3786 S Emma Jane Ter

Homosassa, FL 34448

$439,900
Price
3
Beds
2,081 Sq. Ft.
$211 / Sq. Ft.
2,081
Sq. Ft.
$211
per Sq. Ft.
a front view of a house with garden
a living room with furniture and a flat screen tv
a living room with furniture and a large window
a living room with furniture and a dining table with kitchen view
a view of a dining room with furniture and window
a view of a dining room with furniture and a chandelier
a bed sitting in a bedroom next to a window
a bedroom with a large bed and a chandelier
a bathroom with a double vanity sink mirror and bathtub
a bathroom with a tub a double vanity sink and a mirror
a bathroom with a bathtub and a shower
a kitchen with stainless steel appliances granite countertop sink stove and cabinets
a very nice looking kitchen with granite countertop a stove a sink dishwasher a dining table and chair with wooden floor
a kitchen with granite countertop a sink window and cabinets
a dining room with furniture and window
a work room with furniture and gym equipment
a living room with furniture and a ceiling fan
a living room with furniture and a fireplace
a living room with furniture a flat screen tv and a fireplace
a bedroom with a bed and a ceiling fan
a bathroom with a sink a toilet and shower
a utility room with dryer and washer
a living room with couch and a garden
a view of a house with backyard and porch
a view of a backyard with table and chairs under an umbrella
a view of a swimming pool with a patio
a view of a house with a yard
a view of a house with a yard and lake view
a view of an ocean
a view of the street

Description

Spacious Home on ½ Acre — No Deed Restrictions, No HOA! This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage. Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office. The eat-in kitchen is bright and welcoming, set in a charming bay window...Spacious Home on ½ Acre — No Deed Restrictions, No HOA! This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage. Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office. The eat-in kitchen is bright and welcoming, set in a charming bay window overlooking the pool. It boasts granite countertops, recessed lighting, a ceiling fan, and plant shelves for added character. The kitchen flows seamlessly into the living room, complete with a leather couch, 70" TV with surround sound, abundant natural light, and a gas fireplace for cozy evenings. Entertain effortlessly with a formal dining room that opens to a spacious family room, offering plenty of room for guests. Retreat to the generously sized master suite, which opens directly to the pool area. The master bath features walk-in closet, dual sinks, a separate walk-in shower, and a jetted tub—a perfect place to unwind after a long day. Step outside to the immense screened pool area, offering a perfect blend of open and covered space for outdoor living and entertaining. Enjoy the ambiance of the spa’s fountain feature, and take advantage of solar pool heating for energy-efficient comfort. The setting feels both open and secluded, bordered by a pond on one side and open greenspace. Additional perks include a large laundry room with cabinets and a utility sink. All window treatments, furnishings, decorations, and electronics shown in the home are included!
  1. Listed by Jennifer Stepanek • Brokerage DRE #1030886 • JLS INVESTMENT REALTY
    P: (813)-713-5180 C: (813)-713-5180 JenniferStepanek@outlook.com
  2. Listed by Sandra Stepanek • Brokerage DRE #1030886 • JLS INVESTMENT REALTY
    P: (813)-758-0906 C: (813)-758-0906 sandystepanek@yahoo.com

Property Details for 3786 South Emma Jane Terrace

Subdivision Name
GROVER CLEVELAND ESTATES
Township
19S
Garage Spaces
2
View
Water
Waterfront
Yes
Water View
Pond
Furnished
Furnished
LISTING UPDATED: 12/05/2025 10:26 AM

Property Details for 3786 South Emma Jane Terrace

StatusActive
MLS #TB8452426
Days on Market19
Taxes$4,498 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2005
Lot Size0.50 AC / 21,799 SF
CountyCitrus County

Location

Listing Courtesy of JLS INVESTMENT REALTY, Jennifer Stepanek; JLS INVESTMENT REALTY, Sandra Stepanek
Add your commute

Building Information for 3786 South Emma Jane Terrace

Stories1Year Built2005Building Size-Lot Size0.50 AC / 21,799 SF

Payment Calculator

$2,549 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,174

Property Taxes

$375

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3786 South Emma Jane Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2797.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: From Lecanto Hwy & Grover Cleveland: Take Grover Cleveland 2.8 miles to Right on Emma Jean Ter. Home is on left.
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3786
  • Street Direction Prefix: S
  • Street Name: EMMA JANE
  • Street Suffix: TERRACE
  • State: FL
  • City: HOMOSASSA
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Tax Block: D
  • Tax Book Number: 12-2
  • Tax Legal Description: GROVER CLEVELAND ESTS PB 12 PG 2 LOT 3 BLK D
  • Tax Lot: 3
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Additional Water Information: Pond is County owned & maintained.
  • Lot Size Dimensions: 100 x 218
  • Parcel Number: 17E19S240010000D00030
  • Total Acreage: 1/2 to less than 1
  • Water Access: Pond
  • Water Access: Yes
  • Water Extras: No
  • Zoning: MDR
  • Living Area: 2081
  • Lot Dimensions: 100 x 218
Property and Assessments
  • Year Built Numeric: 2005
  • Flood Zone Code: X
  • Flood Zone Date: 01-15-2021
  • Flood Zone Panel: 12017C0316E
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 17E
  • Public Survey Section: 24
Utilities
  • Electric: Photovoltaics Seller Owned
  • Green Energy Efficient: Pool
  • Green Energy Generation: Solar
  • Sewer: Septic Tank
  • Utilities: BB/HS Internet Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Brick
  • Exterior Features: Sliding Doors
  • Foundation Details: Slab
  • Levels: One
  • Pool Features: Heated, In Ground
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Spa Features: Heated, In Ground
  • Spa: Yes
  • Waterfront Features: Pond
  • Waterfront Feet Total: 222
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Formal Dining Room Separate, Inside Utility
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Flooring: Tile, Hardwood
  • Heating: Electric
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0

Property History for 3786 South Emma Jane Terrace

DateEvent & SourcePriceAppreciation
Dec 4, 2025

Listed (Active)

MFRMLS #TB8452426

$439,900—
Dec 1, 2025

Temporarily Off Market

MFRMLS #TB8452426

—
Dec 1, 2025

Listed (Active)

MFRMLS #TB8452426

$439,900—
Apr 25, 2018

Sold (Public Record)

Public Record #621260416

$227,500

+24.1% / yr

Aug 2, 2004

Sold (Public Record)

Public Record #141060315

$11,800

+17.6% / yr

Jul 24, 2002

Sold (Public Record)

Public Record #97670585

$8,500—
DateEvent & SourcePrice
12/04/2025

Listed (Active)

MFRMLS #TB8452426

$439,900
12/01/2025

Temporarily Off Market

MFRMLS #TB8452426

—
12/01/2025

Listed (Active)

MFRMLS #TB8452426

$439,900
04/25/2018

Sold (Public Record)

Public Record #621260416

$227,500

+24.1% / yr

08/02/2004

Sold (Public Record)

Public Record #141060315

$11,800

+17.6% / yr

07/24/2002

Sold (Public Record)

Public Record #97670585

$8,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3786 South Emma Jane Terrace

Taxable ValueLand$18,000Additions$273,433Total$291,433
Tax Record2025$4,498 ($375 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,081 SqFtAbove Grade Finished SqFt2,081 SqFtStories1Lot Size21,799 SqFtStyleSingle Family ResidenceYear Built2005ZoningMDR MED DENSICountyCITRUSAPN17E-19S-24-0010-000D0-003.0Fireplace TypeHas Fireplace

Schools near 3786 South Emma Jane Terrace

This home is within Citrus.
Rating
School
Type
Grades
Distance
Lecanto Primary School
Public - PK to 5
Lecanto Middle School
Public - 6 to 8
Lecanto High School
Public - 9 to 12
Pace Center for Girls
Public - 6 to 12
Rating
School
Distance
Lecanto Primary School
PublicPK to 5

Lecanto Middle School
Public6 to 8

Lecanto High School
Public9 to 12

Pace Center for Girls
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3786 South Emma Jane Terrace, Homosassa, FL 34448

3786 South Emma Jane Terrace is a single family home for sale in Homosassa, FL 34448. This property was listed for sale on December 1, 2025 by JLS INVESTMENT REALTY, it's currently listed at $439,900. It has been on the market for a total of 19 days and was last sold on April 25, 2018. This listing's school district is Citrus. Nearby schools include Lecanto Primary School, Lecanto Middle School and Lecanto High School. 3786 South Emma Jane Terrace is a 3-bed, 2-bath, 2,081 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of JLS INVESTMENT REALTY, Jennifer Stepanek; JLS INVESTMENT REALTY, Sandra Stepanek

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 12/05/2025 10:26 AM