3498 Centavo Ct

1,535 Sq. Ft.
$472 / Sq. Ft.
1,535
Sq. Ft.
$472
per Sq. Ft.

Description

Under contract-accepting backup offers. Under Construction. Coastal Craftsman New Construction | Direct Gulf Access | Elevator Shaft in Place
Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS. This thoughtfully designed 3-bedroom, 2-bath
...Under contract-accepting backup offers. Under Construction. Coastal Craftsman New Construction | Direct Gulf Access | Elevator Shaft in Place

Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS. This thoughtfully designed 3-bedroom, 2-bath home with an oversized 2+ car garage blends quality craftsmanship with modern coastal design. Built for durability, it features solid block construction and stucco on the lower level and Hardie board siding with shaker accents on the second level. An ELEVATOR SHAFT is already in place, offering convenience for a future elevator install. Inside, the light and bright open-concept great room showcases luxury vinyl plank flooring throughout and a tray ceiling with custom lighting. Triple sliding glass doors lead to a spacious second-floor porch with tile and a coffered ceiling, creating seamless indoor-outdoor living with peaceful nature preserve views and partial Gulf views. The primary suite offers a relaxing retreat with waterfront and preserve views, dual walk-in closets, and a spa-inspired bathroom featuring double vanities and a floor-to-ceiling tiled walk-in shower with glass enclosure, decorative accent band, and built-in shelving. The kitchen is designed to impress, overlooking the living area and featuring quartz countertops, stainless steel appliances (oven, microwave, dishwasher, and refrigerator), soft-close cabinetry, a custom subway tile backsplash, pantry, breakfast bar, deep single-basin sink, and a dedicated coffee bar. Two generously sized guest bedrooms with large closets are located on the opposite side of the home, along with a full bathroom featuring custom tile and a tub/shower combination. Additional interior features include a laundry room with washer and dryer hookups and plumbing for a utility sink. The lower level offers 1500+ additional SF with exceptional space and functionality, featuring a spacious 2+ car garage with ample storage and a fully finished, textured, and painted area for a clean, polished look. A covered back porch with a coffered ceiling creates the perfect shaded space for outdoor entertaining, relaxing, or future customization. Step outside to a backyard with plenty of room to add a pool and create your own private waterfront oasis. With 50 feet of seawall and space to build a dock, this property is a true boater's dream with quick, direct access to the Gulf. Items still be to completed as of 4-15-26: Vinyl flooring throughout. Refrigerator and oven in the kitchen. Kitchen backsplash. Baseboards. New entrance stairs. Balcony railing. Sodding yard and landscaping. Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.
  1. Listed by Sarah Hill • Brokerage DRE #1059513 • JT REALTY & ASSOCIATES
    P: (352)-670-4455 C: (352)-670-4455 MLS@sarahhillgroup.com

Property Details for 3498 Centavo Court

Architectural Style
Elevated
Subdivision Name
HERNANDO BEACH
Township
23S
Garage Spaces
2
View
Water
Waterfront
Yes
Water View
Canal, Gulf/Ocean - Partial
Furnished
Unfurnished
LISTING UPDATED: 05/07/2026 09:55 AM

Property Details for 3498 Centavo Court

StatusPending
MLS #TB8497585
Days on Market16
Taxes$2,010 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2026
Lot Size0.11 AC / 5,000 SF
CountyHernando County

Location

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill
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Building Information for 3498 Centavo Court

Stories-Year Built2026Building Size-Lot Size0.11 AC / 5,000 SF

Payment Calculator

$3,780 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,613

Property Taxes

$168

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3498 Centavo Court

Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 3360.0
  • Building Area Units: Square Feet
  • Community Features: Public Boat Ramp, Waterfront, Golf Carts OK
  • Direction Faces: North
  • Directions: Shoal Line Blvd North to left on Companero Entra to Right on Tampico Trl to Rt on Centavo to home on left side of street
  • Elementary School: Westside Elementary-HN
  • Middle Or Junior School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3498
  • Street Name: CENTAVO
  • Street Suffix: COURT
  • State: FL
  • City: HERNANDO BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Golf Cart Parking, Oversized, Tandem
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 95
  • Tax Book Number: 000
  • Tax Legal Description: HERNANDO BEACH UNIT 9 BLK 95 LOT 36
  • Tax Lot: 36
  • Tax Year: 2025
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Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Cleared, Flood Insurance Required, FloodZone, Near Marina, Near Public Transit
  • Parcel Number: R1322316232009500360
  • Total Acreage: 0 to less than 1/4
  • Water Access: Canal - Saltwater
  • Water Access: Yes
  • Water Body Name: GULF
  • Water Extras: No Wake Zone, Seawall - Concrete
  • Water Extras: Yes
  • Water: No Wake Zone, Seawall - Concrete
  • Zoning: R1B
  • Living Area: 1535
Property and Assessments
  • Year Built Numeric: 2026
  • Flood Zone Code: AE
  • Homestead: No
  • New Construction: Yes
  • Projected Completion Date: 05-13-2026 12:00:00 AM
  • Property Condition: Under Construction
  • Public Survey Range: 16E
  • Public Survey Section: 13
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: CBCA22129
  • Builder Model: Island Breeze Custom
  • Builder Name: PALMWOOD CONSTRUCTION
  • Construction Materials: Block, HardiPlank Type, Stucco, Wood Frame
  • Exterior Features: Sliding Doors
  • Foundation Details: Block, Slab, Stilt/On Piling
  • Levels: Two
  • Patio And Porch Features: Covered, Porch, Rear Porch
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Features: Waterfront, Canal - Saltwater
  • Waterfront Feet Total: 50
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Family Room, Great Room, Inside Utility
  • Appliances: Dishwasher, Electric Water Heater, Microwave
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Pets Allowed: Yes

Property History for 3498 Centavo Court

DateEvent & SourcePriceAppreciation
May 2, 2026

Pending

MFRMLS #TB8497585

—
Apr 16, 2026

Listed (Active)

MFRMLS #TB8497585

$725,000—
Mar 26, 2026

Withdrawn

MFRMLS #W7883025

$717,205—
DateEvent & SourcePrice
05/02/2026

Pending

MFRMLS #TB8497585

—
04/16/2026

Listed (Active)

MFRMLS #TB8497585

$725,000
03/26/2026

Withdrawn

MFRMLS #W7883025

$717,205

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3498 Centavo Court

Taxable ValueLand$132,850Additions-Total$132,850
Tax Record2025$1,897 ($158 / month)
Home Facts
Beds0Lot Size4,356 SqFtStyleMiscellaneous Vacant LandCountyHERNANDOAPNR13-223-16-2320-0950-0360

Schools near 3498 Centavo Court

This home is within Hernando.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 6
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/07/2026 09:55 AM