3320 Spencer St

5,599 Sq. Ft.
$154 / Sq. Ft.
5,599
Sq. Ft.
$154
per Sq. Ft.

Description

Priced to sell----over 100k below appraised value! Don't walk, run into this equity! Welcome to a rare opportunity in one of Cumming's desirable golf course communities-offering exceptional space, flexibility, and value for today's modern lifestyle. If you're looking for a spacious home with multiple recreational areas and a low-maintenance backyard, this is it! With over 5,500 square feet, this home is thoughtfully designed for those who need room to live, work, and entertain without compromise....Priced to sell----over 100k below appraised value! Don't walk, run into this equity! Welcome to a rare opportunity in one of Cumming's desirable golf course communities-offering exceptional space, flexibility, and value for today's modern lifestyle. If you're looking for a spacious home with multiple recreational areas and a low-maintenance backyard, this is it! With over 5,500 square feet, this home is thoughtfully designed for those who need room to live, work, and entertain without compromise. Each generously sized bedroom features its own private bathroom, creating comfort and privacy for family and guests alike-ideal for multi-generational living, bedroom on the main, AND hosting with ease. The fully updated kitchen opens seamlessly into the main living area, creating a bright and inviting space filled with A TON OF natural light throughout the day. Whether you're gathering for everyday living or entertaining, the flow of this home is both functional and welcoming. The finished basement offers a true extension of the home, complete with a full bar, 2nd kitchen, and private theater room-perfect for movie nights, game days, or creating your own retreat. Step outside and enjoy a more low-maintenance outdoor lifestyle, giving you the freedom to spend less time on upkeep and more time enjoying the amenities of this sought-after golf course community. The outdoor space is designed for relaxation and connection without the demands of a large yard. If you've been searching for a home that offers substantial square footage, versatile living spaces, and strong value in Cumming, this is an opportunity you won't want to miss. Schedule your private tour today and experience this extraordinary property for yourself.
  1. Listed by Aqueelah Whitaker • eXp Realty

Property Details for 3320 Spencer Street

Subdivision
Windermere
Style
Craftsman
Fees Include
Maintenance Grounds, Reserve Fund, Swimming, Tennis
Parking
Garage Door Opener, Attached, Parking Pad
LISTING UPDATED: 05/17/2026 07:45 AM

Property Details for 3320 Spencer Street

StatusActive
MLS #10682632
Days on Market111
Taxes$7,244 / year
HOA Fees$1,400 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.22 AC / 9,583 SF
CountyForsyth County

Location

Listing Courtesy of eXp Realty, Aqueelah Whitaker
Add your commute

Virtual Tour

Building Information for 3320 Spencer Street

Stories3Year Built2006Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$5,005 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,285

Property Taxes

$604

HOA Dues

$117

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3320 Spencer Street

Summary
Location and General Information
  • Elementary School: Haw Creek
  • ES Bus: Yes
  • High School: South Forsyth
  • High School Bus: Yes
  • Middle School: Lakeside
  • Middle School Bus: Yes
  • Amenities: Clubhouse, Golf, Playground, Pool, Sidewalks, Street Lights, Swim Team, Tennis Court(s)
  • Directions: From ATL Head N on GA-400 (Buford HWY), a major freeway that extends from Buckhead through Fulton, Gwinnett, and into Forsyth County Proceed N on GA-400 Stay on GA-400 N, Take exit onto GA-141 (Peachtree PKWY). From GA-141 into the Neighborhood After exiting onto GA-141, continue through the city for a short distance, then turn into the Windermere area via local roads. Use your GPS or a map app to find Spencer Street, and follow it to house number 3320.
  • Lot Description: Sloped, Level
Taxes and HOA
  • Association: Yes
  • Parcel Number: 203 299
Parking
  • Parking Total: 6
Virtual Tour
Interior and Exterior Features
Interior Features
  • Total Fireplaces: 1
  • BAF Lower: 1
  • BAF Main: 1
  • BAF Upper: 5
  • BAH Lower: 0
  • BAH Main: 0
  • BAH Upper: 0
  • BR Lower: 0
  • BR Main: 1
  • BR Upper: 5
  • Fireplace Features: Gas Log, Masonry
  • Interior: High Ceilings, Soaking Tub, Two Story Foyer, Separate Shower, Tile Bath
  • Kitchen Features: Kitchen Island, Breakfast Bar, Solid Surface Counters, Pantry
  • Rooms: Bonus Room, Family Room, Foyer, Great Room, Office, Laundry, Game Room, Media Room
  • Laundry Features: Other, Upper Level
  • Basement Description: Bath Finished, Daylight, Interior Entry, Exterior Entry, Finished, Full
  • Appliances: Double Oven, Dishwasher, Cooktop, Stainless Steel Appliance(s), Refrigerator, Oven (Wall), Microwave
  • Flooring: Carpet, Hardwood, Tile
Exterior Features
  • Roof Type: Composition
  • Fencing: Other
  • Patio And Porch Features: Deck, Patio, Porch
Property
Utilities
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Forced Air, Natural Gas
  • Water/Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Sewer Connected, Sewer Available, Phone Available, Underground Utilities, Water Available
  • Water Source: Public
Property and Assessments
  • Tax Year: 2024
  • Below Grade Finished: 1720
  • Below Grade Unfinished: 540
  • Construction: Wood Siding, Brick
  • Stories: Three Or More
  • Common Walls: No Common Walls
  • Leased Land: No
  • Property Condition: Updated/Remodeled
  • Electric: 220 Volts
Lot Information
  • Above Grade Finished: 3879
  • Foundation Details: Pillar/Post/Pier

Property History for 3320 Spencer Street

DateEvent & SourcePriceAppreciation
Apr 6, 2007

Sold (Public Record)

Public Record #422772818

$459,500—
DateEvent & SourcePrice
04/06/2007

Sold (Public Record)

Public Record #422772818

$459,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3320 Spencer Street

Taxable ValueLand$76,000Additions$275,064Total$351,064
Tax Record2025$8,609 ($717 / month)
Home Facts
Beds5Baths4Total Finished SqFt3,879 SqFtAbove Grade Finished SqFt3,879 SqFtStories2Lot Size9,583 SqFtStyleSingle Family ResidenceYear Built2006ZoningPUDCountyFORSYTHAPN203 299Fireplace TypeHas Fireplace

Schools near 3320 Spencer Street

This home is within Forsyth County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Haw Creek Elementary School
PublicPK to 5

Lakeside Middle School
Public6 to 8

South Forsyth High School
Public9 to 12

New Hope Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3320 Spencer Street is a single family home for sale in Cumming, GA 30041. This property was listed for sale on January 31, 2026 by eXp Realty, it's currently listed at $859,900. It has been on the market for a total of 111 days and was last sold on April 6, 2007. This listing's school district is Forsyth County School District. Nearby schools include Haw Creek Elementary School, Lakeside Middle School and South Forsyth High School. 3320 Spencer Street is a 6-bed, 7-bath, 5,599 sqft single family home built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty, Aqueelah Whitaker

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.