3605 Overlook Ter

2,439 Sq. Ft.
$367 / Sq. Ft.
2,439
Sq. Ft.
$367
per Sq. Ft.

Description

Nestled along the shores of Chautauqua Lake in the highly desirable Bemus Point area, this 5-bedroom, 2½-bathroom lakeside home offers a delightful surprise—modest from the curb, yet impressively spacious inside. As you enter, you’ll be welcomed by sweeping lake views that set the tone for the entire home. The well-appointed and meticulously maintained interior features a seamless flow from the modern, light-filled kitchen to the living & dining spaces. The kitchen is stylish & functional, it features...Nestled along the shores of Chautauqua Lake in the highly desirable Bemus Point area, this 5-bedroom, 2½-bathroom lakeside home offers a delightful surprise—modest from the curb, yet impressively spacious inside. As you enter, you’ll be welcomed by sweeping lake views that set the tone for the entire home. The well-appointed and meticulously maintained interior features a seamless flow from the modern, light-filled kitchen to the living & dining spaces. The kitchen is stylish & functional, it features stainless appliances & custom cabinetry. Enjoy casual dining at the peninsula where you can enjoy stunning lake views. The new composite deck provides 2 levels, both covered and open-air seating, offering elevated, panoramic views of the water—perfect for entertaining or relaxing. The living room is centrally located and is an ideal place to enjoy time with family & friends around the cozy gas fireplace. The front/dining room is flooded with natural light and is enhanced by bay windows that frame picturesque views of the rolling lawn and lake beyond. With its architectural charm & warm wood accents this room is a highlight of the home. A 1st floor primary bedroom offers privacy & flexibility, it has the ability to be closed off from the main living area. This serene retreat includes lake views, an updated bath with dual sinks & walk-in shower, and a laundry room/office. Another 1st floor bedroom, currently used as an office, and a convenient 1/2 bath complete the main level. Upstairs, you’ll find 3 generously sized bedrooms with abundant closet space & hidden storage, along with a full bath. Outside, 75 ft of lake frontage provides direct access to the water, complemented by a lakeside storage shed ideal for kayaks, paddleboards, and other lake toys. A detached garage includes a rear storage section, an attached workshop with windows overlooking the lake—perfect for hobbies or creative projects. This exceptional Bemus Point property combines comfort, functionality, & breathtaking lake living—an ideal year-round residence or quiet retreat on Chautauqua Lake. Don’t let another sunset pass you by without enjoying it here, lakeside, on Overlook Terrace.
  1. Listed by Mary Kohl • ERA Team VP Real Estate
    P: (716)-413-0200 C: (716)-485-6879 marykohlrealtor@gmail.com

Property Details for 3605 Overlook Terrace

Styles Of Residence
Cape Cod, Two Story
Waterfront Description
Lake
On Waterfront
Yes
Parking Description
Detached, Electricity, Garage, Storage, Workshop In Garage, Garage Door Opener
Nearest Cross Street
Lakecrest
LISTING UPDATED: 01/07/2026 12:42 PM

Property Details for 3605 Overlook Terrace

StatusActive
MLS #R1649336
Days on Market96
Taxes$11,382 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1951
Lot Size0.46 AC / 20,250 SF
CountyChautauqua County

Location

Listing Courtesy of ERA Team VP Real Estate
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Building Information for 3605 Overlook Terrace

Stories1Year Built1951Building Size-Lot Size0.46 AC / 20,250 SF

Payment Calculator

$5,311 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,362

Property Taxes

$949

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3605 Overlook Terrace

Summary
Location and General Information
  • Elementary School Name: Bemus Elementary
  • Elementary School District: Bemus Point
  • High School Name: Maple Grove Junior-Senior High
  • High School District: Bemus Point
  • Middle Or Junior School District: Bemus Point
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Ellery-063689
  • Tax Annual Amount: $11,382.00
Virtual Tour
Property
Lot Information
  • Building Area Total: 2439.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.4649
  • Lot Size Area: 0.4649
  • Lot Size Square Feet: 20250.0
  • Lot Size Units: Acres
  • Parcel Number: 063689-350-011-0001-037-000
  • Road Frontage: City Street
  • Lot Number: 37
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $400,000
  • Year Built: 1951
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: High Speed Internet Available, Sewer Connected
  • Water Supply: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Blown In Insulation, Brick
  • Exterior Features: Awnings, Concrete Driveway, Deck
  • Foundation Description: Block
  • Waterfront Footage: 75
  • Other Structures: Other, Sheds, Storage
  • Patio And Porch Features: Covered, Deck, Open, Porch
  • Waterfront Name: Chautauqua Lake
Interior Features
  • Appliances: Built In Range, Built In Oven, Built In Refrigerator, Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Water Purifier Owned, Water Softener Owned
  • Basement Description: Crawl Space, Partial, Sump Pump
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • HVAC Type: Zoned, Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 1
  • Fireplace YN: Yes
  • Floor Description: Carpet, Hardwood, Other, See Remarks, Tile, Varies
  • Heating: Gas, Zoned, Forced Air
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Cedar Closets, Ceiling Fans, Den, Entrance Foyer, Eat In Kitchen, Separate Formal Living Room, Living Dining Room, Quartz Counters, Skylights, Natural Woodwork, Window Treatments, Bedroom On Main Level, Bath In Primary Bedroom, Main Level Primary, Workshop
  • Sq Ft Total: 2439.0
  • Main Level Bathrooms: 2
  • Num Bedrooms 1 St Floor: 2
  • Num Of Rooms: 12
  • Window Features: Drapes, Skylights
Room 1
  • Room Dimensions: 17.00 x 11.00
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 11.0
Room 2
  • Room Dimensions: 15.00 x 18.00
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Bedroom5
  • Room Width: 18.0
Room 3
  • Room Dimensions: 13.00 x 17.00
  • Room Length: 13.0
  • Room Level: Second
  • Room Type: Bedroom4
  • Room Width: 17.0
Room 4
  • Room Dimensions: 10.00 x 15.00
  • Room Length: 10.0
  • Room Level: Second
  • Room Type: Bedroom3
  • Room Width: 15.0
Room 5
  • Room Dimensions: 13.00 x 11.00
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom2
  • Room Width: 11.0
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories Total: 1

Property History for 3605 Overlook Terrace

DateEvent & SourcePriceAppreciation
Jan 7, 2026

Price Change

WNYREIS #R1649336

$895,000
Nov 20, 2025

Listed (Active)

WNYREIS #R1649336

$929,000
DateEvent & SourcePrice
01/07/2026

Price Change

WNYREIS #R1649336

$895,000
11/20/2025

Listed (Active)

WNYREIS #R1649336

$929,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3605 Overlook Terrace

Taxable ValueLand$150,000Additions$250,000Total$400,000
Tax Record2024$11,300 ($942 / month)
Home Facts
Beds5Baths2Total Finished SqFt2,439 SqFtAbove Grade Finished SqFt2,439 SqFtStories2Lot Size20,250 SqFtStyleSingle Family ResidenceYear Built1951Zoning02 - SINGLE RCountyCHAUTAUQUAAPN063689 350.11-1-37Fireplace TypeHas Fireplace

Schools near 3605 Overlook Terrace

This home is within Bemus Point Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Rating
School
Distance
Bemus Elementary School
PublicPK to 5

Maple Grove Junior Senior High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3605 Overlook Terrace is a single family home for sale in Ellery, NY 14712. This property was listed for sale on November 20, 2025 by ERA Team VP Real Estate, it's currently listed at $895,000. This listing's school district is Bemus Point Central School District. Nearby schools include Bemus Elementary School and Maple Grove Junior Senior High School. 3605 Overlook Terrace is a 5-bed, 3-bath, 2,439 sqft single family home built in 1951.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of ERA Team VP Real Estate

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.