378 Cottage Row

Center Cross, VA 22437

$895,000
Price
4
Beds
2,254 Sq. Ft.
$397 / Sq. Ft.
2,254
Sq. Ft.
$397
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Coming Soon
Coming Soon

Description

Rare offering for this waterfront retreat on the Rappahannock River on Cottage Row in Bowlers Wharf. Welcome to a light-filled, open, floor plan with ample windows for expansive water views. Ideal blend of coastal living, this quaint Craftsman cottage experienced a delightful renovation including more acreage for privacy and spacious open living areas. Lush landscaping welcomes you to this home featuring 2254 sq ft with 4 Bedrooms and 3 full Bathrooms. Inviting Living & River Rooms with wide water...Rare offering for this waterfront retreat on the Rappahannock River on Cottage Row in Bowlers Wharf. Welcome to a light-filled, open, floor plan with ample windows for expansive water views. Ideal blend of coastal living, this quaint Craftsman cottage experienced a delightful renovation including more acreage for privacy and spacious open living areas. Lush landscaping welcomes you to this home featuring 2254 sq ft with 4 Bedrooms and 3 full Bathrooms. Inviting Living & River Rooms with wide water views, fireplace and access to Screened Porch. Dining Room opens to Kitchen with raised counter & seating, ample cabinetry with granite counters. Primary Bedroom Suite with access to wraparound deck for taking in water views plus two double closets, laundry closet and ensuite Bathroom with step over shower. Guest Bedroom and hall Bathroom finish out the main level. Two additional guest Bedrooms with water views and hall Bathroom are located upstairs. Venture waterside to composite deck with bench seating providing outstanding water views; dock with covered boat lift and step-down dock for the boating and fishing enthusiasts. Family will enjoy the easy to access sand beach. Spacious Storage shed with convenient garage bay and outdoor shower are perfect for beach goers. Whether you’re relaxing on the deck, navigating the river, or enjoying fresh crabs and oysters on the porch, this Coastal home blends perfectly for seamless indoor to outdoor living. Get Hooked on Family Fun and Come Hideout Waterside and Soak in the Scenery! Great location - 1 hour to Richmond, 2 hours to NOVA
  1. Listed by Betsy R Stanley • Shaheen Ruth Martin & Fonville Real Estate
    P: (804)-347-3488 betsystanley@srmfre.com
  2. Listed by Travis Powell • Shaheen Ruth Martin & Fonville Real Estate
    P: (804)-512-2086 travispowell@srmfre.com

Property Details for 378 Cottage Row

Architectural Style
Bungalow, Cottage, Craftsman, Two Story
Waterfront Features
Beach Front, Beach Access, Navigable Water, River Front, Waterfront
Has Waterfront
Yes
Zoning Description
R-2
LISTING UPDATED: 07/02/2026 10:50 AM

Property Details for 378 Cottage Row

StatusComing Soon
MLS #202601151
Days on Market-
Taxes$3,761 / year
HOA Fees$625 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1995
Lot Size0.65 AC / 28,226 SF
CountyEssex County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Shaheen Ruth Martin & Fonville Real Estate, Betsy R Stanley; Shaheen Ruth Martin & Fonville Real Estate, Travis Powell
Add your commute

Building Information for 378 Cottage Row

Stories2Year Built1995Building Size-Lot Size0.65 AC / 28,226 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$4,825 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,460

Property Taxes

$313

HOA Dues

$52

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 378 Cottage Row

Summary
Location and General Information
  • Carrier Route: H003
  • Directions: From Tappahannock, Route 17S 8.7 miles; left on Bowlers Rd 2 miles; left on Cottage Row; house on right, see sign
  • Latitude: 37.825997
  • Longitude: -76.755761
  • MLS Area Major: 106 - Essex
  • Water Body Name: Rappahannock River
Taxes and HOA
  • Association Fee: $625.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Water
  • Association: Yes
  • Association Fee Monthly: $52.08
  • Parcel Number: 53A-2-9
  • Tax Annual Amount: $3,760.90
  • Tax Assessed Value: 683800
  • Tax Lot: .65
  • Tax Year: 2025
School Information
  • Elementary School: Tappahannock
  • High School: Essex
  • Middle Or Junior School: Essex
Parking
  • Attached Garage: No
  • Garage: No
  • Parking Features: Direct Access, Detached, Garage, Garage Door Opener, Other
Property
Lot Information
  • Frontage Length: 112.0
  • Frontage Length Numeric: 112.0
  • Frontage Length Remarks: 112.0000
  • Lot Features: Landscaped, Waterfront
  • Lot Size Acres: 0.648
  • Lot Size Area: 0.648
  • Lot Size Units: Acres
Property and Assessments
  • Above Grade Finished Area: 2254.0
  • Building Area Source: Assessor
  • Living Area: 2254.0
  • Living Area Source: Assessor
  • New Construction: No
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1995
  • Year Built Details: Renovated
Building Features
  • Other Structures: Shed(s)
  • Construction Materials: Frame, Vinyl Siding
  • Levels: Two
  • Roof: Composition
  • Stories: 2
  • Total Stories: 2
Utilities
  • Sewer: Septic Tank
  • Water Source: Shared Well
Interior and Exterior Features
Exterior Features
  • Door Features: French Doors
  • Exterior Features: Dock, Storage
  • Patio And Porch Features: Deck, Porch, Screened, Wrap Around
Interior Features
  • Appliances: Cooktop, Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer
  • Basement: Crawl Space, Interior Entry, Partial
  • Has Basement: Yes
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Cooling: Central Air, Heat Pump, Zoned
  • Has Cooling: Yes
  • Fireplace Features: Gas
  • Total Fireplaces: 1
  • Has Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Vinyl, Wood
  • Heating: Electric, Heat Pump, Zoned
  • Has Heating: Yes
  • Interior Features: Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Recessed Lighting, Walk-In Closet(s), Master Downstairs
  • Total Rooms: 9
  • Water Heater: Electric
  • Window Features: Window Coverings, Window Treatments

Public Records for 378 Cottage Row

Taxable ValueLand$300,000Additions$383,800Total$683,800
Tax Record2025$3,761 ($313 / month)
Home Facts
Beds4Total Finished SqFt2,254 SqFtAbove Grade Finished SqFt2,254 SqFtStories2Lot Size28,250 SqFtStyleSingle Family ResidenceYear Built1995Year Renovated2007ZoningR-2CountyESSEXAPN53A 2 9Fireplace TypeHas Fireplace

Schools near 378 Cottage Row

This home is within Essex County Public Schools.
Rating
School
Type
Grades
Distance
Tappahannock Elementary School
Public - PK to 4
Essex Intermediate School
Public - 5 to 8
Essex High School
Public - 9 to 12
Rating
School
Distance
Tappahannock Elementary School
PublicPK to 4

Essex Intermediate School
Public5 to 8

Essex High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

More information about 378 Cottage Row, Center Cross, VA 22437

378 Cottage Row is a single family home Coming Soon in Center Cross, VA 22437. This property is currently priced at $895,000. This listing's school district is Essex County Public Schools. Nearby schools include Tappahannock Elementary School, Essex Intermediate School and Essex High School. 378 Cottage Row is a 4-bed, 3-bath, 2,254 sqft single family home built in 1995.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Shaheen Ruth Martin & Fonville Real Estate, Betsy R Stanley; Shaheen Ruth Martin & Fonville Real Estate, Travis Powell

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.