5 beds2,420 sqft$91/sqft
3835 Prospect St, Oneida, NY 13421
Est: $1,413/moGet pre-approved

Description

Attractive and well cared for two-unit property offering strong income potential and future flexibility. This property features a main house and lower apartment, both occupied by long-term, month-to-month tenants, making it ideal for investors or owner-occupants. The home has been thoughtfully improved over time with major upgrades including exterior siding, updated electrical service, roof improvements, and a modern chimney system. Inside, you’ll find remodeled bathrooms, beautifully refinished...Attractive and well cared for two-unit property offering strong income potential and future flexibility. This property features a main house and lower apartment, both occupied by long-term, month-to-month tenants, making it ideal for investors or owner-occupants. The home has been thoughtfully improved over time with major upgrades including exterior siding, updated electrical service, roof improvements, and a modern chimney system. Inside, you’ll find remodeled bathrooms, beautifully refinished hardwood floors, updated kitchen flooring, and refreshed lighting and fixtures throughout. Additional updates include plumbing improvements, septic system enhancements, new windows along with two bay windows that enhance natural light, and updated appliances. With solid mechanicals and consistent maintenance, this is a turnkey opportunity with lasting value.
LISTING UPDATED: 07/27/2026 11:51 AM

  1. Listed by Jennie Chapin • Chapin Real Estate
    P: (315)-366-4136 C: (315)-761-5058 jen@jenniechapin.com

Property Details for 3835 Prospect Street

Status
MLS #
S1680071
Days on Market
89
Taxes
$3,541 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Residential
Year Built
1940
Lot Size
0.51 AC / 22,100 SF
Architectural Style
Duplex
Has Waterfront
No

Location

Listing Courtesy of Chapin Real Estate
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Building Information for 3835 Prospect Street

Stories2Residences2Year Built1940Building Size-Lot Size0.51 AC / 22,100 SF

Payment Calculator

$1,413 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,118

Property Taxes

$295

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3835 Prospect Street

Summary
Location and General Information
  • Cross Street: Rt 365
  • Latitude: 43.091632
  • Longitude: -75.634267
  • MLS Area Major: Vernon-306089
  • Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 306089-321-008-0003-005-002-0000
  • Tax Annual Amount: $3,541.00
  • Tax Assessed Value: 64680
  • Tax Lot: 5
School Information
  • Elementary School District: Oneida
  • High School District: Oneida
  • Middle Or Junior School District: Oneida
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage
Property
Lot Information
  • Lot Features: Irregular Lot
  • Lot Size Acres: 0.5073
  • Lot Size Area: 0.5073
  • Lot Size Units: Acres
  • Lot Size Dimensions: 85X260
  • Lot Size Square Feet: 22100.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Total: 2420.0
  • Living Area: 2420.0
  • Property Condition: Resale
  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Year Built: 1940
  • Year Built Details: Existing
Building Features
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block, Stone
  • Levels: Two
  • Roof: Asphalt
  • Stories: 2
  • Total Stories: 2
Green Features
  • Green Energy Efficient: Windows
Utilities
  • Electric: Circuit Breakers
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Sewer: Septic Tank
  • Utilities: Cable Available, Water Connected
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Appliances: Gas Water Heater
  • Basement: Full
  • Has Basement: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 0
  • Total Bathrooms: 2
  • Total Bedrooms: 5
  • Cooling: Ceiling Fan(s)
  • Has Cooling: Yes
  • Has Fireplace: No
  • Flooring: Hardwood, Varies
  • Heating: Natural Gas, Baseboard, Hot Water
  • Has Heating: Yes
  • Interior Features: Ceiling Fan(s), Natural Woodwork
  • Main Level Bathrooms: 0
Multi Family
Multi Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
Income & Expenses
  • Operating Expense Includes: Insurance, Water/Sewer
Unit Information
Unit 1
  • Actual Rent: $850.00
  • Baths Total: 1
  • Beds Total: 3
  • Description: Oven/ Range,Refrigerator,Eat-In Kitchen,Living Room,Other - See Remarks
  • Total Rent: $850.00
Unit 2
  • Actual Rent: $650.00
  • Baths Total: 1
  • Beds Total: 2
  • Description: Oven/ Range,Refrigerator,Eat-In Kitchen,Living Room
  • Total Rent: $650.00

Property History for 3835 Prospect Street

DateEvent & SourcePriceAppreciation
Jul 27, 2026

Price Change

New York State Alliance of MLSs (Buffalo) #S1680071

$219,900
Jul 27, 2026

Price Change

WNYREIS #S1680071

$219,900
Jul 27, 2026

Price Change

Central New York Information Services #S1680071

$219,900
DateEvent & SourcePrice
07/27/2026

Price Change

New York State Alliance of MLSs (Buffalo) #S1680071

$219,900
07/27/2026

Price Change

WNYREIS #S1680071

$219,900
07/27/2026

Price Change

Central New York Information Services #S1680071

$219,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3835 Prospect Street

Taxable ValueLand$4,200Additions$60,480Total$64,680
Tax Record2025$3,545 ($295 / month)
Home Facts
Baths2Total Finished SqFt2,420 SqFtAbove Grade Finished SqFt2,420 SqFtStories2Lot Size22,100 SqFtStyleDuplexYear Built1940CountyONEIDAAPN306089 321.008-3-5.2

Schools near 3835 Prospect Street

This home is within Oneida City School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 6 to 8
Public - 9 to 12
Public - 2 to 3
Rating
School
Distance
W F Prior Elementary School
PublicPK to 2

Otto L Shortell Middle School
Public6 to 8

Oneida Senior High School
Public9 to 12

Seneca Street School
Public2 to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3835 Prospect Street is a multi-family home for sale in Oneida, NY 13421. This property was listed for sale on May 8, 2026 by Chapin Real Estate, it's currently listed at $219,900. It has been on the market for a total of 89 days and was last sold on May 19, 2017. This listing's school district is Oneida City School District. Nearby schools include W F Prior Elementary School, Otto L Shortell Middle School and Oneida Senior High School. 3835 Prospect Street is a 5-bed, 2-bath, 2,420 sqft multi-family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Chapin Real Estate

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.