340 S Shore Rd

Swanton, MD 21561

$1,399,900
Price
3
Beds
2,227 Sq. Ft.
$629 / Sq. Ft.
2,227
Sq. Ft.
$629
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Above garage
Above garage
Above garage
Above garage
Above garage
Above garage
Above garage
Above garage

Description

Nestled in a quiet cove along central Deep Creek Lake, this charming 3-bedroom, 3-bath chalet offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the...Nestled in a quiet cove along central Deep Creek Lake, this charming 3-bedroom, 3-bath chalet offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the water and peaceful lake views. Outdoor amenities include a hot tub and fire pit area, perfect for unwinding after a day of boating or exploring. Detached garage with additional flex use living space above. With its desirable location and efficient layout, "Lake Effect" presents a strong opportunity as a private retreat or income-producing vacation rental. Call today for details!
  1. Listed by Jonathan D Bell • Railey Realty, Inc.
    P: (301)-501-0735 jbell@railey.com

Property Details for 340 South Shore Road

Tax ID Number
1218013126
Ownership
Condominium
Condo Coop Association
Yes
HOA
No
Structure Type
Detached
Style
Cabin/Lodge, Chalet
Levels/Stories
3
Furnished
Yes
LISTING UPDATED: 04/29/2026 02:22 PM

Property Details for 340 South Shore Road

StatusActive
MLS #MDGA2011696
Days on Market5
Taxes$7,435 / year
HOA Fees-
Condo/Co-op Fees$100 / month
Property TypeCondo
MLS TypeResidential / Condo
Year Built1989
CountyGarrett County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Railey Realty, Inc.
Add your commute

Building Information for 340 South Shore Road

Building/ComplexOAKVIEWFloor-Stories3Residences-Pet PolicyAllowedPet Policy DetailsCats OK,Dogs OKYear Built1989

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$7,769 per month

30 year fixed, 6.46% Interest

Principal and Interest

$7,049

Property Taxes

$620

HOA Dues

$100

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 340 South Shore Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: DEEP CREEK
  • Water Body Type: Lake
  • Water Frontage In Feet: 115.0
Association / Community Info
Association / Community Info
  • HOA Condo Coop Fee Includes: Snow Removal, Lawn Maintenance, Other
  • HOA Condo Coop Amenities: Water/Lake Privileges
  • Senior Community: No
  • Type of Condo: Condo/Coop Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $672,033
  • Year Assessed: 2026
  • County Tax: $7,435
  • Improvement Assessed Value: $454,600
  • Land Assessed Value: $247,900
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R
  • Tax Lot: 0002
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Cats OK, Dogs OK
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Game Room, Den, Bedroom 1, Laundry, Loft, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Length: 19.0
  • Room Width: 15.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Wood, Cathedral/Vaulted Ceiling, Fireplace - Wood Burning, Skylight(s)
Room 2
  • Room Type: Kitchen
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 3
  • Room Type: Dining Room
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Wood
Room 4
  • Room Type: Bedroom 2
  • Room Length: 17.0
  • Room Width: 10.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 5
  • Room Type: Bedroom 1
  • Room Length: 18.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 6
  • Room Type: Bathroom 3
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Bathroom - Stall Shower
Room 7
  • Room Type: Bonus Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Bathroom - Tub Shower
Room 9
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Bathroom - Stall Shower
Room 10
  • Room Type: Bedroom 3
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 11
  • Room Type: Loft
  • Room Length: 12.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 12
  • Room Type: Game Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 13
  • Room Type: Den
  • Room Level: Lower 1
  • Room Exists: Yes
Room 14
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 2,227.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,227.00
  • Total SQFT: 2,433.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame, Cedar
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8048/3061/5234/804830615234_512_384_WM_-RGcZXfPUnApYvX_.jpg
  • Basement Type: Connecting Stairway, Interior Access, Outside Entrance, Walkout Level, Windows
  • Foundation Details: Other
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Parcel ID: 15664558
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Off Street
Interior Features
Interior Features
  • Interior Features: Skylight(s), Carpet, Wood Floors, Bathroom - Tub Shower, Bathroom - Stall Shower, Recessed Lighting, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Other
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Appliances: Oven/Range - Electric, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Accessibility Features: None
  • Laundry Type: Lower Floor
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Other, Ceiling Fan(s), Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Other
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Community
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.deepcreekhotproperties.com

Property History for 340 South Shore Road

DateEvent & SourcePriceAppreciation
Apr 26, 2026

Listed (Active)

BRIGHT #MDGA2011696

$1,399,900—
Apr 22, 2014

Closed (Public Record)

Public Record #413903694

$440,000—
DateEvent & SourcePrice
04/26/2026

Listed (Active)

BRIGHT #MDGA2011696

$1,399,900
04/22/2014

Closed (Public Record)

Public Record #413903694

$440,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 340 South Shore Road

Taxable ValueLand$215,600Additions$441,200Total$656,800
Tax Record2025$7,763 ($647 / month)
Home Facts
Beds0Baths2Total Finished SqFt2,227 SqFtAbove Grade Finished SqFt1,527 SqFtFinished Basement SqFt700 SqFtStories2Lot Size1 SqFtStyleSingle Family ResidenceYear Built1989ZoningRCountyGARRETTAPN18-013126Fireplace TypeHas Fireplace

Schools near 340 South Shore Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 340 South Shore Road, Swanton, MD 21561

340 South Shore Road is a condo for sale in Swanton, MD 21561. This property was listed for sale on April 26, 2026 by Railey Realty, Inc., it's currently listed at $1,399,900. It has been on the market for a total of 5 days and was last sold on April 22, 2014. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 340 South Shore Road is a 3-bed, 3-bath, 2,227 sqft condo built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/29/2026 02:22 PM