384 Ridgeway Street

St. Joseph, MI 49085

$3,800,000
Price
5
Beds
4,054 Sq. Ft.
$937 / Sq. Ft.
4,054
Sq. Ft.
$937
per Sq. Ft.
Pending
Pending
23-web-or-mls-374-ridgeway-st
18-web-or-mls-374-ridgeway-st
19-web-or-mls-374-ridgeway-st
20-web-or-mls-374-ridgeway-st
22-web-or-mls-374-ridgeway-st

Description

Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous...Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry. Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.
  1. Listed by Ryan D Green • Brokerage DRE #6504310834 • Green Towne Coastal Realty
    P: (269)-208-4139 C: (269)-208-4139 ryangreenrealestate@gmail.com

Property Details for 384 Ridgeway Street

Waterfront Features
Lake
Architectural Style
Traditional
LISTING UPDATED: 11/18/2025 04:48 PM

Property Details for 384 Ridgeway Street

StatusPending
MLS #25058944
Days on Market1
Taxes$14,202 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.45 AC / 19,534 SF
CountyBerrien County

Location

Listing Courtesy of Green Towne Coastal Realty
Add your commute

Building Information for 384 Ridgeway Street

Stories2Year Built2006Building Size-Lot Size0.45 AC / 19,534 SF

Payment Calculator

$19,704 per month

30 year fixed, 6.15% Interest

Principal and Interest

$18,521

Property Taxes

$1,184

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 384 Ridgeway Street

Summary
Location and General Information
  • Cross Streets: Virginia
  • Municipality: St. Joseph City
  • Body of Water: Lake Michigan
  • Directions: Upton to Virginia to Ridgeway
  • Area - Major: Southwestern Michigan - S
  • Street #: 384
  • Street Name: Ridgeway
  • Suffix: Street
  • City: St. Joseph
  • State: MI
  • Zip Code: 49085
  • County: Berrien
  • Latitude: 42.120359
  • Longitude: -86.481545
  • Area - Minor: Southwestern Michigan - S
  • Water Type: Lake
Taxes and HOA
  • Taxable Value: 362419.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 11-76-1900-0076-04-1
Parking
  • Parking Features: Attached, Garage Door Opener, Garage Faces Front
  • Garage Spaces: 2.5
  • Garage Y/N: Yes
  • Attached Garage: Yes
  • Driveway: Concrete, Shared Paved
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Level
  • SqFt Source: Prior Appraisal
  • Lot Dimensions: irregular
  • Total Fin SqFt All Levels: 4054.0
  • SqFt Above Grade: 3070.0
  • Lot Measurement: Acres
  • Lot Acres: 0.45
  • Lot Square Footage: 19534.0
  • Lot Size Area: 0.45
Property and Assessments
  • Tax Year: 2024
  • Legal: COM AT SLY MOST COR LOT 77 EDGEWATER ADD TO ST JOSEPH TH N34DEG51'46''E 198.69' TO SLY LN LOT 75 IN EDGEWATER ADD TH N51DEG47'W 408.37' TO POB TH N51DEG47'W 262.90' TH S38DEG13'W 79.92' TH S51DEG47'E 262.90' TH N38DEG13'E 79.92' TO POB
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 0
  • Property Type: Residential,Single Family Residence
  • Year Built: 2006
  • Video Groups: 0
  • Mineral Rights: Unknown
Utilities
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Util Avail at Street: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Storm Sewer
  • Utilities Attached: High Speed Internet, Natural Gas Connected
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Roof: Composition
  • Exterior Features: Scrn Porch
  • Patio And Porch Features: Porch(es), Screened
  • Stories: 2
  • Construction Materials: Wood Siding
  • Water Fea Amenities: All Sports, Private Frontage, View
  • Street Type: Other, Public
  • Exterior Material: Wood Siding
  • Roofing: Composition
  • Substructure: Partial
  • Windows: Egress Window, Insulated Windows, Low-Emissivity Windows, Screens
  • Patio and Porch Features: Porch(es), Screened
  • Landscape: Ground Cover, Shrubs/Hedges, Underground Sprinkler
  • Landscape : Ground Cover: Yes
  • Landscape : Shrubs/Hedges: Yes
  • Landscape : Underground Sprinkler: Yes
Interior Features
  • Heating: Forced Air
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows
  • Interior Features: Broadband, Center Island, Eat-in Kitchen, Pantry
  • Laundry Features: In Hall, Main Level
  • Fireplace: Yes
  • Fireplace Features: Family Room, Recreation Room
  • Room Total: 15
  • Main Bedrooms: 1
  • Fireplaces Total: 2
  • Basement: Yes
  • Other Equipment: Dehumidifier
  • Flooring: Carpet, Tile, Wood
  • Cooling: Central
  • Total Baths: 5.0
  • Bathrooms Total (Integer): 5
  • Bathrooms Total (Decimal): 4.5
  • Bathrooms Total (Notational): 4.1
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Air Conditioning: Central Air
  • Kitchen Features: Center Island, Eating Area, Pantry
  • Additional Items: Basement Partially Finished
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • Water Heater: Natural Gas
  • Basement Finished SQFT: 984.0
Rental
Rental Information
  • Occupant Type: Owner
  • Terms Available: Cash

Property History for 384 Ridgeway Street

DateEvent & SourcePriceAppreciation
Nov 18, 2025

Contract Signed

Michigan Regional Information Center #25058944

—
Nov 18, 2025

Listed (Active)

Michigan Regional Information Center #25058944

$3,800,000—
DateEvent & SourcePrice
11/18/2025

Contract Signed

Michigan Regional Information Center #25058944

—
11/18/2025

Listed (Active)

Michigan Regional Information Center #25058944

$3,800,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 384 Ridgeway Street

Taxable ValueLand-Additions-Total-
Tax Record2021$12,531 ($1,044 / month)
Home Facts
Beds4Total Finished SqFt2,782 SqFtAbove Grade Finished SqFt2,782 SqFtStories2Lot Size20,996 SqFtStyleSingle Family ResidenceYear Built2006ZoningR1 - ACountyBERRIENAPN11-76-1900-0076-04-1

Schools near 384 Ridgeway Street

This home is within St. Joseph Public Schools.
Rating
School
Type
Grades
Distance
Clarke School
Public - K to 5
Upton Middle School
Public - 6 to 8
St. Joseph High School
Public - 9 to 12
Brown School
Public - PK to 5
Rating
School
Distance
Clarke School
PublicK to 5

Upton Middle School
Public6 to 8

St. Joseph High School
Public9 to 12

Brown School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Green Towne Coastal Realty

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