

BRIGHT #MDMC616092

—
Sep 14, 2004

Withdrawn

BRIGHT #MDMC616092

$329,900—
Sep 14, 2004

Listed (Active)

BRIGHT #MDMC616092

$349,900—
Jul 20, 2004

Closed (Public Record)

Public Record #145513127

$215,000—
DateEvent & SourcePrice
08/14/2025

Price Change

BRIGHT #MDMC2182410

$628,000
06/22/2025

Price Change

BRIGHT #MDMC2182410

$670,000
05/22/2025

Listed (Active)

BRIGHT #MDMC2182410

$750,000
03/26/2021

Closed (Public Record)

Public Record #1461000264

$471,100

+5.6% / yr

03/26/2021

Closed

BRIGHT #MDMC737776

$471,100
02/28/2021

Pending

BRIGHT #MDMC737776

—
02/17/2021

Price Change

BRIGHT #MDMC737776

$465,900
01/22/2021

Listed (Active)

BRIGHT #MDMC737776

$469,900
07/03/2013

Closed

BRIGHT #1003482158

$309,000
06/28/2013

Closed (Public Record)

Public Record #364657431

$309,000

+12.6% / yr

05/30/2013

Pending

BRIGHT #1003482158

—
04/30/2013

Listed (Active)

BRIGHT #1003482158

$309,000
06/25/2009

Closed

BRIGHT #1005132364

$190,000
05/22/2009

Closed (Public Record)

Public Record #274778619

$190,000

-23.3% / yr

04/29/2009

Pending

BRIGHT #1005132364

—
01/15/2009

Listed (Active)

BRIGHT #1005132364

$234,900
07/12/2006

Expired

BRIGHT #MDMC521124

$499,000
06/12/2006

Listed (Active)

BRIGHT #MDMC521124

$499,000
03/07/2006

Closed (Public Record)

Public Record #195299330

$445,000

+56.3% / yr

03/07/2006

Closed

BRIGHT #MDMC131616

$445,000
02/23/2006

Pending

BRIGHT #MDMC131616

—
01/13/2006

Listed (Active)

BRIGHT #MDMC131616

$439,900
01/11/2006

Withdrawn

BRIGHT #MDMC631836

—
01/11/2006

Listed (Active)

BRIGHT #MDMC631836

$429,900
11/06/2004

Withdrawn

BRIGHT #MDMC616488

—
09/27/2004

Listed (Active)

BRIGHT #MDMC616488

$339,900
09/24/2004

Withdrawn

BRIGHT #MDMC616092

—
09/14/2004

Withdrawn

BRIGHT #MDMC616092

$329,900
09/14/2004

Listed (Active)

BRIGHT #MDMC616092

$349,900
07/20/2004

Closed (Public Record)

Public Record #145513127

$215,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3312 Clay Street

Taxable ValueLand$199,100Additions$266,500Total$465,600
Tax Record2025$5,232 ($436 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,596 SqFtAbove Grade Finished SqFt912 SqFtFinished Basement SqFt684 SqFtStories1Lot Size7,627 SqFtStyleSingle Family ResidenceYear Built1953ZoningR60CountyMONTGOMERYAPN13-01225353Fireplace TypeHas Fireplace

Schools near 3312 Clay Street

This home is within Montgomery County Public Schools.
Rating
School
Type
Grades
Distance
Sargent Shriver Elementary School
Public - PK to 5
A. Mario Loiederman Middle School
Public - 6 to 8
Wheaton High School
Public - 9 to 12
Longview School
Public - K to 12
Rating
School
Distance
Sargent Shriver Elementary School
PublicPK to 5

A. Mario Loiederman Middle School
Public6 to 8

Wheaton High School
Public9 to 12

Longview School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3312 Clay Street, Silver Spring, MD 20902

3312 Clay Street is a single family home for sale in Silver Spring, MD 20902. This property was listed for sale on May 22, 2025 by EXP Realty, LLC, it's currently listed at $628,000. It has been on the market for a total of 201 days and was last sold on March 26, 2021. This listing's school district is Montgomery County Public Schools. Nearby schools include Sargent Shriver Elementary School, A. Mario Loiederman Middle School and Wheaton High School. 3312 Clay Street is a 5-bed, 2-bath, 1,596 sqft single family home built in 1953.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty, LLC

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/14/2025 04:53 PM