3405 16th Ter

2,050 Sq. Ft.
$768 / Sq. Ft.
2,050
Sq. Ft.
$768
per Sq. Ft.

Description

Spacious, Turn-key Retreat on one of New Town's Largest Lots:Welcome to a rare opportunity in New Town - set on an oversized 14,000+ sq.ft. lot, one of the largest in the neighborhood. This 4- bedroom, 2.5 bath home offers the space, flexibility and outdoor living today's buyers are searching for, all in a move-in ready package. The backyard is the true showstopper. A 14 x 28 ft. swimming pool anchors an impressive 75ft outdoor entertaining area, complete with two tiki huts, creating the ultimate...Spacious, Turn-key Retreat on one of New Town's Largest Lots:Welcome to a rare opportunity in New Town - set on an oversized 14,000+ sq.ft. lot, one of the largest in the neighborhood. This 4- bedroom, 2.5 bath home offers the space, flexibility and outdoor living today's buyers are searching for, all in a move-in ready package. The backyard is the true showstopper. A 14 x 28 ft. swimming pool anchors an impressive 75ft outdoor entertaining area, complete with two tiki huts, creating the ultimate oasis for gatherings, relaxing weekends or sunset evenings under the palms. This is classic Key West living - private, expansive and designed for entertaining. Inside the home has been renovated with new flooring, updated AC and being SOLD fully furnished. The layout offers comfortable living for families, guests or those looking to spread out and enjoy single-family island living. The extra -large lot provides exceptional versatility with room for boat parking, RV parking, trailers and multiple vehicles - a rare and valuable feature in Key West. Whether you're a full-time resident, a growing family or someone who needs rooms for island toys and hobbies, this property delivers. Located in a quiet, established New Town neighborhood with easy access to beaches, shopping and downtown Key West, this home combines space, privacy and lifestyle in a way that's increasingly hard to find. A true island compound - turn-key, spacious and built for the way you want to live.
  1. Listed by Suzanne M Moore • Suzanne Moore Real Estate

Property Details for 3405 16th Terrace

Waterfront
None
Waterfront
No
Zoning
SF - Single Family
Subdivision
Pearlman Heights (4.0)
Building Style
Ground Level
Vehicle Storage
RV Parking Open, Trailer Storage
Pets
Pets Allowed
LISTING UPDATED: 05/12/2026 09:25 AM

Property Details for 3405 16th Terrace

StatusActive
MLS #618439
Days on Market100
Taxes$9,713 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1968
Lot Size0.33 AC / 14,528 SF
CountyMonroe County

Location

Listing Courtesy of Suzanne Moore Real Estate
Add your commute

Virtual Tour

Building Information for 3405 16th Terrace

Stories-Year Built1968Building Size-Lot Size0.33 AC / 14,528 SF

Payment Calculator

$8,740 per month

30 year fixed, 6.46% Interest

Principal and Interest

$7,931

Property Taxes

$809

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3405 16th Terrace

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 04 - Key West
  • Absolute Longitude: 81.760582
  • Control Depth: 0
  • Listing Board: Key West Association
  • Side: Bay/Gulf
  • KW Neighborhood: New Town
  • Mile Marker: 3.0
  • Marathon Neighborhood: N/A
  • Accessibility Feat: None
  • Key/Island: Key West
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • License Info: # of City License: 1
  • Fee Includes: None
  • Furnished: Furnished
  • Tax Year: 2025
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: 47 X 131
  • Acres: 0.33
  • SqFt Remarks: Does not include the pool house
  • Parcel #: 00056920000000
  • Land Size: 1/4 - 1/2 Acre
Property and Assessments
  • Legal: Kw Pearlman Heights Pt Lot 4 And Pt Lot 5 Blk 1 Pb4-85 Or309-298/99 Or471-429 Or980-98 Or1264-1849/50 Or1395-1378/79 Or
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Rentals Allowed: Yes
  • Deed Restrictions: No
  • Picture Count: 62
  • Document Count: 0
  • Building Style: Above Flood: No
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: FKAA
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: Heated: Yes
  • Pool Info: Dimensions: 14 x 28
  • Pool Info: In Ground
Interior and Exterior Features
Interior Features
  • Floor: Tile, Laminate
  • Interior Features: Drapes/Blinds Incl, Window Treatments, Bar, Walk-in Closet(s), Storage, Security System, Built-in Cabinets
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Construction: CBS
  • Dockage: None
  • Exterior Features: Bar, Sprinkler System, Privacy Wall/Fence, Outdoor Shower, Fencing, Chickee Hut
  • Windows/Doors: Single Hung Windows
Room Information
Room 1 Information
  • Room Type: Bedroom 2
  • Area: 204.62
  • Dimensions: 9.46 x 21.63
  • Length: 9.46
  • Width: 21.63
Room 2 Information
  • Room Type: Bedroom 3
  • Area: 149.84
  • Dimensions: 14.88 x 10.07
  • Length: 14.88
  • Width: 10.07
Room 3 Information
  • Room Type: Bedroom 4
  • Area: 120.2
  • Dimensions: 10.3 x 11.67
  • Length: 10.3
  • Width: 11.67
Room 4 Information
  • Room Type: Dining Room
  • Area: 473.39
  • Dimensions: 26.58 x 17.81
  • Length: 26.58
  • Width: 17.81
Room 5 Information
  • Room Type: Kitchen
  • Area: 575.74
  • Dimensions: 23.15 x 24.87
  • Length: 23.15
  • Width: 24.87
Room 6 Information
  • Room Type: Kitchen
  • Area: 71.84
  • Dimensions: 7.05 x 10.19
  • Length: 7.05
  • Width: 10.19
Room 7 Information
  • Room Type: Bedroom 1

Property History for 3405 16th Terrace

DateEvent & SourcePriceAppreciation
Feb 22, 2026

Listed (Active)

FKMLS #618439

Feb 7, 2026

Backup Contract

FKMLS #618439

Feb 2, 2026

Listed (Active)

FKMLS #618439

$1,575,000
DateEvent & SourcePrice
02/22/2026

Listed (Active)

FKMLS #618439

02/07/2026

Backup Contract

FKMLS #618439

02/02/2026

Listed (Active)

FKMLS #618439

$1,575,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3405 16th Terrace

Taxable ValueLand$743,107Additions$369,222Total$1,112,329
Tax Record2024$9,981 ($832 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt2,050 SqFtAbove Grade Finished SqFt2,050 SqFtStories1Lot Size14,740 SqFtStyleSingle Family ResidenceYear Built1968Year Renovated2005CountyMONROEAPN00056920-000000

Schools near 3405 16th Terrace

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 5
Charter - K to 8
Public - 9 to 12
Charter - 9 to 12
Rating
School
Distance
Poinciana Elementary School
PublicPK to 5

Sigsbee Charter School
CharterK to 8

Key West High School
Public9 to 12

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3405 16th Terrace is a single family home for sale in Key West, FL 33040. This property was listed for sale on February 2, 2026 by Suzanne Moore Real Estate, it's currently listed at $1,575,000. It has been on the market for a total of 100 days and was last sold on June 4, 2021. This listing's school district is Monroe. Nearby schools include Poinciana Elementary School, Sigsbee Charter School and Key West High School. 3405 16th Terrace is a 4-bed, 3-bath, 2,050 sqft single family home built in 1968.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Suzanne Moore Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.