Sold
Last Sold Price
4 beds2,427 sqft

345 Ruddiman Drive, Muskegon, MI 49445

Single FamilyProperty Type
0.16 acresLot Size
1930Year Built
$288/sq ftPrice per sq ft

Description

Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal...Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.
  • Listed by: Julie Tardani 616.970.5225 jtardanirealty@gmail.com • Real Broker, LLC
Listing closed: 09/30/2026 12:00 AM • Source: Michigan Regional Information Center, MLS#: 26040433
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Location

Listing Courtesy of Real Broker, LLC

Sold By Target Realty Group LLC

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Payment Calculator

$4,394 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,732

Property Taxes

$662

HOA Dues

$0

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Property Information for 345 Ruddiman Drive

Property Details

  • Taxes: $7,944 / year
  • MLS Type: Residential / Single Family Residence
  • View: Water
  • Zoning: Residential
  • ZoningDescription: Residential
  • Waterfront Features: Lake
  • Architectural Style: Cape Cod

Building Information

  • Stories: 2
  • Year Built: 1930
  • Lot Size: 0.16 AC / 7,013 SF

Summary

Location and General Information
  • Cross Streets: Bear Lake Rd & Channel
  • Municipality: North Muskegon City
  • Body of Water: Muskegon Lake
  • Directions: Whitehall Rd. To Ruddiman, W to home.
  • Area - Major: North Muskegon (61026)
  • Street #: 345
  • Street Name: Ruddiman
  • Suffix: Drive
  • City: Muskegon
  • State: MI
  • Zip Code: 49445
  • County: Muskegon
  • Latitude: 43.242412
  • Longitude: -86.297412
  • Water Type: Lake
Taxes and HOA
  • Taxable Value: 133525.0
  • Approx. Assoc Fee: $0
  • Seller's Annual Property Tax: $7,944
  • Tax ID #: 23-342-001-0001-10
  • Homestead: 0
  • SEV: 174500
Parking
  • Garage Y/N: No
  • Other Structures: Storage Shed, Shed(s)
  • Driveway: Paved
Virtual Tour
  • Total Virtual Tours Count: 1
  • Total Open Houses Count: 0

Property

Lot Information
  • Lot Features: Level
  • SqFt Source: Previous Listing
  • Lot Dimensions: 40x175
  • Total Fin SqFt All Levels: 2427.0
  • SqFt Above Grade: 1547.0
  • Waterfront: Yes
  • Lot Measurement: Acres
  • Lot Acres: 0.16
  • Lot Square Footage: 7013.0
  • Lot Size Area: 0.16
Property and Assessments
  • Tax Year: 2025
  • Road Surface Type: Paved
  • Legal: NORTH MUSKEGON CITY JC RUDDIMAN'S ADD E 8 FT OF LOT 1 BLK 1 AND THAT PT OF BLK 67 CITY OF NORTH MUSKEGON MAP OF 1900 LYING BET ELY & WLY LNS OF ABOVE DESC TRACT IF EXTENDED TO MUSKEGON LAKE ALSO E 32 FT OF W 659 FT OF BLK 67 CITY OF NORTH MUSKEGON MA P OF 1900 OWNED & USED AS ONE PARCEL
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 3
  • Floor Plans Change Timestamp: 08-04-2026 02:00:25 PM
  • Property Type: Residential, Single Family Residence
  • Year Built: 1930
  • Videos Change Timestamp: 08-04-2026 02:00:25 PM
  • Video Groups: 1
  • Mineral Rights: Unknown
  • Accessibility Features YN: No
  • Income Property: Yes
  • Waterfront Options WaterFrontage: 40
Utilities
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Utilities Attached: Natural Gas Connected
  • Water: Public

Interior and Exterior Features

Exterior Features
  • Roof: Composition
  • Patio And Porch Features: Deck, Patio, Porch(es)
  • Stories: 2
  • Construction Materials: Vinyl Siding
  • Water Fea Amenities: All Sports, Dock, Private Frontage, View
  • Street Type: Paved
  • Exterior Material: Vinyl Siding
  • Roofing: Composition
  • Substructure: Walk-Out Access
  • Windows: Replacement
  • Patio and Porch Features: Patio, Porch(es), Deck
  • Landscape: Ground Cover
  • Landscape : Ground Cover: Yes
  • Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Wood
Interior Features
  • Heating: Forced Air
  • Window Features: Replacement, Window Treatments
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Lower Level
  • Fireplace: No
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Room Total: 8
  • Main Bedrooms: 0
  • Fireplaces Total: 0
  • Basement: No
  • Flooring: Ceramic Tile, Wood
  • Cooling: Central Air
  • Total Bedrooms: 4
  • Total Baths: 4.0
  • Room Types: Kitchen, Dining Area, Dining Room, Living Room, Family Room, Laundry, Primary Bedroom, Primary Bathroom, Bathroom 2, Bathroom 1, Bedroom 2, Bedroom 3, Bedroom 4
  • Bathrooms Total (Integer): 4
  • Bathrooms Total (Decimal): 3.5
  • Bathrooms Total (Notational): 3.1
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Air Conditioning: Central Air
  • Kitchen Features: Breakfast Nook
  • Additional Items: Ceiling Fan(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Water Heater: Natural Gas
  • Main Full Baths: 0
  • Main Half Baths: 1
  • Main Level SQFT: 923
  • Total Beds Above Grade: 3
  • Main Level Primary: No
  • # of Outbuildings: 1.0
  • Outbuilding 1 Description: Storage Shed

Room Information

Room 1
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 12.9
  • Room Width: 11.5
Room 2
  • Room Type: Dining Area
  • Room Level: Main
  • Room Length: 10.7
  • Room Width: 7.6
  • Room Description: breakfast nook
Room 3
  • Room Type: Dining Room
  • Room Level: Main
  • Room Length: 11.11
  • Room Width: 11.5
Room 4
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 19.7
  • Room Width: 12.4
Room 5
  • Room Type: Family Room
  • Room Level: Main
  • Room Length: 11.6
  • Room Width: 10.0
Room 6
  • Room Type: Laundry
  • Room Level: Lower
  • Room Length: 5.0
  • Room Width: 8.0
Room 7
  • Room Type: Primary Bedroom
  • Room Level: Lower
  • Room Length: 10.4
  • Room Width: 21.8
Room 8
  • Room Type: Primary Bathroom
  • Room Level: Lower
  • Room Length: 5.4
  • Room Width: 12.2
Room 9
  • Room Type: Bathroom 2
  • Room Level: Lower
  • Room Length: 5.0
  • Room Width: 8.0
Room 10
  • Room Type: Family Room
  • Room Level: Lower
  • Room Length: 19.0
  • Room Width: 13.3
Room 11
  • Room Type: Bathroom 1
  • Room Level: Upper
  • Room Length: 8.11
  • Room Width: 9.0
Room 12
  • Room Type: Bedroom 2
  • Room Level: Upper
  • Room Length: 11.5
  • Room Width: 10.6

Rental

Rental Information
  • Occupant Type: Tenant
  • Terms Available: Cash, Conventional, FHA, VA Loan

Property History for 345 Ruddiman Drive

DateEvent & SourcePriceAppreciation
Sep 30, 2026

Sold

Realcomp #71026040433

$699,000—
Sep 30, 2026

Sold

MiRealSource #70550097

$699,000—
Sep 30, 2026

Sold

Michigan Regional Information Center #26040433

$699,000—
DateEvent & SourcePrice
09/30/2026

Sold

Realcomp #71026040433

$699,000
09/30/2026

Sold

MiRealSource #70550097

$699,000
09/30/2026

Sold

Michigan Regional Information Center #26040433

$699,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

345 Ruddiman Drive

Beds

4

Baths

3.5

Total Finished SqFt

1,547 SqFt

Above Grade Finished SqFt

1,547 SqFt

Unfinished Basement SqFt

876 SqFt

Stories

2

Schools near 345 Ruddiman Drive

This home is within North Muskegon Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
North Muskegon Elementary School
PublicPK to 5

North Muskegon Middle School
Public6 to 8

North Muskegon High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 345 Ruddiman Drive, Muskegon, MI 49445
$699,000
4
2,427
7,013
–
–
1.5
2,246
11,587
$105,000
2
1,072
11,000
–
2
1.5
2,251
21,824
$165,000
4
3
1,828
20,386
–
–
2.5
2,652
62,726

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Real Broker, LLC

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the MichRIC (Michigan Regional Information Center), LLC. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this web site. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright© 2026 Michigan Regional Information Center. All Rights Reserved.