357 Ruby Lake Loop

Winter Haven, FL 33884

$415,000
Price
3
Beds
2,107 Sq. Ft.
$197 / Sq. Ft.
2,107
Sq. Ft.
$197
per Sq. Ft.
Get preapproved with Rocket Mortgage1
a front view of a house with a yard
a living room with furniture a chandelier and a window
a living room with furniture a rug and a window
a living room with furniture and a ceiling fan
a view of a dining room with furniture and chandelier
a view of a dining room with furniture and chandelier
a kitchen with granite countertop a refrigerator and stainless steel appliances
a dining room with stainless steel appliances kitchen island granite countertop furniture and a kitchen view
a living room with furniture ceiling fan and a window
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with furniture
a bedroom with a bed and a table
a spacious bedroom with a bed and a window
a bedroom with a bed and a flat screen tv
a bathroom with a granite countertop sink a large mirror and a bathtub
a bath tub sitting next to a window
a bedroom with a bed and a window with wooden floor
a large bed sitting in a bedroom and table next to a window
a bedroom with two beds and chair
a bedroom with a bed and a chandelier
a bathroom with a granite countertop sink toilet and mirror
a room with a washing machine and cabinets
a view of a storage & utility room with a sink
a view of a livingroom with furniture and floor to ceiling window
a view of a livingroom with furniture and a window
a view of a balcony with yard
a front view of a house with a garden

Description

Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat...Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai—perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando—this exceptional home truly has it all. Don’t miss your opportunity to make it yours!
  1. Listed by Steve Lockhart • Brokerage DRE #1008634 • LOCKHART & ASSOCIATES INC
    P: (863)-289-9801 C: (863)-289-9801 steve@lockhartonline.com
  2. Listed by Amy Reynolds • Brokerage DRE #1008634 • LOCKHART & ASSOCIATES INC
    P: (863)-412-2279 C: (863)-412-2279 amy@lockhartonline.com

Property Details for 357 Ruby Lake Loop

Subdivision Name
RUBY LAKE PH 01
Township
29
Garage Spaces
2
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 03/21/2026 09:48 AM

Property Details for 357 Ruby Lake Loop

StatusActive
MLS #L4960449
Days on Market22
Taxes$2,731 / year
HOA Fees$850 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size0.23 AC / 10,193 SF
CountyPolk County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of LOCKHART & ASSOCIATES INC, Steve Lockhart; LOCKHART & ASSOCIATES INC, Amy Reynolds
Add your commute

Building Information for 357 Ruby Lake Loop

Stories1Year Built1998Building Size-Lot Size0.23 AC / 10,193 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,388 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,090

Property Taxes

$228

HOA Dues

$71

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 357 Ruby Lake Loop

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2828.0
  • Building Area Units: Square Feet
  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Direction Faces: North
  • Directions: Cypress Gardens Blvd to Ruby Lake Lane. Turn left into the community and (need gate code!) straight through the gate. Turn right at the stop sign. Make the 1st left on Ruby Lake Loop. Home is on the right.
  • Elementary School: Chain O Lakes Elem
  • Middle Or Junior School: Denison Middle
  • High School: Lake Region High
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 357
  • Street Name: RUBY LAKE
  • Street Suffix: LOOP
  • State: FL
  • City: WINTER HAVEN
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 21x21
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Common Area Taxes, Private Road
  • Association Fee Requirement: Required
  • Association Name: Don Asher & Associates, Inc/Michellette Ramos
  • Association Phone: 407-483-1301
  • Association: Yes
  • CDD: No
  • Pet Restrictions: No animals, livestock, or poultry of any kind shall be raised, bred or kept on any lot or on the Common Areas.
  • Tax Book Number: 105-19
  • Tax Legal Description: RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 8
  • Tax Lot: 8
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: City Lot
  • Parcel Number: 272907856603000080
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Living Area: 2107
Property and Assessments
  • Year Built Numeric: 1998
  • Association Amenities: Gated
  • Flood Zone Code: X
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 27
  • Public Survey Section: 07
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Irrigation System, Sliding Doors
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Family Room, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Heating: Central, Electric
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: No
  • Window Features: Blinds
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 357 Ruby Lake Loop

DateEvent & SourcePriceAppreciation
Mar 20, 2026

Listed (Active)

MFRMLS #L4960449

$415,000—
Feb 17, 2026

Expired

MFRMLS #P4935858

$419,000—
Dec 16, 2025

Temporarily Off Market

MFRMLS #P4935858

$419,000—
Aug 8, 2025

Listed (Active)

MFRMLS #P4935858

$419,000—
Jun 29, 2025

Withdrawn

MFRMLS #P4932850

$429,000—
Nov 25, 2024

Listed (Active)

MFRMLS #P4932850

$433,900—
Jul 14, 2017

Sold (Public Record)

Public Record #601062253

$219,300—
Jul 14, 2017

Sold

MFRMLS #P4715500

$219,300—
May 12, 2017

Pending

MFRMLS #P4715500

—
May 8, 2017

Listed (Active)

MFRMLS #P4715500

$222,900—
DateEvent & SourcePrice
03/20/2026

Listed (Active)

MFRMLS #L4960449

$415,000
02/17/2026

Expired

MFRMLS #P4935858

$419,000
12/16/2025

Temporarily Off Market

MFRMLS #P4935858

$419,000
08/08/2025

Listed (Active)

MFRMLS #P4935858

$419,000
06/29/2025

Withdrawn

MFRMLS #P4932850

$429,000
11/25/2024

Listed (Active)

MFRMLS #P4932850

$433,900
07/14/2017

Sold (Public Record)

Public Record #601062253

$219,300
07/14/2017

Sold

MFRMLS #P4715500

$219,300
05/12/2017

Pending

MFRMLS #P4715500

—
05/08/2017

Listed (Active)

MFRMLS #P4715500

$222,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 357 Ruby Lake Loop

Taxable ValueLand-Additions-Total-
Tax Record2025$2,731 ($228 / month)
Home Facts
Beds3Total Finished SqFt2,107 SqFtAbove Grade Finished SqFt2,107 SqFtStories1Lot Size10,193 SqFtStyleSingle Family ResidenceYear Built1998CountyPOLKAPN272907856603000080

Schools near 357 Ruby Lake Loop

This home is within Polk.
Rating
School
Type
Grades
Distance
Frank E. Brigham Academy
Public - PK to 5
Chain Of Lakes Elementary School
Public - PK to 5
Jewett School Of The Arts
Public - PK to 8
Jewett Middle Academy Magnet
Public - 6 to 8
Rating
School
Distance
Frank E. Brigham Academy
PublicPK to 5

Chain Of Lakes Elementary School
PublicPK to 5

Jewett School Of The Arts
PublicPK to 8

Jewett Middle Academy Magnet
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 357 Ruby Lake Loop, Winter Haven, FL 33884

357 Ruby Lake Loop is a single family home for sale in Winter Haven, FL 33884. This property was listed for sale on March 20, 2026 by LOCKHART & ASSOCIATES INC, it's currently listed at $415,000. It has been on the market for a total of 22 days and was last sold on July 14, 2017. This listing's school district is Polk. Nearby schools include Frank E. Brigham Academy, Chain Of Lakes Elementary School and Jewett School Of The Arts. 357 Ruby Lake Loop is a 3-bed, 2-bath, 2,107 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LOCKHART & ASSOCIATES INC, Steve Lockhart; LOCKHART & ASSOCIATES INC, Amy Reynolds

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 03/21/2026 09:48 AM