Last Sold Price
4 beds3,900 sqft$194/sqft
3520 Windmill Point Rd, White Stone, VA 22578

Description

Spacious waterfront home on the Rappahannock River in White Stone. This 3,900 sq.ft. home sits on 2.93 acres with a sand beach and pier with boat lift. The property captures the expansive waterfront views. From the moment you walk in the house, you are hit with the amazing views and the attention to detail. There are 4 bedrooms (3 of which have ensuite bathrooms) and 3.5 baths. The main floor offers a great room with stone fireplace that flows into the large custom kitchen. There is a waterfront...Spacious waterfront home on the Rappahannock River in White Stone. This 3,900 sq.ft. home sits on 2.93 acres with a sand beach and pier with boat lift. The property captures the expansive waterfront views. From the moment you walk in the house, you are hit with the amazing views and the attention to detail. There are 4 bedrooms (3 of which have ensuite bathrooms) and 3.5 baths. The main floor offers a great room with stone fireplace that flows into the large custom kitchen. There is a waterfront master suite with a large bathroom (tub, double sinks, shower) and a walk in closet. The second floor has a large loft area with 2 bedrooms, 2 office areas and a large bonus room. The Coastal Living inspired home is elevated with a first level basement, consisting of 2,135 sq.ft. (4 garage bays, workshop and plumbed for a bathroom). The property has space to accommodate a waterfront pool. Located in the X Zone, so no flood insurance is required!
LISTING CLOSED: 10/08/2019 12:00 AM

  1. Listed by Hunter Law • IsaBell K. Horsley Real Estate
    P: (804) 480-0269 HunterLawRealtor@icloud.com

Property Details for 3520 Windmill Point Road

Status
MLS #
1839205
Days on Market
213
Taxes
$5,127 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
2002
Lot Size
2.93 AC / 127,630 SF
Architectural Style
Custom
Waterfront Features
River Front, Waterfront
Has Waterfront
Yes
Zoning Description
R1

Recent comparable sales

Median sold price

$819,000

Avg days on market

68

Sale-to-list ratio

9659.3%

White Stone, VA

9 comparable properties found

a view of a terrace with sky view
1/45
1

$775,000

Sold 06/26/26

5
Bedrooms
3,540
Square Feet
1.1
Acres
a front view of a house with a yard and potted plants
1/51
2

$563,000

Sold 04/23/26

4
Bedrooms
1,848
Square Feet
0.56
Acres
$819,000 | 3505 Windmill Point Road, White Stone, VA 22578
1/51
3

$819,000

Sold 11/27/24

4
Bedrooms
2,000
Square Feet
4.84
Acres
$760,000 | 410 West High Bank Road, White Stone, VA 22578
1/59
4

$760,000

Sold 06/23/26

4
Bedrooms
4,608
Square Feet
0.21
Acres
a view of a yard with large tree
1/48
5

$950,000

Sold 04/10/26

3
Bedrooms
3,130
Square Feet
5
Acres
$845,000 | 248 Cardinal Lane, White Stone, VA 22578
1/51
6

$845,000

Sold 11/07/25

4
Bedrooms
2,840
Square Feet
2
Acres
$663,500 | 178 Close Quarters Drive, White Stone, VA 22578
1/35
7

$663,500

Sold 12/09/24

3
Bedrooms
2,154
Square Feet
3.12
Acres
$1,850,000 | 118 Fitchett Drive, White Stone, VA 22578
1/51
8

$1,850,000

Sold 05/19/25

4
Bedrooms
5,208
Square Feet
1.28
Acres
$915,000 | 448 McSwain Road, White Stone, VA 22578
1/51
9

$915,000

Sold 03/16/26

4
Bedrooms
3,187
Square Feet
1.7
Acres

Location

Listing Courtesy of IsaBell K. Horsley Real Estate, Hunter Law

Sold By Antique Properties, Inc., Glenn C. Cockrell

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Building Information for 3520 Windmill Point Road

Stories1Year Built2002Building Size-Lot Size2.93 AC / 127,630 SF

Payment Calculator

$4,265 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,838

Property Taxes

$427

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3520 Windmill Point Road

Summary
Location and General Information
  • Directions: From White Stone, turn on to Windmill Point Rd. The property will be on the right.
  • Latitude: 37.62388298
  • Longitude: -76.32738803
  • MLS Area Major: 110 - Lancaster
  • Water Body Name: rappahannock
Taxes and HOA
  • Parcel Number: 40B-1-1C
  • Tax Annual Amount: $5,127.00
  • Tax Assessed Value: 868900
  • Tax Lot: 3
  • Tax Year: 2017
School Information
  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster
Parking
  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached, Garage, Garage Door Opener, Oversized, Workshop in Garage
Property
Lot Information
  • Lot Features: Waterfront
  • Lot Size Acres: 2.93
  • Lot Size Area: 2.93
  • Lot Size Units: Acres
Property and Assessments
  • Below Grade Finished Area: 2135.0
  • Building Area Source: Owner
  • Living Area: 3900.0
  • Living Area Source: Owner
  • New Construction: No
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2002
  • Year Built Details: Actual
Building Features
  • Construction Materials: Frame, Hardi Plank Type, Stucco
  • Roof: Metal
  • Total Stories: 1
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock, Lighting
  • Patio And Porch Features: Porch, Rear Porch, Front Porch, Patio
Interior Features
  • Appliances: Oven, Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Basement: Full, Interior Entry, Walk-Out Access
  • Has Basement: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Cooling: Heat Pump
  • Has Cooling: Yes
  • Fireplace Features: Gas
  • Total Fireplaces: 1
  • Has Fireplace: Yes
  • Flooring: Ceramic Tile, Wood
  • Heating: Electric, Heat Pump, Propane
  • Has Heating: Yes
  • Interior Features: Bookcases, Built-in Features, Cathedral Ceiling(s), Double Vanity, High Ceilings, Pantry, Recessed Lighting, Walk-In Closet(s), Central Vacuum, Master Downstairs
  • Total Rooms: 10
  • Has Spa: Yes

Property History for 3520 Windmill Point Road

DateEvent & SourcePriceAppreciation
Oct 8, 2019

Sold

CBRAR #1839205

$755,000
Sep 17, 2019

Sold (Public Record)

Public Record #1340835466

$755,000
Sep 2, 2019

Pending

CBRAR #1839205

DateEvent & SourcePrice
10/08/2019

Sold

CBRAR #1839205

$755,000
09/17/2019

Sold (Public Record)

Public Record #1340835466

$755,000
09/02/2019

Pending

CBRAR #1839205

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3520 Windmill Point Road

Taxable ValueLand$372,800Additions$964,100Total$1,336,900
Tax Record2025$74 ($6 / month)
Home Facts
Beds3Total Finished SqFt3,872 SqFtAbove Grade Finished SqFt3,872 SqFtStories2Lot Size123,710 SqFtStyleSingle Family ResidenceYear Built2002Year Renovated2015ZoningR1CountyLANCASTERAPN40B 1 1C

Schools near 3520 Windmill Point Road

This home is within Lancaster County Public Schools.
Rating
School
Type
Grades
Distance
Public - K to 7
Public - 8 to 12
Rating
School
Distance
Lancaster Elementary School
PublicK to 7

Lancaster High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of IsaBell K. Horsley Real Estate, Hunter Law

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.