3835 Prospect St

Vernon, NY 13421

$234,900
Price
5
Beds
2,420 Sq. Ft.
$97 / Sq. Ft.
2,420
Sq. Ft.
$97
per Sq. Ft.
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Upstairs Apartment
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Upstairs Apartment
Upstairs Apartment
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Upstairs Apartment
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Upstairs Apartment
Upstairs Apartment
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Upstairs Apartment
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Description

Attractive and well cared for two-unit property offering strong income potential and future flexibility. This property features a main house and lower apartment, both occupied by long-term, month-to-month tenants, making it ideal for investors or owner-occupants. The home has been thoughtfully improved over time with major upgrades including exterior siding, updated electrical service, roof improvements, and a modern chimney system. Inside, you’ll find remodeled bathrooms, beautifully refinished...Attractive and well cared for two-unit property offering strong income potential and future flexibility. This property features a main house and lower apartment, both occupied by long-term, month-to-month tenants, making it ideal for investors or owner-occupants. The home has been thoughtfully improved over time with major upgrades including exterior siding, updated electrical service, roof improvements, and a modern chimney system. Inside, you’ll find remodeled bathrooms, beautifully refinished hardwood floors, updated kitchen flooring, and refreshed lighting and fixtures throughout. Additional updates include plumbing improvements, septic system enhancements, new windows along with two bay windows that enhance natural light, and updated appliances. With solid mechanicals and consistent maintenance, this is a turnkey opportunity with lasting value.
  1. Listed by Jennie Chapin • Chapin Real Estate
    P: (315)-366-4136 C: (315)-366-4136 jen@jenniechapin.com

Property Details for 3835 Prospect Street

Styles Of Residence
Duplex
On Waterfront
No
Parking Description
Two Or More Spaces, Garage
Nearest Cross Street
Rt 365
LISTING UPDATED: 06/01/2026 08:26 PM

Property Details for 3835 Prospect Street

StatusActive
MLS #S1680071
Days on Market24
Taxes$3,541 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1940
Lot Size0.51 AC / 22,100 SF
CountyOneida County
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Location

Listing Courtesy of Chapin Real Estate
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Building Information for 3835 Prospect Street

Stories2Residences2Year Built1940Building Size-Lot Size0.51 AC / 22,100 SF

Payment Calculator

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$1,466 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,171

Property Taxes

$295

HOA Dues

$0

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Property Information for 3835 Prospect Street

Summary
Location and General Information
  • Elementary School District: Oneida
  • High School District: Oneida
  • Middle Or Junior School District: Oneida
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Vernon-306089
  • Tax Annual Amount: $3,541.00
Property
Lot Information
  • Building Area Total: 2420.0
  • Land Features: Irregular Lot, Residential Lot
  • Num Of Acres: 0.5073
  • Lot Size Area: 0.5073
  • Lot Size Square Feet: 22100.0
  • Lot Size Units: Acres
  • Parcel Number: 306089-321-008-0003-005-002-0000
  • Road Frontage: City Street
  • Lot Number: 5
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $64,680
  • Year Built: 1940
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • ENERGYSTAR: Windows
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Septic Tank
  • Utilities Available: Cable Available, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Foundation Description: Block, Stone
  • Roof Description: Asphalt
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Varies
  • Heating: Gas, Baseboard, Hot Water
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Pull Down Attic Stairs, Natural Woodwork
  • Levels: Two
  • Sq Ft Total: 2420.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Insurance, Water Sewer
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $850.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 3
  • Features: Oven/ Range,Refrigerator,Eat-In Kitchen,Living Room,Other - See Remarks
  • Unit Type Total Rent: $850.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 850
Unit 2
  • Unit Type Actual Rent: $650.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: Oven/ Range,Refrigerator,Eat-In Kitchen,Living Room
  • Unit Type Total Rent: $650.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 650
Rental
Rental Information
  • Rent Includes: Parking, Water

Property History for 3835 Prospect Street

DateEvent & SourcePriceAppreciation
May 8, 2026

Listed (Active)

WNYREIS #S1680071

$234,900—
May 19, 2017

Sold

WNYREIS #S346994

$83,000—
May 17, 2017

Sold (Public Record)

Public Record #596823137

$83,000—
DateEvent & SourcePrice
05/08/2026

Listed (Active)

WNYREIS #S1680071

$234,900
05/19/2017

Sold

WNYREIS #S346994

$83,000
05/17/2017

Sold (Public Record)

Public Record #596823137

$83,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3835 Prospect Street

Taxable ValueLand$4,200Additions$60,480Total$64,680
Tax Record2025$3,545 ($295 / month)
Home Facts
Baths2Total Finished SqFt2,420 SqFtAbove Grade Finished SqFt2,420 SqFtStories2Lot Size22,100 SqFtStyleDuplexYear Built1940CountyONEIDAAPN306089 321.008-3-5.2

Schools near 3835 Prospect Street

This home is within Oneida City School District.
Rating
School
Type
Grades
Distance
W F Prior Elementary School
Public - PK to 2
Otto L Shortell Middle School
Public - 6 to 8
Oneida Senior High School
Public - 9 to 12
Seneca Street School
Public - 2 to 3
Rating
School
Distance
W F Prior Elementary School
PublicPK to 2

Otto L Shortell Middle School
Public6 to 8

Oneida Senior High School
Public9 to 12

Seneca Street School
Public2 to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3835 Prospect Street, Vernon, NY 13421

3835 Prospect Street is a multi-family home for sale in Vernon, NY 13421. This property was listed for sale on May 8, 2026 by Chapin Real Estate, it's currently listed at $234,900. It has been on the market for a total of 24 days and was last sold on May 19, 2017. This listing's school district is Oneida City School District. Nearby schools include W F Prior Elementary School, Otto L Shortell Middle School and Oneida Senior High School. 3835 Prospect Street is a 5-bed, 2-bath, 2,420 sqft multi-family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Chapin Real Estate

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.