38 Treasure Island Road

$995,000

3 beds3 baths2,786 sqft$357/sqft

38 Treasure Island Road, Roscommon, MI 48653

Est: $5,708/moGet pre-approved

Description

Water and sky views from every angle distinguish this luxury home designed by renowned environmental architect, Ray Kendra. Nestled on the coveted sandy side of Higgins Lake's Treasure Island, this home features geothermal heating/cooling and roof mounted Starlink capable of speeds up to 400Mbps for year-round work and recreation. In the upstairs master suite wake each morning to panoramic water views and fall asleep to the sound of moonlit water lapping at the shore. The suite's closet doubles as...Water and sky views from every angle distinguish this luxury home designed by renowned environmental architect, Ray Kendra. Nestled on the coveted sandy side of Higgins Lake's Treasure Island, this home features geothermal heating/cooling and roof mounted Starlink capable of speeds up to 400Mbps for year-round work and recreation. In the upstairs master suite wake each morning to panoramic water views and fall asleep to the sound of moonlit water lapping at the shore. The suite's closet doubles as a ''cloffice'' and master bath features a walk-in tile shower and separate his/hers vanity areas. From the upstairs "see through" room gaze down at the water or across the horizon for big sky views. Stand in the middle and see both sides of the island through the front and back walls of windows. Four custom, built-in bunks with full size mattress offer flexible sleeping quarters each with its own window or water view. A twin bed nestled in bay windows, two closets and another full bath finish this upper-level flex space. Seamless flow between the kitchen, dining, and living area on the first level is highlighted by huge glass looking out to the water. Amenities include wood floors and cabinets, modern kitchen with double oven, and another bedroom (currently used as an office) with frosted glass pocket doors for the option of open or private space. Tiled entry from the garage includes washer/dryer and full bath including walk in shower. Above the attached garage is a vaulted ceiling bonus room currently used as an art and exercise studio but is heated/cooled for future build out as two additional bedrooms. Metal roof, Hardi-board cement siding, and insulated high crawl space make for low maintenance living. Ready to close and play this summer - turnkey potential including pontoon boat, island dock, boat lifts, and furnishings. The island HOA maintains west shore mainland parking, docks, and boat slip.

LISTING UPDATED: 07/24/2026 11:56 AM

Listed by Jeri Ann Janisse • Brokerage DRE #6505185536 • RE/MAX of Higgins Lake
P: 9898216208 ext 1111 C: (989)-737-1081 jeriann@higginslakeinfo.com
Listed by The McDonald Team
P: (989)-821-6208 mcdonaldteam@higginslakehomes.net

Property Details for 38 Treasure Island Road

Status

Active

MLS #

201840987

Days on Market

Taxes

HOA Fees

Condo/Co-op Fees

Property Type

Single Family

MLS Type

Residential / Single Family Residence

Year Built

2013

Lot Size

County

Roscommon County

Subdivision Name

T24N R3W

Has Waterfront

Yes

Location

Listing Courtesy of RE/MAX of Higgins Lake

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Building Information for 38 Treasure Island Road

Stories-Year Built2013Building Size-Lot Size-

Payment Calculator

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$5,708 per month

30 year fixed, 6.55% Interest

Principal and Interest

$5,057

Property Taxes

$651

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 38 Treasure Island Road

Summary

Location and General Information

Carrier Route: H074
Directions: Boat to island. Home located on north-east side of island.

Latitude: 44.481065
Longitude: -84.725277
Township: Gerrish
Water Body Name: Higgins Lake

Taxes and HOA

Association Fee Frequency: Annually
Association: No

Parcel Number: 004-685-013-0000
Tax Block: Sec 07

School Information

Elementary School: Roscommon
High School: Roscommon

High School District: Roscommon

Parking

Attached Garage: Yes
Garage Spaces: 2.0

Garage: Yes
Parking Features: Attached

Virtual Tour

Virtual Tour URL Unbranded: https://montage-media.aryeo.com/videos/019ef1f8-4ea3-70de-8c8a-7c9d98fea9d6

Property

Lot Information

Frontage Type: Lakefront
Lot Size Dimensions: 95 x 97 x 100 x 102

Property and Assessments

Above Grade Finished Area: 2786.0
Building Area Total: 2786.0

Property Sub Type: Single Family Residence
Property Type: Residential
Year Built: 2013

Utilities

Sewer: Septic Tank
Water Source: Well

Interior and Exterior Features

Exterior Features

Exterior Features: Dock

Interior Features

Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Oven, Range
Basement: Crawl Space

Full Bathrooms: 3
Total Bathrooms: 3
Total Bedrooms: 3
Has Fireplace: No
Flooring: Hardwood
Heating: Geothermal
Has Heating: Yes
Interior Features: Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features: Main Level

Room Information

Room 1

Description: Full
Dimensions: 8 x 8

Level: Upper
Type: Bathroom 3

Room 2

Dimensions: 8 x 12
Level: Upper

Room 3

Description: Full
Dimensions: 6 x 9

Type: Bathroom 2

Room 4

Dimensions: 20 x 22
Type: Living Room

Room 5

Dimensions: 13 x 16
Type: Dining Room

Room 6

Dimensions: 16 x 23
Level: Upper

Type: Bedroom 3

Room 7

Dimensions: 12 x 13
Type: Bedroom 2

Room 8

Type: Laundry

Room 9

Dimensions: 8 x 14
Type: Kitchen

Room 10

Description: Full
Dimensions: 8 x 12

Level: Upper
Type: Bathroom 1

Room 11

Dimensions: 12 x 20
Level: Upper

Type: Bedroom 1

Room 12

Dimensions: 22 x 27
Level: Upper

Type: Family Room

Property History for 38 Treasure Island Road

Date	Event & Source	Price	Appreciation
Jul 24, 2026	Price Change Water Wonderland Board of REALTORS #201840987	$995,000	—
Jun 23, 2026	Listed (Active) Water Wonderland Board of REALTORS #201840987	$1,099,000	—
Sep 28, 2009	Sold (Public Record) Public Record #1111843555	$219,000	—

Date	Event & Source	Price
07/24/2026	Price Change Water Wonderland Board of REALTORS #201840987	$995,000
06/23/2026	Listed (Active) Water Wonderland Board of REALTORS #201840987	$1,099,000
09/28/2009	Sold (Public Record) Public Record #1111843555	$219,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 38 Treasure Island Road

Taxable ValueLand-Additions-Total-

Tax Record2025$7,818 ($651 / month)

Home Facts

Beds0Baths3Total Finished SqFt2,628 SqFtAbove Grade Finished SqFt2,628 SqFtLot Size10,019 SqFtStyleSingle Family ResidenceYear Built2013Year Renovated2013CountyROSCOMMONAPN004-685-013-0000

Schools near 38 Treasure Island Road

This home is within Roscommon Area Public Schools.


Rating	School	Type	Grades	Distance
6/10	Roscommon Elementary School	Public - Serves this home	PK to 4	5.5 mi
8/10	Roscommon Middle School	Public - Serves this home	5 to 7	5.3 mi
6/10	Roscommon High School	Public - Serves this home	7 to 12	5.0 mi


Rating	School	Distance
6/10	Roscommon Elementary School PublicPK to 4 Serves this home	5.5 mi
8/10	Roscommon Middle School Public5 to 7 Serves this home	5.3 mi
6/10	Roscommon High School Public7 to 12 Serves this home	5.0 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 38 Treasure Island Road, Roscommon, MI 48653

38 Treasure Island Road is a single family home for sale in Roscommon, MI 48653. This property was listed for sale on June 23, 2026 by RE/MAX of Higgins Lake, it's currently listed at $995,000. It has been on the market for a total of 41 days and was last sold on September 28, 2009. This listing's school district is Roscommon Area Public Schools. Nearby schools include Roscommon Elementary School, Roscommon Middle School and Roscommon High School. 38 Treasure Island Road is a 3-bed, 3-bath, 2,786 sqft single family home built in 2013.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX of Higgins Lake

The data relating to real estate on this website comes in part from the Internet Data Exchange Program of the Water Wonderland MLS (WWLX). Real estate listings held by brokerage firms other than Compass and its related brokerages are marked with the WWLX logo and the detailed information about said listing includes the listing office. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor the broker which owns this website shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. WWLX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright © 2026 Water Wonderland MLS, Inc©. All Rights Reserved.

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More information about 38 Treasure Island Road, Roscommon, MI 48653