3405 Rio Rd

2,038 Sq. Ft.
$859 / Sq. Ft.
2,038
Sq. Ft.
$859
per Sq. Ft.

Description

Mid-century redwood home on a Carmel hillside with views, sunlit interiors, and terraced gardens. Main level offers 2 bedrooms and 1.5 baths; below, a separate permitted studio with 1 bath and private entrance, minutes from Carmel-by-the-Sea beaches, dining, and trails. Set among terraced gardens and soft coastal light, this distinctive mid-century home captures the essence of Carmel's creative landscape. Built in the mid 1960s from locally sourced redwood, its design was inspired by Frank Lloyd...Mid-century redwood home on a Carmel hillside with views, sunlit interiors, and terraced gardens. Main level offers 2 bedrooms and 1.5 baths; below, a separate permitted studio with 1 bath and private entrance, minutes from Carmel-by-the-Sea beaches, dining, and trails. Set among terraced gardens and soft coastal light, this distinctive mid-century home captures the essence of Carmel's creative landscape. Built in the mid 1960s from locally sourced redwood, its design was inspired by Frank Lloyd Wright's Usonian principles. Clerestory and intentionally symmetrical windows plus tall glass doors frame the surrounding landscape as living art. The main level offers about 1,528 sq ft of airy living space with decks overlooking colorful, seasonally blooming gardens. Below, the permitted studio's flexible 510 sq ft layout with full bathroom makes an ideal guest suite, office, or artistic retreat. Lovingly cared for by one family since new, the property blends architecture, nature, and creative spirit in an exceptional location near white sand beaches.
  1. Listed by Daniel Cardenas • DRE #01964336 • Brokerage DRE #01908304 • Coldwell Banker Realty • 831-620-2117

Property Details for 3405 Rio Road

MLS City Name
CARMEL
Building Type
Detached
Garage Spaces
0
Cross Street
Oliver Rd.
LISTING UPDATED: 02/08/2026 12:22 AM

Property Details for 3405 Rio Road

StatusActive
MLS #ML82031106
Days on Compass28
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle-Family Homes / Detached
Year Built1965
Lot Size0.23 AC / 10,100 SF
CountyMonterey County

Location

Listing Courtesy of Coldwell Banker Realty, Daniel Cardenas, DRE #01964336
Add your commute

Building Information for 3405 Rio Road

Stories-Year Built1965Building Size-Lot Size0.23 AC / 10,100 SF

Payment Calculator

$8,688 per month

30 year fixed, 6.15% Interest

Principal and Interest

$8,529

Property Taxes

$159

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3405 Rio Road

Features
Room Information
  • Additional Rooms: Den / Study / Office
  • Bathroom: Showers over Tubs - 2+
  • Dining Room: Breakfast Nook
  • Family Room: Separate Family Room
  • Kitchen: Oven Range - Gas
  • Number of Full Bathrooms: 2
  • Number of Half Bathrooms: 1
Features
  • Amenities: High Ceiling
  • Fireplace: Yes
  • Fireplaces: Gas Burning, Living Room
  • Fireplaces Min: 1
  • Flooring: Tile, Other
  • Laundry: Inside
  • Living SqFt: 2038
  • Pool: No
Utilities
  • Cooling: None
  • Heating: Forced Air
  • Sewer Septic: Sewer Connected
  • Utilities: Individual Electric Meters, Individual Gas Meters, Public Utilities
  • Water: Individual Water Meter
Carport and Parking
  • Carport Min: 1
Garage
  • Garage and Parking: Carport
  • Garage Max: 0
  • Garage Min: 0
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: $0
Property Details
  • Area Text: Mission
  • Roof: Composition
  • Subclass: Single Family Home
  • Year Built Source: Other
  • Street Number: 3405
  • Street Name: Rio
  • Street Suffix: Road
  • Area ID: 146
Lot / Property Details
Building Information
  • Structure SqFt: 2038
  • Structure SqFt Source: Other
  • Age: 61
Development Information
  • Zoning Detail: R-1
Location Information
  • Directions: Property is the first of three homes on a shared driveway, accessible from Rio Rd. located at corner of Rio Rd. and Oliver Rd.
  • Parcel Number: 009-294-015-000
  • County Name: Monterey
  • City Name: CARMEL
  • City Postal ID: 9
  • Postal Code: 93923
  • Elementary School District: 432
  • High School District Text: Carmel Unified
Lot Information
  • Foundation: Combination
  • Horse Property: No
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Other

Property History for 3405 Rio Road

DateEvent & SourcePriceAppreciation
Jan 14, 2026

Listed (Active)

EBRD #ML82031106

$1,750,000
Jan 14, 2026

Listed (Active)

MLSListings #ML82031106

$1,750,000
Dec 5, 2025

Withdrawn

EBRD #ML82012090

$1,795,000
Dec 5, 2025

Withdrawn

MLSListings #ML82012090

$1,795,000
Oct 13, 2025

Price Change

EBRD #ML82012090

$1,795,000
Oct 13, 2025

Price Change

MLSListings #ML82012090

$1,795,000
Aug 21, 2025

Price Change

EBRD #ML82012090

$1,950,000
Aug 21, 2025

Price Change

MLSListings #ML82012090

$1,950,000
Jul 14, 2025

Listed (Active)

EBRD #ML82012090

$2,050,000
Jul 14, 2025

Listed (Active)

MLSListings #ML82012090

$2,050,000
DateEvent & SourcePrice
01/14/2026

Listed (Active)

EBRD #ML82031106

$1,750,000
01/14/2026

Listed (Active)

MLSListings #ML82031106

$1,750,000
12/05/2025

Withdrawn

EBRD #ML82012090

$1,795,000
12/05/2025

Withdrawn

MLSListings #ML82012090

$1,795,000
10/13/2025

Price Change

EBRD #ML82012090

$1,795,000
10/13/2025

Price Change

MLSListings #ML82012090

$1,795,000
08/21/2025

Price Change

EBRD #ML82012090

$1,950,000
08/21/2025

Price Change

MLSListings #ML82012090

$1,950,000
07/14/2025

Listed (Active)

EBRD #ML82012090

$2,050,000
07/14/2025

Listed (Active)

MLSListings #ML82012090

$2,050,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3405 Rio Road

Taxable ValueLand$25,405Additions$62,245Total$87,650
Tax Record2025$1,911 ($159 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,528 SqFtAbove Grade Finished SqFt1,528 SqFtStories1Lot Size10,100 SqFtStyleSingle Family ResidenceYear Built1965CountyMONTEREYAPN009-294-015-000Fireplace TypeHas Fireplace

Schools near 3405 Rio Road

This home is within Carmel Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Carmel River Elementary School
PublicK to 5

Carmel Middle School
Public6 to 8

Carmel Valley High School
Public9 to 12

Carmel High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3405 Rio Road is a single family home for sale in Carmel, CA 93923. This property was listed for sale on January 14, 2026 by Coldwell Banker Realty, it's currently listed at $1,750,000. This listing's school district is Carmel Unified School District. Nearby schools include Carmel River Elementary School, Carmel Middle School and Carmel Valley High School. 3405 Rio Road is a 2-bed, 3-bath, 2,038 sqft single family home built in 1965.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty, Daniel Cardenas, DRE #01964336

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.