3320 Spencer St

5,599 Sq. Ft.
$142 / Sq. Ft.
5,599
Sq. Ft.
$142
per Sq. Ft.

Description

Priced to sell---over 150k below appraised value! Don't walk, run into this equity! Welcome to a rare opportunity in one of Cumming's desirable golf course communities-offering exceptional space, flexibility, and value for today's modern lifestyle. If you're looking for a spacious home with multiple recreational areas and a low-maintenance backyard, this is it! With over 5,500 square feet, this home is thoughtfully designed for those who need room to live, work, and entertain without compromise....Priced to sell---over 150k below appraised value! Don't walk, run into this equity! Welcome to a rare opportunity in one of Cumming's desirable golf course communities-offering exceptional space, flexibility, and value for today's modern lifestyle. If you're looking for a spacious home with multiple recreational areas and a low-maintenance backyard, this is it! With over 5,500 square feet, this home is thoughtfully designed for those who need room to live, work, and entertain without compromise. Each generously sized bedroom features its own private bathroom, creating comfort and privacy for family and guests alike-ideal for multi-generational living AND hosting with ease. The fully updated kitchen opens seamlessly into the main living area, creating a bright and inviting space filled with A TON OF natural light throughout the day. Whether you're gathering for everyday living or entertaining, the flow of this home is both functional and welcoming. The finished basement offers a true extension of the home, complete with a full bar, 2nd kitchen, and private theater room-perfect for movie nights, game days, or creating your own retreat. Step outside and enjoy a more low-maintenance outdoor lifestyle, giving you the freedom to spend less time on upkeep and more time enjoying the amenities of this sought-after golf course community. The outdoor space is designed for relaxation and connection without the demands of a large yard. If you've been searching for a home that offers substantial square footage, versatile living spaces, and strong value in Cumming, this is an opportunity you won't want to miss. Schedule your private tour today and experience this extraordinary property for yourself.
  1. Listed by Aqueelah Whitaker • EXP Realty, LLC. • 888-959-9461

Property Details for 3320 Spencer Street

Subdivision Complex
Windermere
Architectural Style
Craftsman
Exterior
None
Num Of Garage Spaces
2
Num Of Parking Spaces
6
Parking Features
Attached, Covered, Driveway, Garage, Garage Door Opener
Property Attached
No
Waterfront Features
None
LISTING UPDATED: 04/24/2026 08:19 AM

Property Details for 3320 Spencer Street

StatusActive
MLS #7712304
Days on Market87
Taxes$7,244 / year
HOA Fees$1,400 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.22 AC / 9,583 SF
CountyForsyth County

Location

Listing Courtesy of EXP Realty, LLC., Aqueelah Whitaker
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Building Information for 3320 Spencer Street

Stories3Year Built2006Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$4,724 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,003

Property Taxes

$604

HOA Dues

$117

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Property Information for 3320 Spencer Street

Summary
Location and General Information
  • Community Features: Clubhouse, Golf, Homeowners Assoc, Pickleball, Playground, Pool, Sidewalks, Street Lights, Swim Team, Tennis Court(s)
  • Directions: From ATL Head N on GA-400 (Buford HWY), a major freeway that extends from Buckhead through Fulton, Gwinnett, and into Forsyth County. Proceed N on GA-400 Stay on GA-400 N, Take exit onto GA-141 (Peachtree PKWY). From GA-141 into the Neighborhood After exiting onto GA-141, continue through the city for a short distance, then turn into the Windermere area via local roads. Use your GPS or a map app to find Spencer Street, and follow it to house number 3320.
  • Lake Name: None
  • View: Neighborhood
  • Coordinates: -84.10495, 34.131072
Taxes and HOA Information
  • Parcel Number: 203 299
  • Tax Year: 2024
  • Master Association Fee: $.00
  • Association Fee Includes: Maintenance Grounds
  • HOA Contact Phone: 404-835-9100
  • HOA Rent Restrictions: No
  • Association: Yes
  • Tax Legal Description: 2-1 719 LT 1208 POD S3-A WINDERMERE SM
School Information
  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Haw Creek
  • High School: South Forsyth
  • Middle School: Lakeside - Forsyth
Parking
  • Open Parking: Yes
Interior and Exterior Features
Interior Features
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric, Forced Air, Natural Gas
  • Appliances: Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator
  • Basement: Daylight, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
  • Fireplace Features: Gas Log, Stone
  • # of Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Interior Features: Double Vanity
  • Levels/Stories: Three Or More
  • Other Equipment: Irrigation Equipment
  • Window Features: None
  • Bedroom Features: Oversized Master
  • Diningroom Features: Seats 12+, Separate Dining Room
  • Kitchen Features: Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry, Second Kitchen, Solid Surface Counters
  • Master Bathroom Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub
  • Foundation: Brick/Mortar, Concrete Perimeter
  • Main Bedrooms: 1
  • Total Half Baths: 0
  • Bathrooms Total Interger: 7
  • Main Full Baths: 1
  • Additional Rooms: Basement, Bonus Room, Great Room, Other
  • Bathrooms Total Decimal: 7.00
Exterior Features
  • Accessibility Features: None
  • Construction Materials: Brick, Brick Front, HardiPlank Type
  • Dock: None
  • Fencing: None
  • Horse Amenities: None
  • Patio And Porch Features: Deck, Front Porch, Patio, Rear Porch
  • Pool Features: None
  • Road Surface Type: Concrete, Paved
  • Roof Type: Composition
  • Security Features: Smoke Detector(s)
  • Spa Features: None
  • Laundry Features: Laundry Room
  • Pool Private: No
  • Road Frontage Type: City Street, County Road
  • Other Structures: None
Property
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Available,Natural Gas Available,Phone Available,Sewer Available,Underground Utilities,Water Available
  • Water Source: Public
  • Electric: 220 Volts
Property and Assessments
  • Home Warranty: No
  • Property Condition: Resale
  • Possession: Close Of Escrow
Green Features
  • Green Energy Efficient: None
  • Green Energy Generation: None
Lot Information
  • Above Grade Finished Area: 3879.0
  • Below Grade Finished Area: 1720.0
  • SqFt Source: Owner
  • Square Footage: 5599.0
  • Common Walls: No Common Walls
  • Lot Features: Back Yard, Cleared, Landscaped, Level
  • Acreage Source: Public Records
  • Below Grade Unfinished Area: 540.0
Multi Family
Income & Expenses Information
  • Swim/Tennis Fee Due: None
Rental
Rent Information
  • Land Lease: No
  • Occupant Types: Owner

Property History for 3320 Spencer Street

DateEvent & SourcePriceAppreciation
Apr 6, 2007

Sold (Public Record)

Public Record #422772818

$459,500—
DateEvent & SourcePrice
04/06/2007

Sold (Public Record)

Public Record #422772818

$459,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3320 Spencer Street

Taxable ValueLand$76,000Additions$275,064Total$351,064
Tax Record2025$8,609 ($717 / month)
Home Facts
Beds5Baths4Total Finished SqFt3,879 SqFtAbove Grade Finished SqFt3,879 SqFtStories2Lot Size9,583 SqFtStyleSingle Family ResidenceYear Built2006ZoningPUDCountyFORSYTHAPN203 299Fireplace TypeHas Fireplace

Schools near 3320 Spencer Street

This home is within Forsyth County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Haw Creek Elementary School
PublicPK to 5

Lakeside Middle School
Public6 to 8

South Forsyth High School
Public9 to 12

New Hope Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

3320 Spencer Street is a single family home for sale in Cumming, GA 30041. This property was listed for sale on January 31, 2026 by EXP Realty, LLC., it's currently listed at $795,000. It has been on the market for a total of 87 days and was last sold on April 6, 2007. This listing's school district is Forsyth County School District. Nearby schools include Haw Creek Elementary School, Lakeside Middle School and South Forsyth High School. 3320 Spencer Street is a 6-bed, 7-bath, 5,599 sqft single family home built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty, LLC., Aqueelah Whitaker

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.