384 Terrapin

$1,349,900
Price
4
Beds
2,674 Sq. Ft.
$505 / Sq. Ft.
2,674
Sq. Ft.
$505
per Sq. Ft.

Description

Welcome to this beautifully updated 4 bedroom, 3 bathroom home, ideally situated within the gates of the prestigious Kelly Plantation community. Just a short walk from both the Golf Club and Owner's Club, this property offers a seamless blend of comfort, sophistication, and Florida lifestyle living.
The open concept floor plan is enhanced by new flooring throughout, creating a bright and inviting atmosphere that flows effortlessly from room to room. The kitchen is well appointed with stainless steel
...Welcome to this beautifully updated 4 bedroom, 3 bathroom home, ideally situated within the gates of the prestigious Kelly Plantation community. Just a short walk from both the Golf Club and Owner's Club, this property offers a seamless blend of comfort, sophistication, and Florida lifestyle living.

The open concept floor plan is enhanced by new flooring throughout, creating a bright and inviting atmosphere that flows effortlessly from room to room. The kitchen is well appointed with stainless steel appliances, generous counter space, and an oversized walk in pantry offering functionality and ease for everyday living or entertaining. The spacious primary suite is a true retreat, complete with a private television room just off the main bedroom, perfect as a media lounge, quiet reading nook, or flex space tailored to your lifestyle. Three additional bedrooms offer well proportioned layouts, ideal for guests or family.

Step outside to a beautifully landscaped backyard oasis featuring a sparkling pool with integrated hot tub, a fire pit area for evening gatherings, and ample patio space for outdoor living.

Additional features include surround sound, updated lighting throughout, a new energy efficient pool pump, new hot water heater, and a 2.5 car garage with dedicated golf cart parking.

Set within one of Destin's most sought after communities, this home offers walkability to golf, nature trails, tennis, and a vibrant social calendar that captures the very best of life along the Emerald Coast.

Listing Agent

  1. Spears Group

    Spears Group

    Listing Agent

    Compass

    spearsgroup@compass.com

    P: (850)-710-2114

Property Details for 384 Terrapin

Zoning
Resid Single Family
Architectural Style
Craftsman Style
Subdivision Name
KELLY PLANTATION S/D
LISTING UPDATED: 12/17/2025 12:33 PM

Property Details for 384 Terrapin

StatusPending
MLS #989968
Days on Market4
Taxes-
HOA Fees$899 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2000
Lot Size-
CountyOkaloosa County
Add your commute

Building Information for 384 Terrapin

Stories1Year Built2000Building Size-Lot Size-

Payment Calculator

$6,970 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,670

Property Taxes

$0

HOA Dues

$300

The Payment Calculator is for illustrative purposes only.

Property Information for 384 Terrapin

Summary
Location and General Information
  • Community Features: Pickle Ball, Community Room, Gated Community, Golf, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Playground, Pool, Tennis, Waterfront
  • Directions: FROM HWY 98, TURN NORTH INTO KELLY PLANTATION. CONTINUE ON KELLY PLANTATION DRIVE, BEARING RIGHT AT THE CURVE. TURN LEFT ONTO TERRAPIN TRACE. HOME IS STRAIGHT AHEAD AT 384 TERRAPIN TRACE.
  • MLS Area Minor: 1403 - Destin Northwest
  • MLS Area Major: 14 - Destin
  • Latitude: 30.401823
  • Longitude: -86.440525
  • Location Tax and Legal:Sub Area: 1403 - Destin Northwest
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: LOT 11, TURTLE CREEK AT KELLY PLANTATION, ACCORDING TO THE MAP OR PLAT THEREOF AS RECORDED IN PLAT BOOK 18, PAGE(S) 67, PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA.
  • Project Facilities: Community Room, Gated Community, Golf, Minimum Rental Prd, PavillionGazebo2, Pets Allowed2, Pickle Ball, Playground, Pool2, Short Term Rental - Not Allowed, Tennis, Waterfront
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Land Recreation, Licenses/Permits, Master Association, Recreational Faclty
  • Association Fee2: $899
  • Tax Legal Description: LOT 11, TURTLE CREEK AT KELLY PLANTATION, ACCORDING TO THE MAP OR PLAT THEREOF AS RECORDED IN PLAT BOOK 18, PAGE(S) 67, PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA.
  • Parcel Number: 00-2S-22-5115-0000-0110
  • Association Fee: $0
  • Association YN: Yes
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Garage
  • Garage Spaces: 2.0
  • Parking Features: Garage3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 71x205x60x235
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 2674.0
  • General Property Info:SqFt Source: County PA Records
Property and Assessments
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2000.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Craftsman Style
  • Listing Info Tax Legal:Homestead: No
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Roof Dimensional Shg, Trim Wood
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Ridge Vent, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Sprinkler System
  • Construction Materials: Brick, Trim Wood
  • Stories: 1.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Enclosed, Porch Open
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Patio Enclosed, Porch Open, Sprinkler System
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Room Type: Living Room, Kitchen, Pantry, Dining Room, Master Bathroom, Master Bedroom
  • Rooms Total: 6.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 4.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling TrayCofferd, WasherDryer Hookup
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Double, Refrigerator WIceMk, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 22.4
  • Room Width: 27.9
  • Room Dimensions: 22.4 x 27.9
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 24.6
  • Room Width: 18.3
  • Room Dimensions: 24.6 x 18.3
Room 3
  • Room Type: Pantry
  • Room Level: First
  • Room Length: 4.1
  • Room Width: 4.11
  • Room Dimensions: 4.1 x 4.11
Room 4
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 11.8
  • Room Width: 17.7
  • Room Dimensions: 11.8 x 17.7
Room 5
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 15.6
  • Room Width: 13.1
  • Room Dimensions: 15.6 x 13.1
Room 6
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 13.9
  • Room Width: 13.9
  • Room Dimensions: 13.9 x 13.9
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 384 Terrapin

DateEvent & SourcePriceAppreciation
Nov 23, 2025

Pending

ECAR #989968

—
Nov 19, 2025

Withdrawn

ECAR #988991

$1,375,000—
Nov 19, 2025

Listed (Active)

ECAR #989968

$1,349,900—
Nov 5, 2025

Listed (Active)

ECAR #988991

$1,375,000—
Jun 28, 2019

Sold

ECAR #823928

$677,500—
May 31, 2019

Pending

ECAR #823928

—
May 30, 2019

Listed (Active)

ECAR #823928

$699,000—
DateEvent & SourcePrice
11/23/2025

Pending

ECAR #989968

—
11/19/2025

Withdrawn

ECAR #988991

$1,375,000
11/19/2025

Listed (Active)

ECAR #989968

$1,349,900
11/05/2025

Listed (Active)

ECAR #988991

$1,375,000
06/28/2019

Sold

ECAR #823928

$677,500
05/31/2019

Pending

ECAR #823928

—
05/30/2019

Listed (Active)

ECAR #823928

$699,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 384 Terrapin

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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