375 Surf St

Morro Bay, CA 93442

$1,295,000
Price
4
Beds
4
Baths
2,448 Sq. Ft.
$529 / Sq. Ft.
2,448
Sq. Ft.
$529
per Sq. Ft.
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Description

Located in one of the Central Coast's most beloved beach communities, this charming fourplex captures the laid-back lifestyle that makes Morro Bay so special. Just minutes from the beach, harbor, and downtown, the property features four well-maintained one-bedroom, one-bath residences designed for comfortable coastal living. The lower units offer convenient ground-floor access, while the two upper units open to spacious private balconies with views of the surrounding hills, a peek of the Pacific,...Located in one of the Central Coast's most beloved beach communities, this charming fourplex captures the laid-back lifestyle that makes Morro Bay so special. Just minutes from the beach, harbor, and downtown, the property features four well-maintained one-bedroom, one-bath residences designed for comfortable coastal living. The lower units offer convenient ground-floor access, while the two upper units open to spacious private balconies with views of the surrounding hills, a peek of the Pacific, and the familiar backdrop locals affectionately call “3 Stacks and a Rock,” with Morro Rock standing proudly beyond the iconic smokestacks. Residents can unwind in two inviting outdoor gathering areas, including a sunny shared patio and a beautifully finished paver seating area, perfect for enjoying the ocean air after a day of surfing, beachcombing, or waterfront dining. A rare bonus in Morro Bay, each unit includes its own private garage, while three additional detached garages are currently rented separately, providing valuable extra income. Complete with a shared on-site laundry room, this well-maintained property offers a unique blend of beach-town charm, functionality, and strong investment potential in one of California’s favorite coastal communities.
  1. Listed by Christopher Bath • DRE #01231010 • Brokerage DRE #02014153 • Coast Realty • 805-801-0268

Property Details for 375 Surf Street

View
Peek-A-Boo
Parking Spaces Total
7
Private Pool
No
Cooling Type
None
Total Units
4.0
Building Type
Attached
Lot Size Source
Assessor
Living Area
2448
LISTING UPDATED: 06/24/2026 11:30 PM

Property Details for 375 Surf Street

StatusActive
MLS #SC26134784
Days on Market12
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential Income
Year Built1972
Lot Size0.17 AC / 7,500 SF
CountySan Luis Obispo County
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Location

Listing Courtesy of Coast Realty, Christopher Bath, DRE #01231010
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Building Information for 375 Surf Street

Stories2Residences-Year Built1972Building Size-Lot Size0.17 AC / 7,500 SF

Payment Calculator

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$6,745 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,453

Property Taxes

$292

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 375 Surf Street

Income / Expense / Tax Details
Income Details
  • Gross Income: $9,000
  • Gross Scheduled Income: $77,400
  • Net Operating Income: $50,004
  • Number Of Rented Garages: 3
  • Garage Rental Rate: $250
Expense Details
  • Operating Expense: $27,396
  • New Taxes Expense: $16,200
  • Fuel Expense: $336
  • Electric Expense: $360
  • Insurance Expense: $2,328
  • Trash Expense: $2,412
  • Water Sewer Expense: $5,760
  • Total Expenses: $27,396
Tax / Assessment Info
  • Tax Block: 3
  • Tax Tract Number: 53
  • CFD/Mello-Roos Fee: $0
  • Tax Lot: 3
Community / Development
Community / Development
  • Assessments YN: Yes
  • Assessments: Unknown
  • Community Features: Watersports, Golf, Fishing
  • Community: Town of El Morro(830)
Property / Structure Info
Interior Features
  • Room Type: See Remarks
  • Main Level Bathrooms: 4
  • Main Level Bedrooms: 4
  • Laundry: Yes
  • Laundry Features: Individual Room
  • Fireplace Features: None
  • Fireplace Rooms: None
  • Fireplace: N/K
  • Cooling: None
Exterior Features
  • Construction Materials: Stucco
  • Exterior Construction: Stucco
  • Exterior: Stucco
  • Entry Location: 1
  • Structure Type: Quadruplex
  • View Description: Peek-A-Boo
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
Land/Lot Info
  • Lot Features: Sloped Down
  • Lease Considered: No
  • Number Of Units: 4
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
  • Water Source: Public
Parking Info
  • Garage Spaces: 7
  • Parking Garage Spaces: 7
  • Carport Spaces: 0
  • Attached Garage: Yes
Property / Structure Info
  • Builders Tract Name: Town of El Morro
  • Builders Tract Code: Town of El Morro(830)
  • Residential Styles: All Other Attached
  • Residential Unit Location: 1 common wall
Unit Information
Unit 1
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Baths Total: 1
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 1
  • Unit Type Garage Attached: No
  • Unit Type Actual Rent: $1,400
  • Unit Type Total Rent: $16,800
  • Unit Type Pro Forma: 2250
  • Unit Type Type: 1
Unit 2
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Baths Total: 1
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 1
  • Unit Type Garage Attached: No
  • Unit Type Actual Rent: $1,400
  • Unit Type Total Rent: $16,800
  • Unit Type Pro Forma: 2250
  • Unit Type Type: 2
Unit 3
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Baths Total: 1
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 1
  • Unit Type Garage Attached: No
  • Unit Type Actual Rent: $1,400
  • Unit Type Total Rent: $16,800
  • Unit Type Pro Forma: 2250
  • Unit Type Type: 3
Unit 4
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Baths Total: 1
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 1
  • Unit Type Garage Attached: No
  • Unit Type Actual Rent: $1,500
  • Unit Type Total Rent: $18,000
  • Unit Type Pro Forma: 2250
  • Unit Type Type: 4
Unit Information
  • Number Of Units Leased: 4
  • Rent Controlled: No
  • Number Of Buildings: 1
  • Number Of Separate Electric Meters: 5
  • Number Of Separate Gas Meters: 5
  • Number Of Separate Water Meters: 1

Property History for 375 Surf Street

DateEvent & SourcePriceAppreciation
Jun 22, 2026

Permanently Off Market

CRMLS #NS26098078

$1,300,000—
Jun 19, 2026

Listed (Active)

CLAW #SC26134821MR

$1,295,000—
Jun 19, 2026

Listed (Active)

CRMLS #SC26134784

$1,295,000—
DateEvent & SourcePrice
06/22/2026

Permanently Off Market

CRMLS #NS26098078

$1,300,000
06/19/2026

Listed (Active)

CLAW #SC26134821MR

$1,295,000
06/19/2026

Listed (Active)

CRMLS #SC26134784

$1,295,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 375 Surf Street

Taxable ValueLand$106,697Additions$211,285Total$317,982
Tax Record2025$3,505 ($292 / month)
Home Facts
Total Finished SqFt2,448 SqFtAbove Grade Finished SqFt2,448 SqFtLot Size7,500 SqFtStyleQuadraplexYear Built1974Zoning30CountySAN LUIS OBISPOAPN066-312-010

Schools near 375 Surf Street

This home is within San Luis Coastal Unified School District.
Rating
School
Type
Grades
Distance
Del Mar Elementary School
Public - K to 5
Los Osos Middle School
Public - 6 to 8
Morro Bay High School
Public - 9 to 12
Pacheco Elementary School
Public - K to 6
Rating
School
Distance
Del Mar Elementary School
PublicK to 5

Los Osos Middle School
Public6 to 8

Morro Bay High School
Public9 to 12

Pacheco Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 375 Surf Street, Morro Bay, CA 93442

375 Surf Street is a multi-family home for sale in Morro Bay, CA 93442. This property was listed for sale on June 19, 2026 by Coast Realty, it's currently listed at $1,295,000. This listing's school district is San Luis Coastal Unified School District. Nearby schools include Del Mar Elementary School, Los Osos Middle School and Morro Bay High School. 375 Surf Street is a 4-bed, 4-bath, 2,448 sqft multi-family home built in 1972.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coast Realty, Christopher Bath, DRE #01231010

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS and North Santa Barbara County Regional MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS and North Santa Barbara County Regional MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.