3520 Cobia Dr

Hernando Beach, FL 34607

$53,000
Price
7,500 / 0.17
Lot Size / Acres
New
New

Description

Come Build your dream home in Hernando Beach South! This waterfront lot is 7500 SF has a SURVEY, GEOTECH COMPLETED, AND COMES WITH CONSTRUCTION PLANS! The $330 annual Homeowners Association fee includes lawn maintenance until your new home is constructed and access to the community boat ramp. NO SHORT-TERM RENTALS ALLOWED in Hernando Beach South. Hernando Beach is a charming waterfront community located in Hernando County, Florida. Known for its serene atmosphere and stunning views, this area is...Come Build your dream home in Hernando Beach South! This waterfront lot is 7500 SF has a SURVEY, GEOTECH COMPLETED, AND COMES WITH CONSTRUCTION PLANS! The $330 annual Homeowners Association fee includes lawn maintenance until your new home is constructed and access to the community boat ramp. NO SHORT-TERM RENTALS ALLOWED in Hernando Beach South. Hernando Beach is a charming waterfront community located in Hernando County, Florida. Known for its serene atmosphere and stunning views, this area is a popular destination for those seeking a relaxed coastal lifestyle. Situated along the Gulf. Hernando Beach offers a variety of waterfront properties, including single-family homes, and vacant land. Many of these properties feature private docks and boat lifts, allowing residents to easily indulge in boating, fishing, and other water activities. In addition to its waterfront appeal, Hernando Beach boasts a range of amenities and recreational opportunities. The nearby Weeki Wachee Springs State Park provides opportunities for kayaking, paddle boarding, and even swimming with manatees. For those who enjoy golfing, Hernando Beach is in close proximity to several golf courses, offering scenic fairways and challenging play. The community is also home to a variety of restaurants, shops, and entertainment options, ensuring residents have everything they need within reach. With its picturesque surroundings, waterfront access, and convenient amenities, Hernando Beach is a sought-after location for those looking to embrace the coastal lifestyle. Don't miss out on this incredible opportunity to own a piece of paradise! Embrace the waterfront lifestyle you've always dreamed of and make this land your own. Contact us now to schedule a viewing and start planning your coastal masterpiece. Water, sewer, and power connections are located at the street. Property is located in a flood zone so any home constructed will need to be elevated. R1B zoning for a single-family home. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale signs are on the property.
  1. Listed by Sarah Hill • Brokerage DRE #1059513 • JT REALTY & ASSOCIATES
    P: (352)-279-0076 C: (352)-279-0076 sarah.hill.realtor@hotmail.com

Property Details for 3520 Cobia Drive

Subdivision Name
HERNANDO BEACH
Township
23S
View
Water
Waterfront
Yes
Water View
Canal
LISTING UPDATED: 02/04/2026 01:06 AM

Property Details for 3520 Cobia Drive

StatusActive
MLS #TB8472163
Days on Market1
Taxes$1,045 / year
HOA Fees$330 / year
Condo/Co-op Fees-
Compass TypeLand
MLS TypeLand
Year Built-
Lot Size0.17 AC
CountyHernando County

Location

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill
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Building Information for 3520 Cobia Drive

Lot Size0.17 AC

Payment Calculator

$373 per month

30 year fixed, 6.15% Interest

Principal and Interest

$258

Property Taxes

$87

HOA Dues

$28

The Payment Calculator is for illustrative purposes only.

Property Information for 3520 Cobia Drive

Summary
Location and General Information
  • Building Area Units: Square Feet
  • Community Features: Public Boat Ramp, Water Access, Waterfront, Golf Carts OK, Golf
  • Directions: Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.
  • Elementary School: Westside Elementary-HN
  • Middle Or Junior School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved, County Road
  • Street Number: 3520
  • Street Name: COBIA
  • Street Suffix: DRIVE
  • State: FL
  • City: HERNANDO BEACH
Parking
  • Available For Lease: No
Taxes and HOA Information
  • Association Fee Requirement: Required
  • Association Name: Coastal HOA Management
  • Association Phone: 727-859-9732
  • Association: Yes
  • CDD: No
  • Tax Block: 135
  • Tax Book Number: 17-70
  • Tax Legal Description: HERNANDO BEACH UNIT 13-B BLK 135 LOT 35
  • Tax Lot: 35
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Current Adjacent Use: Residential
  • Current Use: Residential
  • Lot Features: Buildable, Cleared, Flood Plain, Near Marina, Near Public Transit
  • Lot Size Dimensions: 75 x 100
  • Parcel Number: R2422316237001350350
  • Total Acreage: 0 to less than 1/4
  • Water Access: Freshwater Canal w/Lift to Saltwater Canal
  • Water Access: Yes
  • Water Body Name: GULF
  • Water Extras: No Wake Zone
  • Water Extras: Yes
  • Water: No Wake Zone
  • Zoning: R1B
  • Lot Dimensions: 75 x 100
Property and Assessments
  • Flood Zone Code: AE
  • Public Survey Range: 16E
  • Public Survey Section: 24
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Public, Sewer Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Pool: None
  • Pool Private: No
  • Waterfront Features: Waterfront, Freshwater Canal w/Lift to Saltwater Canal
  • Waterfront Feet Total: 75
Interior Features
  • Living Area Units: Square Feet
  • Water View: Yes
Rental
Rental Information
  • Pets Allowed: Yes

Property History for 3520 Cobia Drive

DateEvent & SourcePriceAppreciation
Feb 3, 2026

Listed (Active)

MFRMLS #TB8472163

$53,000—
Nov 9, 2025

Expired

MFRMLS #TB8372496

$60,000—
Apr 14, 2025

Listed (Active)

MFRMLS #TB8372496

$60,000—
Dec 31, 2024

Expired

MFRMLS #T3486650

$85,000—
Nov 22, 2023

Listed (Active)

MFRMLS #T3486650

$120,000—
Dec 14, 2021

Sold

MFRMLS #T3317729

$65,000—
Dec 13, 2021

Sold (Public Record)

Public Record #1481137579

$65,000

+9.9% / yr

Nov 16, 2021

Pending

MFRMLS #T3317729

—
Jul 12, 2021

Listed (Active)

MFRMLS #T3317729

$69,900—
Nov 25, 2010

Sold (Public Record)

Public Record #302666653

$23,000

-17.4% / yr

Aug 31, 2005

Expired

MFRMLS #T2099066

$182,000—
May 5, 2005

Listed (Active)

MFRMLS #T2099066

$182,000—
Apr 30, 2005

Expired

MFRMLS #U7089485

$183,000—
Oct 7, 2004

Listed (Active)

MFRMLS #U7089485

$189,000—
Dec 11, 2003

Sold (Public Record)

Public Record #125681133

$86,900

+196.8% / yr

Sep 4, 2003

Sold (Public Record)

Public Record #119478430

$64,900—
DateEvent & SourcePrice
02/03/2026

Listed (Active)

MFRMLS #TB8472163

$53,000
11/09/2025

Expired

MFRMLS #TB8372496

$60,000
04/14/2025

Listed (Active)

MFRMLS #TB8372496

$60,000
12/31/2024

Expired

MFRMLS #T3486650

$85,000
11/22/2023

Listed (Active)

MFRMLS #T3486650

$120,000
12/14/2021

Sold

MFRMLS #T3317729

$65,000
12/13/2021

Sold (Public Record)

Public Record #1481137579

$65,000

+9.9% / yr

11/16/2021

Pending

MFRMLS #T3317729

—
07/12/2021

Listed (Active)

MFRMLS #T3317729

$69,900
11/25/2010

Sold (Public Record)

Public Record #302666653

$23,000

-17.4% / yr

08/31/2005

Expired

MFRMLS #T2099066

$182,000
05/05/2005

Listed (Active)

MFRMLS #T2099066

$182,000
04/30/2005

Expired

MFRMLS #U7089485

$183,000
10/07/2004

Listed (Active)

MFRMLS #U7089485

$189,000
12/11/2003

Sold (Public Record)

Public Record #125681133

$86,900

+196.8% / yr

09/04/2003

Sold (Public Record)

Public Record #119478430

$64,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3520 Cobia Drive

Taxable ValueLand$60,000Additions-Total$60,000
Tax Record2025$857 ($71 / month)
Home Facts
Beds0Lot Size8,712 SqFtStyleMiscellaneous Vacant LandCountyHERNANDOAPNR24-223-16-2370-0135-0350

Schools near 3520 Cobia Drive

This home is within Hernando.
Rating
School
Type
Grades
Distance
Westside Elementary School
Public - PK to 5
Fox Chapel Middle School
Public - 6 to 8
Weeki Wachee High School
Public - 9 to 12
GULF COAST ELEMENTARY SCHOOL-4522
Charter - K to 5
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3520 Cobia Drive, Hernando Beach, FL 34607

3520 Cobia Drive is a 0.17 ac of land for sale in Hernando Beach, FL 34607. This property was listed for sale on February 3, 2026 by JT REALTY & ASSOCIATES, it's currently listed at $53,000. It has been on the market for a total of 0 days and was last sold on December 14, 2021. This listing's school district is Hernando. Nearby schools include Westside Elementary School, Fox Chapel Middle School and Weeki Wachee High School. 3520 Cobia Drive is a 0-bed, 0-bath, 0.17 ac of land on a 7,500 sq. ft. / 0.17 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/04/2026 01:06 AM