38 Osprey Way

Elkton, MD 21921

$1,600,000
Price
4
Beds
4,185 Sq. Ft.
$382 / Sq. Ft.
4,185
Sq. Ft.
$382
per Sq. Ft.
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back of the house

Description

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished....This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlight—offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.
  1. Listed by Tonya Keener • Iron Valley Real Estate of Central PA
    P: (443)-466-6462 tonya@tonyakeener.realtor

Property Details for 38 Osprey Way

Tax ID Number
0805040965
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Contemporary
Levels/Stories
2
Waterfront
Yes
LISTING UPDATED: 03/05/2026 04:35 PM

Property Details for 38 Osprey Way

StatusActive
MLS #MDCC2020600
Days on Market28
Taxes$12,386 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1995
Lot Size3.12 AC / 135,907 SF
CountyCecil County
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Location

Listing Courtesy of Iron Valley Real Estate of Central PA
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Building Information for 38 Osprey Way

Stories2Year Built1995Building Size-Lot Size3.12 AC / 135,907 SF

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$8,797 per month

30 year fixed, 6.11% Interest

Principal and Interest

$7,765

Property Taxes

$1,032

HOA Dues

$0

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Property Information for 38 Osprey Way

Location
Location
  • In City Limits: No
  • School District Name: CECIL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139799812
  • SchoolDistrictSource: Listing Agent
  • County: CECIL
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Type: River
  • Water Frontage In Feet: 100.0
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $1,183,700
  • Year Assessed: 2025
  • County Tax: $12,326
  • Improvement Assessed Value: $627,800
  • Land Assessed Value: $613,300
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: NAR
  • Tax Lot: 1
  • School Tax: $0
  • Automatically Update Tax Values Y/N: No
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 1
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 2
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 2
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Foyer, Great Room, Attic, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Island, Wood Stove, Kitchen - Propane Cooking
Room 3
  • Room Type: Great Room
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Half Bath
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Basement - Finished
Room 7
  • Room Type: Attic
  • Room Level: Upper 1
  • Room Exists: Yes
Room 8
  • Room Type: Family Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 9
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 10
  • Room Type: Bedroom 3
  • Room Level: Lower 1
  • Room Exists: Yes
Room 11
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 4,185.00
  • Total Finished SQFT Source: Estimated
  • Total SQFT: 5,850.00
  • Total SQFT Source: Estimated
  • Construction Materials: Frame
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8046/0186/7968/804601867968_512_384_WM_J0h2WSdOYFla5QfT.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, Dry Wall, Other
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Stone
  • Basement Type: Other
  • Foundation Details: Block, Concrete Perimeter
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Lower Level 1-1, Bedrooms-Lower Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Private, Rural, Secluded
  • Road Surface Type: Gravel
  • Road Responsibility: Private
  • Fencing: Wood
  • Location Type: River
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Driveway, Detached Garage, Attached Garage
  • Num of Attached Garage Spaces: 2
  • Num of Detached Garage Spaces: 4
  • Total Garage Spaces: 6
  • Parking Features: Dirt Driveway
  • Garage Features: Additional Storage Area, Other
Interior Features
Interior Features
  • Interior Features: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
  • Fireplace: No
  • Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, Water Heater
  • Accessibility Features: >84" Garage Door
  • Security Features: Fire Detection System, Smoke Detector
  • Window Features: Replacement
  • Laundry Type: Lower Floor
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Flood Lights, Other
  • Outdoor Living Structures: Brick, Deck(s), Patio(s)
  • Pool: Yes - Personal
  • Personal Pool Features: Heated, Fenced, In Ground
  • Other Structures: Above Grade, Below Grade
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Other
  • Cooling Fuel: Electric
  • Heating Type: Central, Forced Air, Hot Water
  • Heating Fuel: Geo-thermal, Natural Gas, Propane - Owned
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Private Septic Tank
Confidential Data
Listing Office

Property History for 38 Osprey Way

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Withdrawn

BRIGHT #MDCC2019240

—
Mar 5, 2026

Listed (Active)

BRIGHT #MDCC2020600

$1,600,000—
Oct 2, 2025

Listed (Active)

BRIGHT #MDCC2019240

$1,600,000—
Sep 30, 2025

Expired

BRIGHT #MDCC2012376

—
Jul 9, 2025

Temp Off Market

BRIGHT #MDCC2012376

—
Jul 29, 2024

Price Change

BRIGHT #MDCC2012376

$1,600,000—
Jun 17, 2024

Price Change

BRIGHT #MDCC2012376

$1,750,000—
Apr 15, 2024

Listed (Active)

BRIGHT #MDCC2012376

$1,800,000—
Nov 30, 2020

Expired

BRIGHT #MDCC170686

—
Aug 23, 2020

Listed (Active)

BRIGHT #MDCC170686

$1,100,000—
DateEvent & SourcePrice
03/05/2026

Withdrawn

BRIGHT #MDCC2019240

—
03/05/2026

Listed (Active)

BRIGHT #MDCC2020600

$1,600,000
10/02/2025

Listed (Active)

BRIGHT #MDCC2019240

$1,600,000
09/30/2025

Expired

BRIGHT #MDCC2012376

—
07/09/2025

Temp Off Market

BRIGHT #MDCC2012376

—
07/29/2024

Price Change

BRIGHT #MDCC2012376

$1,600,000
06/17/2024

Price Change

BRIGHT #MDCC2012376

$1,750,000
04/15/2024

Listed (Active)

BRIGHT #MDCC2012376

$1,800,000
11/30/2020

Expired

BRIGHT #MDCC170686

—
08/23/2020

Listed (Active)

BRIGHT #MDCC170686

$1,100,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 38 Osprey Way

Taxable ValueLand-Additions-Total-
Tax Record2025$13,014 ($1,085 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt4,185 SqFtAbove Grade Finished SqFt3,630 SqFtFinished Basement SqFt555 SqFtStories2Lot Size135,907 SqFtStyleSingle Family ResidenceYear Built1995ZoningNARCountyCECILAPN05-040965Fireplace TypeHas Fireplace

Schools near 38 Osprey Way

This home is within Cecil County Public Schools.
Rating
School
Type
Grades
Distance
Elk Neck Elementary School
Public - PK to 5
North East Middle School
Public - 6 to 8
North East High School
Public - 9 to 12
Perryville Elementary School
Public - PK to 5
Rating
School
Distance
Elk Neck Elementary School
PublicPK to 5

North East Middle School
Public6 to 8

North East High School
Public9 to 12

Perryville Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 38 Osprey Way, Elkton, MD 21921

38 Osprey Way is a single family home for sale in Elkton, MD 21921. This property was listed for sale on March 5, 2026 by Iron Valley Real Estate of Central PA, it's currently listed at $1,600,000. This listing's school district is Cecil County Public Schools. Nearby schools include Elk Neck Elementary School, North East Middle School and North East High School. 38 Osprey Way is a 4-bed, 4-bath, 4,185 sqft single family home built in 1995.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Iron Valley Real Estate of Central PA

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.