3431 Croaker Dr

Hernando Beach, FL 34607

$585,000
Last Sold Price
3
Beds
1,720 Sq. Ft.
$340 / Sq. Ft.
1,720
Sq. Ft.
$340
per Sq. Ft.
Closed 10/9/25
Closed 10/9/25
a front view of a house with a yard and garage

Description

Elegant Waterfront Pool Home with Gulf Access in Hernando Beach South — Adjacent Lot Also Available! Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with indirect Gulf access, located in the desirable deed-restricted community of Hernando Beach South. Positioned on a serene canal with a seawall and floating dock, this stunning residence offers the perfect blend of coastal living and sophisticated design. From the moment you arrive, you'll notice the pavered driveway, hurricane-rated...Elegant Waterfront Pool Home with Gulf Access in Hernando Beach South — Adjacent Lot Also Available! Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with indirect Gulf access, located in the desirable deed-restricted community of Hernando Beach South. Positioned on a serene canal with a seawall and floating dock, this stunning residence offers the perfect blend of coastal living and sophisticated design. From the moment you arrive, you'll notice the pavered driveway, hurricane-rated windows, hurricane rated garage doors, and beautifully landscaped yard. Step inside to a unique penny-and-coin entry floor and be greeted by hand-honed wood flooring and vaulted ceilings that elevate the great room's open, airy feel. An electric fireplace and sliding doors lead out to the expansive balcony overlooking the pool—ideal for entertaining or relaxing with two ceiling fans to keep you cool. The chef's kitchen is a dream, featuring granite countertops, stainless steel appliances, a double sink, breakfast bar, pantry, recessed lighting, wine cooler, and a sunlit dining area. A custom climate-controlled wine cellar at the top of the stairs adds a luxurious touch. The split bedroom layout includes a luxurious primary suite with balcony access, an oversized walk-in closet with built-ins, and an updated en suite bathroom with twin vanities, a make-up station, walk-in shower, and linen closet. Two additional spacious bedrooms share a beautifully updated hall bath. Enjoy year-round Florida living in the screen-enclosed two-story pool area with resurfaced sports-pool, electric heater, new pool pump. The covered lanai features two ceiling fans and overlooks the water, with stairs leading from the balcony to the pool level. The oversized two-car garage provides ample storage. Additional features include a water softener, lawn sprinklers, hurricane curtains for the balcony and lanai, an indoor laundry room with sink and shelving, low HOA fees, and close proximity to boating, fishing, restaurants and nature preserves. Roof 2019. Hvac 2018. This home is a rare gem—luxury, function, and location in one package. Don't miss this opportunity to own an exceptional waterfront home with an optional adjacent lot in one of Hernando Beach's most sought-after neighborhoods!
  1. Listed by Tracie Maler, PA • Brokerage DRE #1053770 • KW REALTY ELITE PARTNERS
    P: (352)-848-5401 C: (352)-848-5064 tmalerhomes@gmail.com

Property Details for 3431 Croaker Drive

Architectural Style
Elevated, Florida
Subdivision Name
HERNANDO BEACH
Township
23
Garage Spaces
2
View
Water
Waterfront
Yes
Water View
Canal, Gulf/Ocean - Partial
LISTING UPDATED: 10/09/2025 01:43 PM

Property Details for 3431 Croaker Drive

StatusClosed
MLS #W7876962
Days on Market33
Taxes$3,880 / year
HOA Fees$306 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1995
Lot Size0.17 AC / 7,500 SF
CountyHernando County

Location

Listing Courtesy of KW REALTY ELITE PARTNERS, Tracie Maler, PA

Sold By JT REALTY & ASSOCIATES, Sarah Hill

Add your commute

Building Information for 3431 Croaker Drive

Stories-Year Built1995Building Size-Lot Size0.17 AC / 7,500 SF

Payment Calculator

$3,240 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,891

Property Taxes

$323

HOA Dues

$26

The Payment Calculator is for illustrative purposes only.

Property Information for 3431 Croaker Drive

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3948.0
  • Building Area Units: Square Feet
  • Community Features: Community Boat Ramp, Fishing, Gulf/Ocean Front, Marina, Private Boat Ramp, Public Boat Ramp, Water Access, Waterfront, Deed Restrictions, Golf Carts OK, Special Community Restrictions
  • Direction Faces: South
  • Directions: From US 19 and Spring Hill Dr, Turn west on Osowaw Blvd, Right onto Shoal Line Blvd, Left on Jew Fish Dr, then the 1st Right onto Sea Bass Dr, Left onto Croaker Dr. house on Right. (no sign) Latitude: 28.47195 Longitude: -82.656306
  • Elementary School: Westside Elementary-HN
  • Middle Or Junior School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Road Frontage Type: Street Dead-End, Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3431
  • Street Name: CROAKER
  • Street Suffix: DRIVE
  • State: FL
  • City: HERNANDO BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Garage Door Opener, Oversized, Split Garage
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Common Area Taxes, Maintenance Grounds
  • Association Fee Requirement: Required
  • Association Name: Coastal HOA Management Services Inc
  • Association Phone: 727-859-9734
  • Association: Yes
  • CDD: No
  • Tax Block: 138
  • Tax Book Number: 17-70
  • Tax Legal Description: HERNANDO BEACH UNIT 13-B BLK 138 LOT 21 ORB 961 PGS 1537-39
  • Tax Lot: 21
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, In County, Landscaped, Level, Near Marina, Street Dead-End
  • Parcel Number: R2422316237001380210
  • Total Acreage: 0 to less than 1/4
  • Water Access: Canal - Brackish, Freshwater Canal w/Lift to Saltwater Canal, Gulf/Ocean
  • Water Access: Yes
  • Water Extras: No Wake Zone, Seawall - Concrete
  • Water Extras: Yes
  • Water: No Wake Zone, Seawall - Concrete
  • Zoning: R1B
  • Living Area: 1720
Property and Assessments
  • Year Built Numeric: 1995
  • Flood Zone Code: AE
  • Flood Zone Date: 01-15-2021
  • Flood Zone Panel: 12053C0281E
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 16
  • Public Survey Section: 24
  • Dock YN: Yes
  • Dock Description: Dock - Open, Dock - Wood, Floating Dock
  • Dock Dimensions: 8x15
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco, Vinyl Siding, Wood Frame
  • Exterior Features: Balcony, Irrigation System, Sliding Doors, Sprinkler Metered
  • Foundation Details: Stilt/On Piling
  • Levels: Two
  • Patio And Porch Features: Enclosed, Rear Porch, Screened
  • Pool Features: Gunite, Heated, In Ground, Screen Enclosure
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Vegetation: Mature Landscaping
  • Waterfront Features: Gulf/Ocean Front, Waterfront, Canal - Brackish
  • Waterfront Feet Total: 75
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Great Room, Inside Utility
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Electric, Living Room
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Engineered Hardwood, Tile
  • Heating: Central, Electric, Heat Pump
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Window Features: Storm Window(s), Window Treatments
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 3431 Croaker Drive

DateEvent & SourcePriceAppreciation
Oct 10, 2025

Sold (Public Record)

Public Record #1917634750

$585,000

+7.6% / yr

Oct 9, 2025

Sold

MFRMLS #W7876962

$585,000—
Aug 10, 2025

Pending

MFRMLS #W7876962

—
Jul 15, 2025

Price Change

MFRMLS #W7876962

$599,000—
Jul 8, 2025

Listed (Active)

MFRMLS #W7876962

$625,000—
Feb 18, 2014

Sold (Public Record)

Public Record #411743320

$250,000—
Feb 18, 2014

Sold (Public Record)

Public Record #411743320

$250,000

-0.5% / yr

Feb 18, 2014

Sold

MFRMLS #T2596522

$250,000—
Feb 18, 2014

Sold

SASJMLS #HC2139706

$250,000—
Feb 5, 2014

Pending

MFRMLS #T2596522

—
Oct 11, 2013

Listed (Active)

MFRMLS #T2596522

$285,000—
Nov 27, 2012

Listed (Active)

SASJMLS #HC2139706

$249,000—
Jun 6, 2003

Sold (Public Record)

Public Record #114202974

$265,000—
DateEvent & SourcePrice
10/10/2025

Sold (Public Record)

Public Record #1917634750

$585,000

+7.6% / yr

10/09/2025

Sold

MFRMLS #W7876962

$585,000
08/10/2025

Pending

MFRMLS #W7876962

—
07/15/2025

Price Change

MFRMLS #W7876962

$599,000
07/08/2025

Listed (Active)

MFRMLS #W7876962

$625,000
02/18/2014

Sold (Public Record)

Public Record #411743320

$250,000
02/18/2014

Sold (Public Record)

Public Record #411743320

$250,000

-0.5% / yr

02/18/2014

Sold

MFRMLS #T2596522

$250,000
02/18/2014

Sold

SASJMLS #HC2139706

$250,000
02/05/2014

Pending

MFRMLS #T2596522

—
10/11/2013

Listed (Active)

MFRMLS #T2596522

$285,000
11/27/2012

Listed (Active)

SASJMLS #HC2139706

$249,000
06/06/2003

Sold (Public Record)

Public Record #114202974

$265,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3431 Croaker Drive

Taxable ValueLand-Additions-Total-
Tax Record2025$3,319 ($277 / month)
Home Facts
Beds3Total Finished SqFt1,720 SqFtAbove Grade Finished SqFt1,720 SqFtStories2Lot Size8,712 SqFtStyleSingle Family ResidenceYear Built1995Year Renovated2004CountyHERNANDOAPNR24-223-16-2370-0138-0210

Schools near 3431 Croaker Drive

This home is within Hernando.
Rating
School
Type
Grades
Distance
Westside Elementary School
Public - PK to 5
Fox Chapel Middle School
Public - 6 to 8
Weeki Wachee High School
Public - 9 to 12
GULF COAST ELEMENTARY SCHOOL-4522
Charter - K to 5
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KW REALTY ELITE PARTNERS, Tracie Maler, PA

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 10/09/2025 01:43 PM