3504 Hardscrabble Rd

Spencer, IN 47460

$199,900
Price
3
Beds
1,079 Sq. Ft.
$185 / Sq. Ft.
1,079
Sq. Ft.
$185
per Sq. Ft.
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Description

Welcome home to this charming 3-bedroom, 1-bath ranch nestled in a peaceful country setting. Offering timeless character and endless potential, this home features original hardwood floors that add warmth and charm throughout much of the living space. The retro kitchen is full of vintage appeal, providing a unique backdrop for everyday living while offering opportunities for personalization. The full unfinished basement provides abundant storage space and the potential for future expansion, a workshop,...Welcome home to this charming 3-bedroom, 1-bath ranch nestled in a peaceful country setting. Offering timeless character and endless potential, this home features original hardwood floors that add warmth and charm throughout much of the living space. The retro kitchen is full of vintage appeal, providing a unique backdrop for everyday living while offering opportunities for personalization. The full unfinished basement provides abundant storage space and the potential for future expansion, a workshop, or hobby area. A convenient 2-car attached garage offers easy access and protection from the elements year-round. Surrounded by the tranquility of the countryside, this property combines rural charm with practical living. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this ranch offers solid bones, classic features, and room to make it your own. Enjoy the beauty of country living while still being within easy reach of nearby amenities.
  1. Listed by Tara White • Century 21 Scheetz - Bloomington • Cell: 812-821-1735

Property Details for 3504 Hardscrabble Road

Style
One Story
Subdivision
None
Waterfront
No
Garage/Number Of Cars
2
LISTING UPDATED: 06/26/2026 07:16 PM

Property Details for 3504 Hardscrabble Road

StatusActive
MLS #202625122
Days on Market2
Taxes$967 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1957
Lot Size1.00 AC / 43,560 SF
CountyOwen County
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Location

Listing Courtesy of Century 21 Scheetz - Bloomington
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Building Information for 3504 Hardscrabble Road

Stories-Year Built1957Building Size-Lot Size1.00 AC / 43,560 SF

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$1,077 per month

30 year fixed, 6.36% Interest

Principal and Interest

$996

Property Taxes

$81

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3504 Hardscrabble Road

Summary
Location and General Information
  • Area: Owen County
  • City: Spencer
  • Zip + 4: 5094
  • Zip Code: 47460
  • State: IN
  • Township: Clay
  • Geo Latitude: 39
  • Geo Longitude: -87
  • Fips Code: 18119
  • Directions To Property: Take Highway 43 S From Hwy 46 to Hardscrabble Rd. Turn left on Hardscrabble. Property is on the right-2 miles on the right
Taxes and HOA
  • Annual Taxes: $967
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2026
  • Parcel Number Id: 60-17-01-300-230.000-016
School Information
  • School District: Spencer-Owen Community Schools
  • Elementary: Mccormicks Creek
  • Middle School: Owen Valley
  • High School: Owen Valley
Parking
  • Garage Length: 28.0
  • Garage Width: 21.0
  • Garage: Yes
  • Garage Type: Attached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 1.0
  • Lot Dimensions: Irregular
  • Below Grade Unfin Sqft: 0.0
  • Total Square Feet: 1929.0
  • Approx Lot Size Sqft: 43560.0
  • Above Grade Finished Sqft: 1079.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 0.0
  • Total Finished Sqft: 1079.0
  • Garage Square Feet: 588.0
  • Above Grade Unfin Sqft: 850.0
  • Lot Description: Other
  • Main Level Sqft: 1079.0
Property and Assessments
  • New Construction: No
  • Year Built: 1957
  • Age: 69
  • Planned Unit Development: No
Utilities
  • Water Utility: Public
  • Sewer: Septic
Interior and Exterior Features
Exterior Features
  • Exterior: Vinyl
  • Outbuilding 1: None
  • Platted: Yes
  • Pool: No
Interior Features
  • Basement: Yes
  • Basement/Foundation: Full Basement
  • Cooling: Central Air
  • Fireplace: No
  • Heating/Fuel: Gas
  • Number of Above Grade Bedrooms: 3
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 0
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 2
  • Total Number of Bedrooms: 3
  • Total Number of Full Baths: 1
  • Total Number of Half Baths: 0
  • Total Baths: 1
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 12.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 12.0
  • 2nd Bedroom Length: 12.0
  • 2nd Bedroom Level: Main
  • 2nd Bedroom Width: 12.0
  • 3rd Bedroom Length: 10.0
  • 3rd Bedroom Level: Main
  • 3rd Bedroom Width: 9.0
  • Kitchen Length: 14.0
  • Kitchen Level: Main
  • Kitchen Width: 10.0
  • Laundry Level: Main
  • Living/Great Room Length: 18.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 12.0

Property History for 3504 Hardscrabble Road

DateEvent & SourcePriceAppreciation
Jun 24, 2026

Listed (Active)

Indiana Regional MLS #202625122

$199,900—
Apr 26, 2019

Sold

Indiana Regional MLS #201908521

$92,000—
Mar 18, 2019

Pending

Indiana Regional MLS #201908521

—
DateEvent & SourcePrice
06/24/2026

Listed (Active)

Indiana Regional MLS #202625122

$199,900
04/26/2019

Sold

Indiana Regional MLS #201908521

$92,000
03/18/2019

Pending

Indiana Regional MLS #201908521

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3504 Hardscrabble Road

Taxable ValueLand$30,000Additions$156,400Total$186,400
Tax Record2025$967 ($81 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,079 SqFtAbove Grade Finished SqFt1,079 SqFtStories1Lot Size43,560 SqFtStyleSingle Family ResidenceYear Built1957CountyOWENAPN60-17-01-300-230.000-016

Schools near 3504 Hardscrabble Road

This home is within Spencer-Owen Community Schools.
Rating
School
Type
Grades
Distance
McCormick's Creek Elementary School
Public - PK to 6
Owen Valley Middle School
Public - 7 to 8
Owen Valley Community High School
Public - 9 to 12
Spencer Elementary School
Public - PK to 6
Rating
School
Distance
McCormick's Creek Elementary School
PublicPK to 6

Owen Valley Middle School
Public7 to 8

Owen Valley Community High School
Public9 to 12

Spencer Elementary School
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3504 Hardscrabble Road, Spencer, IN 47460

3504 Hardscrabble Road is a single family home for sale in Spencer, IN 47460. This property was listed for sale on June 24, 2026 by Century 21 Scheetz - Bloomington, it's currently listed at $199,900. It has been on the market for a total of 2 days and was last sold on April 26, 2019. This listing's school district is Spencer-Owen Community Schools. Nearby schools include McCormick's Creek Elementary School, Owen Valley Middle School and Owen Valley Community High School. 3504 Hardscrabble Road is a 3-bed, 1-bath, 1,079 sqft single family home built in 1957.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 Scheetz - Bloomington

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.