3646 Harbor Dr

2,779 Sq. Ft.
$324 / Sq. Ft.
2,779
Sq. Ft.
$324
per Sq. Ft.

Description

MEMORIAL WEEKEND SPECIAL | Price Improved to $899,999 | $1,200 Home Warranty Included
Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy,
...MEMORIAL WEEKEND SPECIAL | Price Improved to $899,999 | $1,200 Home Warranty Included

Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.
  1. Listed by Patricia Vazquez Rangel • DRE #02137072 • Brokerage DRE #02119084 • Keller Williams Property Team • 209-761-4034

Property Details for 3646 Harbor Drive

View
Neighborhood
Parking Spaces Total
2
Private Pool
Yes
Cooling Type
Central Air
Total Units
1.0
Building Type
Detached
Lot Size Source
Assessor
Living Area
2779

Open Houses

Saturday, May 16th11:00 AM - 2:00 PM
LISTING UPDATED: 05/13/2026 02:57 AM

Property Details for 3646 Harbor Drive

StatusActive
MLS #MC26062819
Days on Compass51
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1979
Lot Size1.00 AC / 43,560 SF
CountyMerced County

Location

Listing Courtesy of Keller Williams Property Team, Patricia Vazquez Rangel, DRE #02137072
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Building Information for 3646 Harbor Drive

Stories2Year Built1979Building Size-Lot Size1.00 AC / 43,560 SF

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$5,051 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,532

Property Taxes

$519

HOA Dues

$0

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Property Information for 3646 Harbor Drive

Income / Expense / Tax Details
Tax / Assessment Info
  • CFD/Mello-Roos Fee: $683
  • Tax Lot: 6
Community / Development
Community / Development
  • Assessments YN: Yes
  • Assessments: Unknown
  • Community Features: Street Lights, Sidewalks, Suburban
Property / Structure Info
Interior Features
  • Appliances: Dishwasher
  • Equipment: Dishwasher
  • Interior Features: Ceiling Fan(s)
  • Room Type: Primary Bedroom, Kitchen, Primary Bathroom
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 4
  • Room Bathroom Features: Shower in Tub, Shower
  • Kitchen Features: Breakfast Area
  • Eating Area: Area
  • Laundry: Yes
  • Laundry Features: Inside
  • Fireplace Features: Living Room
  • Fireplace Rooms: Living Room
  • Fireplace: FP in Living Room
  • Cooling: Central Air
  • Heating Type: Fireplace(s), Central
  • Heating: Fireplace(s), Central
  • Heat Equipment: Fireplace, Forced Air Unit
  • Flooring Type: Carpet
  • Floor Coverings: Carpet
  • Flooring: Carpet
Exterior Features
  • Construction Materials: Stucco
  • Roof: Composition
  • Entry Location: Front
  • Structures: Suburban
  • Structure Type: House
  • Other Structures: Pergola, Gazebo, Shed(s), Storage
  • Miscellaneous: Suburban
  • Patio And Porch Features: Awning, Front Porch
  • Pool Features: In Ground, Private
  • Pool Description: In Ground, Private
  • Pool: true
  • Pool Heat: Below Ground, Private
  • Spa: false
Land/Lot Info
  • Lot Features: Landscaped, Front Yard, Back Yard, Lawn
  • Lease Considered: No
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Elevation: 0
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
  • Utilities: Public
  • Electric: See Remarks
  • Water Source: Public
Parking Info
  • Garage Spaces: 2
  • Parking: Yes
  • Parking Garage: Garage
  • Parking Non-Garage: Garage
  • Parking Garage Spaces: 2
  • Parking Garage: Garage
  • Carport Spaces: 0
  • Attached Garage: Yes
  • Parking Features: Garage, Garage Faces Side
Property / Structure Info
  • Residential Styles: Detached
  • Residential Unit Location: No Common Walls

Property History for 3646 Harbor Drive

DateEvent & SourcePriceAppreciation
May 12, 2026

Price Change

CLAW #MC26062819MR

$899,999
May 12, 2026

Price Change

METROLIST #226036102

$899,999
May 12, 2026

Price Change

CRMLS #MC26062819

$899,999
DateEvent & SourcePrice
05/12/2026

Price Change

CLAW #MC26062819MR

$899,999
05/12/2026

Price Change

METROLIST #226036102

$899,999
05/12/2026

Price Change

CRMLS #MC26062819

$899,999

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3646 Harbor Drive

Taxable ValueLand$177,566Additions$376,542Total$554,108
Tax Record2025$6,224 ($519 / month)
Home Facts
Beds4Baths3Total Finished SqFt2,779 SqFtAbove Grade Finished SqFt2,779 SqFtStories2Lot Size43,560 SqFtStyleSingle Family ResidenceYear Built1979Year Renovated1990CountyMERCEDAPN060-600-022-000Fireplace TypeHas Fireplace

Schools near 3646 Harbor Drive

This home is within Merced City Elementary School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Donn B. Chenoweth Elementary School
PublicK to 6

Herbert H. Cruickshank Middle School
Public7 to 8

El Capitan High
Public9 to 12

Rudolph Rivera Elementary
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3646 Harbor Drive is a single family home for sale in Merced, CA 95340. This property was listed for sale on March 23, 2026 by Keller Williams Property Team, it's currently listed at $899,999. It has been on the market for a total of 51 days and was last sold on December 1, 2015. This listing's school districts are Merced Union High School District, Merced City Elementary School District. Nearby schools include Donn B. Chenoweth Elementary School, Herbert H. Cruickshank Middle School and El Capitan High. 3646 Harbor Drive is a 4-bed, 3-bath, 2,779 sqft single family home built in 1979.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Property Team, Patricia Vazquez Rangel, DRE #02137072

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.