3821 E Osceola Rd

5,727 Sq. Ft.
$155 / Sq. Ft.
5,727
Sq. Ft.
$155
per Sq. Ft.

Description

HUD #094-666103 (IN) FHA insured. You're living on over 3 acres of absolute paradise, right on the magnificent St. John's River! This isn't just a house; it's a private estate, a true escape from the everyday. The home itself is an expansive over 7000 square feet, boasting a stunning French Provincial exterior that commands attention. As you arrive, you'll immediately feel its wonderfully rural setting. But once you're here, the main floor welcomes you with comfortable ceramic tile, featuring your...HUD #094-666103 (IN) FHA insured. You're living on over 3 acres of absolute paradise, right on the magnificent St. John's River! This isn't just a house; it's a private estate, a true escape from the everyday. The home itself is an expansive over 7000 square feet, boasting a stunning French Provincial exterior that commands attention. As you arrive, you'll immediately feel its wonderfully rural setting. But once you're here, the main floor welcomes you with comfortable ceramic tile, featuring your master suite and the downstairs living room offers a cozy fireplace, perfect for unwinding on those relaxing evenings. For the entertainers, there's an incredible entertainment room complete with a classic brick bar and custom-built wood cabinets – it's the ultimate spot for hosting gatherings. You won't believe the two gigantic Florida rooms, each a massive 14x47 feet. One is on the first floor, and the other is directly above it, offering abundance of natural light year-round. The kitchen is features a large island and a built-in stove, plus all the essential appliances, including the fridge and cooktop. Upstairs, you'll find four more spacious bedrooms, all with cozy carpet, ensuring comfort for the whole family. Now, for some truly rare finds that elevate this property even further: Not only do you have the main house, but there's also a charming 1-bedroom, 1-bathroom guest house ready for visitors or even as a private rental opportunity. And for your vehicles and extra gear, a convenient detached 2-car garage. This property is situated directly on the St. John's River, and the property line actually extends out beyond the water's edge! It's an unparalleled waterfront experience. This is a rare opportunity to own a substantial estate in a rural setting, complete with all the amenities for both living and grand entertaining. It’s a place to create a lifetime of memories. You absolutely have to see it to believe it!
  1. Listed by Nancy Groves • Brokerage DRE #1058871 • YELLOW DOOR REALTY LLC
    P: (407)-600-1446 C: (407)-600-1446 nancy@yellowdoorrealty.org

Property Details for 3821 East Osceola Road

Architectural Style
French Provincial
Subdivision Name
CYPRESS BEND
Township
19
Garage Spaces
2
View
Trees/Woods, Water
Waterfront
Yes
Water View
River
Furnished
Unfurnished
LISTING UPDATED: 01/31/2026 06:53 AM

Property Details for 3821 East Osceola Road

StatusActive
MLS #O6378477
Days on Market2
Taxes$7,315 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1989
Lot Size1.33 AC / 58,006 SF
CountySeminole County

Location

Listing Courtesy of YELLOW DOOR REALTY LLC, Nancy Groves
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Building Information for 3821 East Osceola Road

Stories2Year Built1989Building Size-Lot Size1.33 AC / 58,006 SF

Payment Calculator

$4,923 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,313

Property Taxes

$610

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3821 East Osceola Road

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 7009.0
  • Building Area Units: Square Feet
  • Direction Faces: South
  • Directions: Use GPS
  • Floor Number: 2
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3821
  • Street Direction Prefix: E
  • Street Name: OSCEOLA
  • Street Suffix: ROAD
  • State: FL
  • City: GENEVA
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 00
  • Tax Book Number: 7-59
  • Tax Legal Description: LOTS 3 + 4 CYPRESS BEND PB 7 PG 59
  • Tax Lot: 3
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: In County, Unincorporated
  • Lot Size Dimensions: 150 x 200
  • Parcel Number: 23193250100000030
  • Total Acreage: 2 to less than 5
  • Water Access: Brackish Water
  • Water Access: Yes
  • Water Body Name: ST. JOHN'S RIVER
  • Water Extras: No
  • Zoning: A-5
  • Living Area: 5727
  • Lot Dimensions: 150 x 200
  • ILS Total SQFT: 925.0
  • ILS Under Air SQFT: 925.0
Property and Assessments
  • Year Built Numeric: 1989
  • Flood Zone Code: AE
  • Flood Zone Date: 09-28-2007
  • Flood Zone Panel: 12117C0105F
  • Homestead: No
  • New Construction: No
  • Property Condition: Completed
  • Public Survey Range: 32
  • Public Survey Section: 23
  • Dock YN: No
Utilities
  • Sewer: Septic Tank
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Water Connected
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Frame
  • Exterior Features: French Doors, Private Yard, Storage
  • Foundation Details: Stem Wall
  • Levels: Two
  • Other Structures: Guest House, Workshop
  • Patio And Porch Features: Patio, Porch, Rear Porch
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Vegetation: Mature Landscaping, Oak Trees
  • Waterfront Features: River Front
  • Waterfront Feet Total: 100
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Appliances: Built-In Oven, Cooktop, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 13.0
  • Water View: Yes
  • Bathrooms Half: 1

Property History for 3821 East Osceola Road

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Listed (Active)

MFRMLS #O6378477

$885,000
DateEvent & SourcePrice
01/30/2026

Listed (Active)

MFRMLS #O6378477

$885,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3821 East Osceola Road

Taxable ValueLand-Additions-Total-
Tax Record2025$7,695 ($641 / month)
Home Facts
Beds0Baths5.5Total Finished SqFt864 SqFtAbove Grade Finished SqFt864 SqFtStories1Lot Size34,412 SqFtStyleSingle Family ResidenceYear Built2003CountySEMINOLEAPN23-19-32-501-0000-0030Fireplace TypeHas Fireplace

Schools near 3821 East Osceola Road

This home is within Seminole County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Geneva Elementary School
PublicPK to 5

Chiles Middle School
Public6 to 8

Oviedo High School
Public9 to 12

Galileo School For Gifted Learning
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3821 East Osceola Road is a single family home for sale in Geneva, FL 32732. This property was listed for sale on January 30, 2026 by YELLOW DOOR REALTY LLC, it's currently listed at $885,000. This listing's school district is Seminole County Public Schools. Nearby schools include Geneva Elementary School, Chiles Middle School and Oviedo High School. 3821 East Osceola Road is a 5-bed, 4-bath, 5,727 sqft single family home built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of YELLOW DOOR REALTY LLC, Nancy Groves

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/31/2026 06:53 AM