349 Ruby Lake Loop

Winter Haven, FL 33884

$469,000
Price
4
Beds
2,374 Sq. Ft.
$198 / Sq. Ft.
2,374
Sq. Ft.
$198
per Sq. Ft.

Description

Tucked away at the end of a quiet street in the gated, golf cart–friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that “welcome home” feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room—with its coffered ceiling and sunshine-filled...Tucked away at the end of a quiet street in the gated, golf cart–friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that “welcome home” feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room—with its coffered ceiling and sunshine-filled windows—sets the stage for gatherings. The front living area, with tile flooring and sliding glass doors, opens right up to the pool, making indoor-outdoor living a breeze. At the heart of the home, the kitchen and family room create the perfect hangout spot. The kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, a roomy pantry, and a casual breakfast bar. A cozy nook overlooks the pool, while the family room shines with built-in cabinetry, stone accents, and a rustic brick feature wall that adds warmth and personality. The primary suite is its own retreat—sliding doors open directly to the pool deck, and the en-suite bath provides dual vanities, a garden tub, and a walk-in shower. The three additional bedrooms are just as comfortable, each with double-door closets, ceiling fans, and soft carpet. With a dedicated pool bath and a full guest bath, the layout is as practical as it is inviting. Outside, the covered patio is made for lazy afternoons and weekend cookouts. With peaceful views of the pool and backyard, plus a ceiling fan to keep things cool, you’ll want to spend plenty of time out here. The home also includes a laundry room with storage cabinets and a utility sink to keep everything organized. And don’t forget—you’re in Ruby Lakes, where life moves at a laid-back pace. Cruise around the gated neighborhood by foot, car, or even golf cart, and enjoy the peace of mind that comes with quiet security. If you’re looking for comfort, style, and a lifestyle that feels like vacation, this is the one. Let’s set up a tour—you’ll want to see it in person!
  1. Listed by Jen Lay • Brokerage DRE #1037043 • EXP REALTY LLC
    P: (863)-370-1793 C: (863)-370-1793 jen@thelaygroup.com
  2. Listed by Jay Patel • Brokerage DRE #1037043 • EXP REALTY LLC
    P: (863)-399-5820 C: (863)-399-5820 jpsellstampabay@gmail.com

Property Details for 349 Ruby Lake Loop

Architectural Style
Other
Subdivision Name
RUBY LAKE PH 02
Township
29
Garage Spaces
2
Waterfront
No
LISTING UPDATED: 02/04/2026 11:39 AM

Property Details for 349 Ruby Lake Loop

StatusActive
MLS #L4955628
Days on Market133
Taxes$7,082 / year
HOA Fees$850 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size0.38 AC / 16,583 SF
CountyPolk County

Location

Listing Courtesy of EXP REALTY LLC, Jen Lay; EXP REALTY LLC, Jay Patel
Add your commute

Building Information for 349 Ruby Lake Loop

Stories1Year Built1998Building Size-Lot Size0.38 AC / 16,583 SF

Payment Calculator

$2,947 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,286

Property Taxes

$590

HOA Dues

$71

The Payment Calculator is for illustrative purposes only.

Property Information for 349 Ruby Lake Loop

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3108.0
  • Building Area Units: Square Feet
  • Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Sidewalks
  • Direction Faces: North
  • Directions: Starting on US 17 N, take a right onto E Eagle Ave, stay onto Eagle Lake Loop Rd to Eloise Loop Rd, left onto W Lake Ruby Dr, right onto N Lake Ruby Dr, stay straight onto Ruby Lake Dr, right onto Ruby Lake Ln/Ruby Lake Loop, left onto Ruby Lake Loop, the house will be on the right.
  • Elementary School: Chain O Lakes Elem
  • Middle Or Junior School: Denison Middle
  • High School: Lake Region High
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 349
  • Street Name: RUBY LAKE
  • Street Suffix: LOOP
  • State: FL
  • City: WINTER HAVEN
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 22x21
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Maintenance Grounds, Security
  • Association Fee Requirement: Required
  • Association Name: Don Asher and Asso
  • Association Phone: (407) 425-4561
  • Association: Yes
  • CDD: No
  • Pet Restrictions: Confirm with HOA.
  • Tax Book Number: 106-10
  • Tax Legal Description: RUBY LAKE PHASE TWO PB 106 PG 10 LOT 35
  • Tax Lot: 35
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Corner Lot, Landscaped
  • Parcel Number: 272907855605000350
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Living Area: 2374
Property and Assessments
  • Year Built Numeric: 1998
  • Amenities Additional Fees: Confirm with HOA.
  • Association Amenities: Gated
  • Flood Zone Code: x
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 27
  • Public Survey Section: 07
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: Lighting, Rain Gutters, Sprinkler Metered
  • Foundation Details: Block
  • Levels: One
  • Patio And Porch Features: None
  • Pool Features: In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Gated Community, Smoke Detector(s)
  • Spa: No
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile, Vinyl
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 10.0
  • Water View: No
  • Window Features: Blinds, Drapes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 349 Ruby Lake Loop

DateEvent & SourcePriceAppreciation
Dec 19, 2025

Price Change

MFRMLS #L4955628

$469,000—
Sep 26, 2025

Listed (Active)

MFRMLS #L4955628

$499,000—
Jan 14, 2022

Sold (Public Record)

Public Record #1481963023

$450,000

+22.8% / yr

Jan 14, 2022

Sold

MFRMLS #P4918266

$450,000—
Nov 30, 2021

Pending

MFRMLS #P4918266

—
Nov 11, 2021

Listed (Active)

MFRMLS #P4918266

$450,000—
Jun 15, 2020

Sold (Public Record)

Public Record #671153554

$325,000

+5.3% / yr

Jun 15, 2020

Sold

MFRMLS #P4909680

$325,000—
May 18, 2020

Pending

MFRMLS #P4909680

—
Feb 11, 2020

Listed (Active)

MFRMLS #P4909680

$325,000—
Jul 31, 2017

Sold (Public Record)

Public Record #602564633

$280,000

-2.3% / yr

Jul 26, 2015

Sold

MFRMLS #P4705221

$1,600—
May 12, 2015

Listed (Active)

MFRMLS #P4705221

$265,000—
Jan 9, 2009

Withdrawn

MFRMLS #P4597129

$299,900—
May 24, 2007

Listed (Active)

MFRMLS #P4597129

$359,900—
Aug 17, 2006

Sold (Public Record)

Public Record #201256370

$360,000

+13.2% / yr

Aug 17, 2006

Sold

MFRMLS #P4591206

$360,000—
Jul 24, 2006

Pending

MFRMLS #P4591206

—
Jun 20, 2006

Listed (Active)

MFRMLS #P4591206

$379,900—
Jun 19, 2006

Withdrawn

MFRMLS #O4681623

$359,000—
May 11, 2006

Listed (Active)

MFRMLS #O4681623

$369,000—
Mar 6, 2001

Sold (Public Record)

Public Record #70403218

$182,800—
DateEvent & SourcePrice
12/19/2025

Price Change

MFRMLS #L4955628

$469,000
09/26/2025

Listed (Active)

MFRMLS #L4955628

$499,000
01/14/2022

Sold (Public Record)

Public Record #1481963023

$450,000

+22.8% / yr

01/14/2022

Sold

MFRMLS #P4918266

$450,000
11/30/2021

Pending

MFRMLS #P4918266

—
11/11/2021

Listed (Active)

MFRMLS #P4918266

$450,000
06/15/2020

Sold (Public Record)

Public Record #671153554

$325,000

+5.3% / yr

06/15/2020

Sold

MFRMLS #P4909680

$325,000
05/18/2020

Pending

MFRMLS #P4909680

—
02/11/2020

Listed (Active)

MFRMLS #P4909680

$325,000
07/31/2017

Sold (Public Record)

Public Record #602564633

$280,000

-2.3% / yr

07/26/2015

Sold

MFRMLS #P4705221

$1,600
05/12/2015

Listed (Active)

MFRMLS #P4705221

$265,000
01/09/2009

Withdrawn

MFRMLS #P4597129

$299,900
05/24/2007

Listed (Active)

MFRMLS #P4597129

$359,900
08/17/2006

Sold (Public Record)

Public Record #201256370

$360,000

+13.2% / yr

08/17/2006

Sold

MFRMLS #P4591206

$360,000
07/24/2006

Pending

MFRMLS #P4591206

—
06/20/2006

Listed (Active)

MFRMLS #P4591206

$379,900
06/19/2006

Withdrawn

MFRMLS #O4681623

$359,000
05/11/2006

Listed (Active)

MFRMLS #O4681623

$369,000
03/06/2001

Sold (Public Record)

Public Record #70403218

$182,800

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 349 Ruby Lake Loop

Taxable ValueLand$76,000Additions$296,604Total$372,604
Tax Record2025$6,967 ($581 / month)
Home Facts
Beds4Total Finished SqFt2,374 SqFtAbove Grade Finished SqFt2,374 SqFtStories1Lot Size16,583 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated2010CountyPOLKAPN272907855605000350

Schools near 349 Ruby Lake Loop

This home is within Polk.
Rating
School
Type
Grades
Distance
Frank E. Brigham Academy
Public - PK to 5
Chain Of Lakes Elementary School
Public - PK to 5
Jewett School Of The Arts
Public - PK to 8
Jewett Middle Academy Magnet
Public - 6 to 8
Rating
School
Distance
Frank E. Brigham Academy
PublicPK to 5

Chain Of Lakes Elementary School
PublicPK to 5

Jewett School Of The Arts
PublicPK to 8

Jewett Middle Academy Magnet
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 349 Ruby Lake Loop, Winter Haven, FL 33884

349 Ruby Lake Loop is a single family home for sale in Winter Haven, FL 33884. This property was listed for sale on September 26, 2025 by EXP REALTY LLC, it's currently listed at $469,000. It has been on the market for a total of 133 days and was last sold on January 14, 2022. This listing's school district is Polk. Nearby schools include Frank E. Brigham Academy, Chain Of Lakes Elementary School and Jewett School Of The Arts. 349 Ruby Lake Loop is a 4-bed, 3-bath, 2,374 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP REALTY LLC, Jen Lay; EXP REALTY LLC, Jay Patel

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/04/2026 11:39 AM