3520 Stearns Road

Sold 8/20/19
Sold 8/20/19
3520 Stearns Rd
3520 Stearns Rd
Hamlin Lake just a block away!
Beautiful estate
Awesome pool
Fabulous solid surface countertops
Light & bright kitchen
Stainless steel appliances
Large, bright dining room
Doors to awesome backyard
Open to kitchen
Open to living room
Living room
Bright, clean, and cute
Master bedroom
Master bedroom with en suite bath
Spacious master suite
Master bath
Master bath
Bedroom 2 currently used as an office
Bedroom 2 with large closet
Main floor guest bath
Main floor guest bath
Family room with backyard access
Family room
Main floor laundry!
Bedroom 3
Bedroom 3
Bedroom 4
Bedroom 4
Bedroom 5 with en suite bathroom
Bedroom 5
En suite bathroom
En suite bathroom
MIL suite Dining room
MIL suite Dining room/Wet bar
MIL suite Wet bar
MIL suite Wet bar/Dining room
MIL suite Kitchen
MIL suite Kitchen
MIL suite Kitchen with office
MIL suite Living room
MIL suite Living room
MIL suite Living room
MIL suite main floor bath
MIL suite Den
MIL suite Master bedroom
MIL suite Master bedroom
MIL suite Master bedroom
MIL suite Master bathroom
MIL suite Balcony off Den
Garage
2 car garage with upstairs apartment
Garage
Garage apartment entry
Garage apartment Bedroom
Garage apartment Main room
Garage apartment Main room
Garage apartment Bathroom
Exercise room
Exercise room
Storage room with sinks
Rec room
Rec room
Rec room
Rec room
Private setting
3520 Stearns
3520 Stearns
Beautifully maintained
3520 Stearns Rd
Excellent backyard
3520 Stearns Rd
Circle drive
Circle Drive
Enjoy all the Hamlin Lake fun
Fenced yard surrounded in trees
Walk over to the lake
Perfect yard for summer
Beautiful and secluded
Fenced backyard
Overhead view looking inland
Large patio area
Beautiful pool
Aerial looking south
Front entry
Sold
Last Sold Price
$390,000
7 beds5,551 sqft$70/sqft
3520 Stearns Road, Ludington, MI 49431
Single FamilyProperty Type
1.4 acresLot Size
1991Year Built
$70/sq ftPrice per sq ft
2 carsParking Spaces

Description

Meticulously maintained home within walking distance to Hamlin Lake. Truly unique living spaces designed to be used as one or separated (as an in-law suite) plus another living space over the garage. Owners did a back yard renovation including a fabulous in-ground swimming pool. Main kitchen is updated with new countertops, some new cabinetry, new appliances and a fresh look. Main floor master suite includes fabulous private bath. Upstairs are 3 bedrooms, including another master suite. In-law space...Meticulously maintained home within walking distance to Hamlin Lake. Truly unique living spaces designed to be used as one or separated (as an in-law suite) plus another living space over the garage. Owners did a back yard renovation including a fabulous in-ground swimming pool. Main kitchen is updated with new countertops, some new cabinetry, new appliances and a fresh look. Main floor master suite includes fabulous private bath. Upstairs are 3 bedrooms, including another master suite. In-law space w private entrance or door attached to main house is 2 floors with open bedroom upstairs, 2 full baths, a full kitchen and its own laundry. Apartment over the garage has a kitchenette, updated bath, bedroom and living room. Basement is carpeted and perfect for all the rec room games.
  • Listed by: Mary Jo Pung 231.690.1587 mjpung@greenridge.com Brokerage DRE #6503402440 • Greenridge Realty S Rath
Listing closed: 08/20/2019 12:00 AM • Source: Michigan Regional Information Center, MLS#: 19028093

Recent comparable sales

Median sold price

$375,000

Avg days on market

64

Sale-to-list ratio

94.0%

Ludington, MI

9 comparable properties found

$2,070,000 | 6296 North Swan Pointe Drive, Ludington, MI 49431
1/62
1

$2,070,000

Sold 10/24/24

7
Bedrooms
5,814
Square Feet
2.2
Acres

6296 North Swan Pointe Drive, Ludington, MI 49431

$2,070,000 | 6296 North Swan Pt Drive, Ludington, MI 49431
1/62
2

$2,070,000

Sold 10/24/24

7
Bedrooms
5,814
Square Feet
2.2
Acres

6296 North Swan Pt Drive, Ludington, MI 49431

$769,000 | 5512 West Oak Ridge Road, Ludington, MI 49431
1/51
3

$769,000

Sold 10/08/25

6
Bedrooms
4,952
Square Feet
1.69
Acres

5512 West Oak Ridge Road, Ludington, MI 49431

$374,000 | 3284 Neil Road, Ludington, MI 49431
1/54
4

$374,000

Sold 10/30/24

2
Bedrooms
665
Square Feet
0.23
Acres

3284 Neil Road, Ludington, MI 49431

$625,000 | 3833 North Lincoln Road, Ludington, MI 49431
1/73
5

$625,000

Sold 04/24/25

4
Bedrooms
5,378
Square Feet
14.34
Acres

3833 North Lincoln Road, Ludington, MI 49431

$325,000 | 3738 North Lakeshore Drive, Unit 1, Ludington, MI 49431
1/39
6

$325,000

Sold 04/25/25

3
Bedrooms
1,360
Square Feet
0.10
Acres

3738 North Lakeshore Drive, Unit 1, Ludington, MI 49431

$375,000 | 2648 North Lakeshore Drive, Ludington, MI 49431
1/33
7

$375,000

Sold 08/18/26

3
Bedrooms
1,144
Square Feet
16
Acres

2648 North Lakeshore Drive, Ludington, MI 49431

$350,000 | 2712 Piney Ridge Road, Ludington, MI 49431
1/27
8

$350,000

Sold 04/07/26

4
Bedrooms
1,600
Square Feet
0.41
Acres

2712 Piney Ridge Road, Ludington, MI 49431

$325,000 | 6551 West Sugar Grove Road, Ludington, MI 49431
1/29
9

$325,000

Sold 12/22/25

3
Bedrooms
1,768
Square Feet
2.08
Acres

6551 West Sugar Grove Road, Ludington, MI 49431

Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Greenridge Realty S Rath

Sold By Greenridge Realty S Rath

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,270 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,982

Property Taxes

$287

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3520 Stearns Road

Property Details
  • Taxes: $3,448 / year
  • MLS Type: Residential / Single Family Residence
  • County: Mason County
  • Zoning: R1
  • ZoningDescription: R1
  • Architectural Style: Cape Cod
Building Information
  • Stories: 2
  • Year Built: 1991
  • Lot Size: 1.40 AC / 60,984 SF
Summary
Location and General Information
  • Cross Streets: Dewey
  • Municipality: Hamlin Twp
  • Directions: From Ludington, N on Lakeshore Dr. Veer right to Lakeshore Dr (left is M116 and takes you to State Park), and stay on Lakeshore until the south bayou bridge. Veer right on Neil Rd and continue as it turns into Stearns. Home is on the right just after turning onto Stearns.
  • Area - Major: MasonOceanaManistee - O
  • Street #: 3520
  • Street Name: Stearns
  • Suffix: Road
  • City: Ludington
  • State: MI
  • Zip Code: 49431
  • County: Mason
  • Latitude: 44.020678
  • Longitude: -86.455153
  • Area - Minor: MasonOceanaManistee - O
Taxes and HOA
  • Taxable Value: 151251.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 5300728001100
  • Homestead: 100
  • SEV: 177700
Parking
  • Parking Features: Detached
  • Garage Spaces: 2.0
  • Garage Y/N: Yes
  • Attached Garage: No
  • Driveway: Paved
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Recreational, Wooded
  • SqFt Source: Prior Appraisal
  • Lot Dimensions: 184x321x191x328
  • Below Grade Finished Area: 1000.0
  • Total Fin SqFt All Levels: 5551.0
  • SqFt Above Grade: 4551.0
  • Lot Measurement: Acres
  • Lot Acres: 1.4
  • Lot Square Footage: 60984.0
  • Lot Size Area: 1.4
Property and Assessments
  • Tax Year: 2019
  • Road Surface Type: Paved
  • Legal: X89SPLIT 1979 HAMLIN LAKE RESORT LOTS 7 THRU 12 INCL BLOCK 3
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 0
  • Property Type: Residential, Single Family Residence
  • Year Built: 1991
  • Video Groups: 0
  • Mineral Rights: Unknown
  • Accessibility Features YN: No
  • Income Property: No
Utilities
  • Utilities: Natural Gas Connected, Cable Connected
  • Sewer: Septic Tank
  • Water Source: Well
  • Utilities Attached: Cable Connected, Natural Gas Connected
  • Water: Well
Interior and Exterior Features
Exterior Features
  • Pool Features: In Ground
  • Roof: Composition
  • Patio And Porch Features: Deck, Patio
  • Stories: 2
  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • Street Type: Paved, Public
  • Exterior Material: Vinyl Siding
  • Roofing: Composition
  • Substructure: Full
  • Patio and Porch Features: Patio, Deck
Interior Features
  • Heating: Forced Air, Hot Water
  • Interior Features: Pantry
  • Fireplace: No
  • Room Total: 18
  • Main Bedrooms: 2
  • Fireplaces Total: 0
  • Basement: Yes
  • Cooling: Central
  • Total Baths: 6.0
  • Full Baths: 6
  • Room Types: Kitchen, Dining Room, Family Room, Living Room, Recreation, Primary Bedroom, Primary Bathroom, Bathroom 1, Bathroom 2, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Other
  • Bathrooms Total (Integer): 6
  • Bathrooms Total (Decimal): 6.0
  • Bathrooms Total (Notational): 6.0
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air, Hot Water
  • Air Conditioning: Central Air
  • Kitchen Features: Pantry
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Bedrooms: 7
  • Half Baths: 0.0
  • Main Full Baths: 3
  • Main Half Baths: 0
  • Main Level SQFT: 2592
  • Total Beds Above Grade: 7
  • Basement Bedrooms: 0.0
  • Basement Finished SQFT: 1000.0
  • Basement Full Baths: 0.0
  • Basement Half Baths: 0.0
  • Total Basement SQFT: 0.0
  • Main Level Primary: Yes
  • # of Outbuildings: 1.0
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 20.0
  • Room Width: 14.5
Room 2
  • Room Type: Dining Room
  • Room Level: Main
  • Room Length: 13.7
  • Room Width: 12.5
Room 3
  • Room Type: Family Room
  • Room Level: Main
  • Room Length: 20.0
  • Room Width: 14.5
Room 4
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 15.1
  • Room Width: 12.5
Room 5
  • Room Type: Recreation
  • Room Level: Basement
  • Room Length: 42.7
  • Room Width: 25.5
  • Room Description: Includes storage room square footage
Room 6
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Length: 14.2
  • Room Width: 12.5
Room 7
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Length: 13.3
  • Room Width: 12.2
Room 8
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Length: 8.9
  • Room Width: 5.1
Room 9
  • Room Type: Bathroom 2
  • Room Level: Upper
  • Room Length: 9.5
  • Room Width: 9.2
Room 10
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Length: 12.5
  • Room Width: 12.5
Room 11
  • Room Type: Bedroom 3
  • Room Level: Upper
  • Room Length: 16.3
  • Room Width: 13.9
Room 12
  • Room Type: Bedroom 4
  • Room Level: Upper
  • Room Length: 12.8
  • Room Width: 10.8
Rental
Rental Information
  • Occupant Type: Owner
  • Terms Available: Cash, Conventional

Property History for 3520 Stearns Road

DateEvent & SourcePriceAppreciation
Aug 20, 2019

Sold (Public Record)

Public Record #1332237031

$390,000

+7.1% / yr

Aug 20, 2019

Sold

MiRealSource #70066692

$390,000—
Aug 20, 2019

Sold

Michigan Regional Information Center #19028093

$390,000—
DateEvent & SourcePrice
08/20/2019

Sold (Public Record)

Public Record #1332237031

$390,000

+7.1% / yr

08/20/2019

Sold

MiRealSource #70066692

$390,000
08/20/2019

Sold

Michigan Regional Information Center #19028093

$390,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3520 Stearns Road

Taxable ValueLand$393,200Additions-Total$393,200
Tax Record2025$5,625 ($469 / month)
Home Facts
Beds4Baths3Total Finished SqFt4,350 SqFtAbove Grade Finished SqFt4,350 SqFtLot Size36,669 SqFtStyleSingle Family ResidenceYear Built1991Year Renovated1991CountyMASONAPN007-280-011-00

Schools near 3520 Stearns Road

This home is within Ludington Area School District.
Rating
School
Type
Grades
Distance
Ludington Elementary School
Public - PK to 5
O.J. DeJonge Middle School
Public - 6 to 8
Ludington High School
Public - 9 to 12
Rating
School
Distance
Ludington Elementary School
PublicPK to 5

O.J. DeJonge Middle School
Public6 to 8

Ludington High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 49431

$199,000 | 808 Anderson Street, Ludington, MI 49431
1/46
New

$199,000

1
Bedrooms
720
Square Feet
0.17
Acres

808 Anderson Street, Ludington, MI 49431

$239,000 | 304 South Ferry Street, Unit 3, Ludington, MI 49431
1/31

$239,000

1
Bedrooms
556
Square Feet

304 South Ferry Street, Unit 3, Ludington, MI 49431

$650,000 | 414 East Ludington Avenue, Ludington, MI 49431
1/29

$650,000

3
Bedrooms
2,198
Square Feet
0.19
Acres

414 East Ludington Avenue, Ludington, MI 49431

$379,000 | 210 North Staffon Street, Ludington, MI 49431
1/51

$379,000

3
Bedrooms
1,696
Square Feet
0.27
Acres

210 North Staffon Street, Ludington, MI 49431

$478,000 | 3823 North Sherman Road, Ludington, MI 49431
1/36
Keep Showing - Contgcy Appl

$478,000

4
Bedrooms
2,863
Square Feet
10.4
Acres

3823 North Sherman Road, Ludington, MI 49431

$425,000 | 6085 West Storm Ridge Lane, Ludington, MI 49431
1/44

$425,000

4
Bedrooms
2,458
Square Feet
0.95
Acres

6085 West Storm Ridge Lane, Ludington, MI 49431

$549,000 | 408 North Lewis Street, Ludington, MI 49431
1/31

$549,000

5
Bedrooms
1,840
Square Feet
0.19
Acres

408 North Lewis Street, Ludington, MI 49431

$229,500 | 419 North Washington Avenue, Ludington, MI 49431
1/29

$229,500

2
Bedrooms
1,200
Square Feet
0.24
Acres

419 North Washington Avenue, Ludington, MI 49431

$545,000 | 105 West Danaher Street, Unit 201, Ludington, MI 49431
1/69

$545,000

3
Bedrooms
1,940
Square Feet

105 West Danaher Street, Unit 201, Ludington, MI 49431

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3520 Stearns Road, Ludington, MI 49431
$390,000
7
5,551
60,984
3466 Stearns Road, Ludington, MI 49431
–
–
2
2,941
177,353
3532 Stearns Road, Ludington, MI 49431
$11,500
–
–
–
34,848
3550 Stearns Road, Ludington, MI 49431
$62,500
2
900
12,100
3497 Stearns Road, Ludington, MI 49431
–
–
2
2,240
90,907
3461 North Stearns Avenue, Ludington, MI 49431
$190,000
3
–
24,250

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Greenridge Realty S Rath

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the MichRIC (Michigan Regional Information Center), LLC. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this web site. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright© 2026 Michigan Regional Information Center. All Rights Reserved.