3 beds3,100 sqft$411/sqft
3422 W Shell Point Rd,Ā Ruskin, FLĀ 33570
Est: $6,826/moGet pre-approved

Description

3422 W Shell Point Rd, Ruskin, FL 33570
Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026,
...3422 W Shell Point Rd, Ruskin, FL 33570

Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. What the sellers love "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."
LISTING UPDATED: 08/06/2026 02:54 PM

Property Details for 3422 West Shell Point Road

Status
MLS #
TB8533780
Days on Market
3
Taxes
$4,146 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1979
Lot Size
0.18 AC / 7,650 SF
Architectural Style
Florida, Ranch
Subdivision Name
SHELL POINT SUB
Township
32
Carport Spaces
0
Garage Spaces
0
View
Water
Waterfront
Yes
Water View
Bay/Harbor - Partial, Gulf/Ocean to Bay, Marina, River
Furnished
Unfurnished

Location

Listing Courtesy of 27NORTH REALTY, Shawna Calvert
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Building Information for 3422 West Shell Point Road

Stories1Year Built1979Building Size-Lot Size0.18 AC / 7,650 SF

Payment Calculator

$6,826 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,481

Property Taxes

$346

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3422 West Shell Point Road

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3308.0
  • Building Area Units: Square Feet
  • Direction Faces: Southwest
  • Directions: From I-75: Take Exit 240B for FL-674 W / College Ave toward Ruskin. Merge onto FL-674 W / College Ave and continue west for approximately 3 miles to US Hwy 41 N (Tamiami Trail). Turn right (north) onto US Hwy 41 N, then take an immediate left (west) onto W Shell Point Rd. Continue west on W Shell Point Rd for about 3 miles, passing Shell Point Marina. The property, 3422 W Shell Point Rd, will be on your right. From US-41: From US Hwy 41 in Ruskin, turn west onto W Shell Point Rd. Head west for approximately 3 miles toward Tampa Bay. The home will be located on the right-hand side.
  • Elementary School: Thompson Elementary
  • Middle Or Junior School: Shields-HB
  • High School: Lennard-HB
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3422
  • Street Direction Prefix: W
  • Street Name: SHELL POINT
  • Street Suffix: ROAD
  • State: FL
  • City: RUSKIN
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Boat, Driveway, Off Street, Open
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Condo Land Included: No
  • Tax Block: 000000
  • Tax Book Number: 32-32
  • Tax Legal Description: SHELL POINT SUBDIVISION LOT 4 AND E 1/2 OF LOT 5
  • Tax Lot: 4
  • Tax Year: 2025
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Cleared, In County, Landscaped, Level
  • Parcel Number: U11321818S00000000004.0
  • Total Acreage: 0 to less than 1/4
  • Water Access: Bay/Harbor, Brackish Water, Gulf/Ocean, Marina, River
  • Water Access: Yes
  • Water Extras: Boathouse, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall - Concrete
  • Water Extras: Yes
  • Water: Boathouse, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall - Concrete
  • Zoning: PD
  • Living Area: 3100
Property and Assessments
  • Year Built Numeric: 1979
  • Building Elevator: No
  • Flood Zone Code: AE
  • Flood Zone Date: 10-07-2021
  • Flood Zone Panel: 12057C0651J
  • Homestead: No
  • New Construction: No
  • Property Condition: Completed
  • Public Survey Range: 18
  • Public Survey Section: 11
  • Dock YN: Yes
  • Dock Description: Dock - Covered, Dock - Open, Dock w/Electric, Dock w/Water Supply, Lift
  • Dock Lift Capacity: 16000
  • Dock Year Built: 2025
  • Dock Dimensions: 25x20
  • Dock Maintenance Fee: $0
  • Dock Maintenance Fee Frequency: N/A
Utilities
  • Sewer: Public Sewer, Septic Tank
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: French Doors, Hurricane Shutters, Irrigation System, Lighting, Private Yard, Rain Gutters, Sliding Doors
  • Fencing: Fenced, Other, Vinyl
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Covered, Patio, Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Spa: No
  • Vegetation: Mature Landscaping, Trees/Landscaped
  • Waterfront Features: Brackish Water, River Front
  • Waterfront Feet Total: 182
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Additional Rooms: Attic, Family Room, Inside Utility
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Circulating, Insert, Living Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Room Count: 11.0
  • Water View: Yes
  • Window Features: Blinds, Double Pane Windows, Insulated Windows, Shutters, Window Treatments
  • Bathrooms Half: 0
Rental
Rental Information
  • Pets Allowed: Yes

Property History for 3422 West Shell Point Road

DateEvent & SourcePriceAppreciation
Aug 3, 2026

Listed (Active)

MFRMLS #TB8533780

$1,275,000—
Jul 19, 2026

Withdrawn

MFRMLS #TB8430997

$1,195,000—
Jan 21, 2026

Price Change

MFRMLS #TB8430997

$1,350,000—
DateEvent & SourcePrice
08/03/2026

Listed (Active)

MFRMLS #TB8533780

$1,275,000
07/19/2026

Withdrawn

MFRMLS #TB8430997

$1,195,000
01/21/2026

Price Change

MFRMLS #TB8430997

$1,350,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3422 West Shell Point Road

Taxable ValueLand$168,300Additions$24,631Total$192,931
Tax Record2025$4,164 ($347 / month)
Home Facts
Beds2Baths2Total Finished SqFt2,144 SqFtAbove Grade Finished SqFt2,144 SqFtStories1Lot Size11,362 SqFtStyleSingle Family ResidenceYear Built1979Year Renovated2001ZoningPDCountyHILLSBOROUGHAPN031660-0000

Schools near 3422 West Shell Point Road

This home is within Hillsborough.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
Thompson Elementary
PublicPK to 5

Shields Middle School
Public6 to 8

Lennard High School
Public9 to 12

South County Career Center
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3422 West Shell Point Road is a single family home for sale in Ruskin, FL 33570. This property was listed for sale on August 3, 2026 by 27NORTH REALTY, it's currently listed at $1,275,000. It has been on the market for a total of 3 days and was last sold on September 17, 2024. This listing's school district is Hillsborough. Nearby schools include Thompson Elementary, Shields Middle School and Lennard High School. 3422 West Shell Point Road is a 3-bed, 3-bath, 3,100 sqft single family home built in 1979.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of 27NORTH REALTY, Shawna Calvert

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 08/06/2026 02:54 PM