3633 SE 20th Ter

1,034 Sq. Ft.
$218 / Sq. Ft.
1,034
Sq. Ft.
$218
per Sq. Ft.

Description

Calling all fishing enthusiasts! This waterfront 3-bedroom, 2-bath, 1-car garage brick canal home offers direct Lake Okeechobee access—no low bridges! Completely remodeled from top to bottom, this is truly a must-see. Enjoy peace of mind with a new roof (2023), plus new windows, kitchen, A/C, and bathrooms (2021). Perfect opportunity to live in full-time, use as a vacation getaway, rent seasonally, or turn into a lucrative VRBO investment. Move-in ready and ideally located for boating, fishing, and...Calling all fishing enthusiasts! This waterfront 3-bedroom, 2-bath, 1-car garage brick canal home offers direct Lake Okeechobee access—no low bridges! Completely remodeled from top to bottom, this is truly a must-see. Enjoy peace of mind with a new roof (2023), plus new windows, kitchen, A/C, and bathrooms (2021). Perfect opportunity to live in full-time, use as a vacation getaway, rent seasonally, or turn into a lucrative VRBO investment. Move-in ready and ideally located for boating, fishing, and waterfront living.
  1. Listed by Daniel Castaneda • Brokerage DRE #1068293 • AMERICAN REALTY OF PSL LLC
    P: (772)-200-5418 C: (772)-200-5418 offers@americanrealtyofpsl.com

Property Details for 3633 Southeast 20th Terrace

Subdivision Name
TAYLOR CRK ISLES SEC 1
Township
37
Garage Spaces
1
View
Canal
Waterfront
No
Water View
Canal
Furnished
Unfurnished
LISTING UPDATED: 12/03/2025 01:47 PM

Property Details for 3633 Southeast 20th Terrace

StatusSold
MLS #OK224836
Days on Market290
Taxes$3,220 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1970
Lot Size0.19 AC / 8,232 SF
CountyOkeechobee County

Location

Listing Courtesy of AMERICAN REALTY OF PSL LLC

Sold By STELLAR NON-MEMBER OFFICE

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Building Information for 3633 Southeast 20th Terrace

Stories-Year Built1970Building Size-Lot Size0.19 AC / 8,232 SF

Payment Calculator

$1,365 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,097

Property Taxes

$268

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3633 Southeast 20th Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1355.0
  • Building Area Units: Square Feet
  • Direction Faces: North
  • Directions: take US Highway 441 Turn right onto SE 18th Ter. Take the 1st right onto SE 38th Trl. Take the 2nd left onto SE 20th Ter. 3633 SE 20TH TER is on the left.
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3633
  • Street Direction Prefix: SE
  • Street Name: 20TH
  • Street Suffix: Terrace
  • State: FL
  • City: OKEECHOBEE
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Pet Restrictions: No Restrictions, Yes
  • Tax Block: 0
  • Tax Book Number: 3-59
  • Tax Legal Description: TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 61
  • Tax Lot: 61
  • Tax Year: 2023
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: R13537350020000000610
  • Total Acreage: 0.19
  • Water Access: No
  • Water Extras: No
  • Zoning: RES
  • Living Area: 1034
  • Lot Dimensions: 75.0 ft x 110.0 ft
Property and Assessments
  • Year Built Numeric: 1970
  • Accessibility Features: Kitchen Island
  • Flood Zone Code: X500
  • Flood Zone Date: 07-16-2015
  • Flood Zone Panel: 12093C0485C
  • Homestead: Yes
  • New Construction: No
  • Property Condition: Resale
  • Public Survey Range: 35
  • Public Survey Section: 35
Utilities
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: Private Mailbox
  • Foundation Details: Block
  • Levels: One
  • Patio And Porch Features: None
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Microwave
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Tile
  • Heating: Central
  • Interior Features: Open Floorplan
  • Laundry Features: None
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Pets Allowed: No Restrictions, Yes

Property History for 3633 Southeast 20th Terrace

DateEvent & SourcePriceAppreciation
Dec 2, 2025

Sold (Public Record)

Public Record #1924535494

$225,000

+36.3% / yr

Dec 2, 2025

Sold

Beaches MLS #R11054475

$225,000
Dec 2, 2025

Sold

MFRMLS #OK224836

$225,000
Nov 3, 2025

Pending

Beaches MLS #R11054475

Nov 3, 2025

Pending

MFRMLS #OK224836

Jan 21, 2025

Listed (Active)

Beaches MLS #R11054475

$258,900
Jan 17, 2025

Listed (Active)

MFRMLS #OK224836

$258,900
Jul 1, 2024

Cancelled

Beaches MLS #R10805358

$258,800
Jul 1, 2024

Cancelled

MFRMLS #OK221796

$258,800
Dec 8, 2023

Listed (Active)

Beaches MLS #R10805358

$259,900
Aug 31, 2022

Listed (Active)

MFRMLS #OK221796

$249,900
Aug 31, 2021

Sold

Beaches MLS #R10740459

$60,000
Aug 27, 2021

Sold (Public Record)

Public Record #1470618436

$60,000
Aug 23, 2021

Pending

Beaches MLS #R10740459

Aug 23, 2021

Listed (Active)

Beaches MLS #R10740459

$90,000
Aug 6, 2021

Sold (Public Record)

Public Record #1470618336

$45,000

-0.1% / yr

Jan 28, 2003

Sold (Public Record)

Public Record #109303428

$46,071
DateEvent & SourcePrice
12/02/2025

Sold (Public Record)

Public Record #1924535494

$225,000

+36.3% / yr

12/02/2025

Sold

Beaches MLS #R11054475

$225,000
12/02/2025

Sold

MFRMLS #OK224836

$225,000
11/03/2025

Pending

Beaches MLS #R11054475

11/03/2025

Pending

MFRMLS #OK224836

01/21/2025

Listed (Active)

Beaches MLS #R11054475

$258,900
01/17/2025

Listed (Active)

MFRMLS #OK224836

$258,900
07/01/2024

Cancelled

Beaches MLS #R10805358

$258,800
07/01/2024

Cancelled

MFRMLS #OK221796

$258,800
12/08/2023

Listed (Active)

Beaches MLS #R10805358

$259,900
08/31/2022

Listed (Active)

MFRMLS #OK221796

$249,900
08/31/2021

Sold

Beaches MLS #R10740459

$60,000
08/27/2021

Sold (Public Record)

Public Record #1470618436

$60,000
08/23/2021

Pending

Beaches MLS #R10740459

08/23/2021

Listed (Active)

Beaches MLS #R10740459

$90,000
08/06/2021

Sold (Public Record)

Public Record #1470618336

$45,000

-0.1% / yr

01/28/2003

Sold (Public Record)

Public Record #109303428

$46,071

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3633 Southeast 20th Terrace

Taxable ValueLand$62,000Additions$161,379Total$223,379
Tax Record2025$2,955 ($246 / month)
Home Facts
Beds3Total Finished SqFt1,034 SqFtAbove Grade Finished SqFt1,034 SqFtStories1Lot Size8,233 SqFtStyleSingle Family ResidenceYear Built1970Year Renovated1990CountyOKEECHOBEEAPN1-35-37-35-0020-00000-0610

Schools near 3633 Southeast 20th Terrace

This home is within Okeechobee.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
South Elementary School
PublicPK to 6

Osceola Middle School
Public6 to 8

Okeechobee High School
Public9 to 12

Okeechobee Achievement Academy
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of AMERICAN REALTY OF PSL LLC

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.