3840 Mariners Way, Unit 525

Cortez, FL 34215

$799,000
Price
3
Beds
2,156 Sq. Ft.
$371 / Sq. Ft.
2,156
Sq. Ft.
$371
per Sq. Ft.

Description

Seller financing available! Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner’s Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls...Seller financing available! Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner’s Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls and ceilings. The unit experienced minor interior water intrusion from the roof during Hurricane Helene. Kitchens and bathrooms are updated. Enjoy a deeded 30’ x 16’ BOAT SLIP that accommodates up to a 32-foot vessel located just outside your front door, private ELEVATOR access, and 2 deeded under-building parking spaces with a private storage unit. The large screened lanai offers sweeping views of the Intra-coastal waters of ANNA MARIA SOUND where you can relax and watch dolphins, seabirds, and unforgettable sunsets. Inside laundry adds convenience. MONTHLY HOA FEE OF $1484 INCLUDES: Cable TV, 2 Community Pools, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water, gate and tennis court maintenance. Mariner’s Cove offers 2 heated swimming pools, a spa, 2 PICKLE BALL COURTS AND one TENNIS COURT, a scenic boardwalk along the marina, and lush tropical landscaping in a secure, gated environment. Located just half a mile from the Gulf beaches of Anna Maria Island and close to local favorites such as Tide Tables, Star Fish Company, and Cortez Kitchen. This is a rare opportunity to own a waterfront property with exceptional boating access and endless potential to create your ideal coastal retreat. Seller financing available.
  1. Listed by Cindy Quinn, PA • Brokerage DRE #1027866 • SATO REAL ESTATE INC.
    P: (941)-780-8000 C: (941)-780-8000 cindy@islandannamaria.com

Property Details for 3840 Mariners Way, Unit 525

Subdivision Name
MARINERS COVE PH I
Township
35
Carport Spaces
2
View
Water
Waterfront
Yes
Water View
Bay/Harbor - Full, Intracoastal Waterway
Furnished
Unfurnished
LISTING UPDATED: 01/18/2026 10:17 PM

Property Details for 3840 Mariners Way, Unit 525

StatusActive
MLS #A4669536
Days on Market80
Taxes$9,922 / year
HOA Fees-
Condo/Co-op Fees$1,484 / month
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1984
CountyManatee County

Location

Listing Courtesy of SATO REAL ESTATE INC., Cindy Quinn, PA
Add your commute

Building Information for 3840 Mariners Way, Unit 525

Building/Complex3840 Mariners WayFloor-Stories2Residences-Pet PolicyAllowedPet Policy DetailsCats OK,Dogs OK,YesYear Built1984

Payment Calculator

$6,205 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,894

Property Taxes

$827

HOA Dues

$1,484

The Payment Calculator is for illustrative purposes only.

Property Information for 3840 Mariners Way, Unit 525

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2460.0
  • Building Area Units: Square Feet
  • Building Name Number: 5
  • Community Features: Bay/Harbor Front, Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Water Access, Waterfront, Gated Community - No Guard, Golf Carts OK, Pool, Tennis Court(s)
  • Direction Faces: Northwest
  • Directions: Cortez Road West to North on 127th Street (the street where Seafood Shack was located) and go all the way to the end until you come to the gate. Once through the gate go left and first right to Building 5 and park in one of the 2 assigned parking spots #525 under the building. You will need gate code and you can get that on showing time.
  • Elementary School: Sea Breeze Elementary
  • Middle Or Junior School: W.D. Sugg Middle
  • High School: Bayshore High
  • Floor Number: 2
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Private Road
  • Senior Community: No
  • SW Subdiv Community Name: Mariners Cove Condo
  • Unit Number: No
  • Street Number: 3840
  • Street Name: MARINERS
  • Street Suffix: WAY
  • Unit Number: 525
  • State: FL
  • City: CORTEZ
Parking
  • Carport: Yes
  • Garage: No
  • Parking Features: Assigned, Covered, Under Building
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Cable TV, Community Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash, Water
  • Association Fee Requirement: Required
  • Association Name: C&S MANAGEMENT DANA CLOER
  • Association Phone: 941-758-9454 122
  • Association: Yes
  • CDD: No
  • Condo Land Included: Yes
  • Montly Maint Amt Addition To HOA: $0
  • Number Of Pets: 2
  • Pet Restrictions: see rules and regulations.
  • Pet Size: Extra Large (101+ Lbs.)
  • Tax Book Number: 0014/0025
  • Tax Legal Description: UNIT 525 B MARINER'S COVE CONDO PHASE I PI#76013.2135/4
  • Tax Lot: 525
  • Tax Year: 2025
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: FloodZone
  • Parcel Number: 7601321354
  • Total Acreage: Non-Applicable
  • Water Access: Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway
  • Water Access: Yes
  • Water Body Name: ANNA MARIA SOUND
  • Water Extras: Assigned Boat Slip, Bridges - No Fixed Bridges, Sailboat Water
  • Water Extras: Yes
  • Water: Assigned Boat Slip, Bridges - No Fixed Bridges, Sailboat Water
  • Zoning: PDR/HA
  • Zoning Compatible: Yes
  • Living Area: 2156
Property and Assessments
  • Year Built Numeric: 1984
  • Association Amenities: Cable TV, Elevator(s), Gated, Pool, Storage, Tennis Court(s)
  • Building Elevator: Yes
  • Flood Zone Code: AE
  • Home Warranty: No
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 16
  • Public Survey Section: 03
  • Dock YN: Yes
  • Dock Description: Dock - Slip Deeded On-Site, Dock w/Electric, Dock w/Water Supply
  • Dock Dimensions: 30x4
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Balcony, Storage, Tennis Court(s)
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Vegetation: Mature Landscaping
  • Waterfront Features: Bay/Harbor Front, Canal Front, Waterfront, Bay/Harbor, Canal - Saltwater, Intracoastal Waterway
  • Waterfront Feet Total: 0
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Great Room, Inside Utility, Storage Rooms
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Heating: Central, Electric
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 1
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Max Pet Weight: 999

Property History for 3840 Mariners Way, Unit 525

DateEvent & SourcePriceAppreciation
Jan 18, 2026

Price Change

MFRMLS #A4669536

$799,000—
Dec 18, 2025

Price Change

MFRMLS #A4669536

$840,000—
Oct 30, 2025

Price Change

MFRMLS #A4669536

$799,000—
Oct 30, 2025

Listed (Active)

MFRMLS #A4669536

$899,000—
Jun 12, 2012

Sold

MFRMLS #M5825741

$440,000—
May 11, 2012

Pending

MFRMLS #M5825741

—
Dec 3, 2011

Listed (Active)

MFRMLS #M5825741

$499,000—
DateEvent & SourcePrice
01/18/2026

Price Change

MFRMLS #A4669536

$799,000
12/18/2025

Price Change

MFRMLS #A4669536

$840,000
10/30/2025

Price Change

MFRMLS #A4669536

$799,000
10/30/2025

Listed (Active)

MFRMLS #A4669536

$899,000
06/12/2012

Sold

MFRMLS #M5825741

$440,000
05/11/2012

Pending

MFRMLS #M5825741

—
12/03/2011

Listed (Active)

MFRMLS #M5825741

$499,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 3840 Mariners Way, Unit 525

This home is within Manatee.
Rating
School
Type
Grades
Distance
Sea Breeze Elementary School
Public - PK to 5
W. D. Sugg Middle School
Public - 6 to 8
Bayshore High School
Public - 9 to 12
Oasis Middle School
Charter - 6 to 8
Rating
School
Distance
Sea Breeze Elementary School
PublicPK to 5

W. D. Sugg Middle School
Public6 to 8

Bayshore High School
Public9 to 12

Oasis Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3840 Mariners Way, Unit 525, Cortez, FL 34215

3840 Mariners Way, Unit 525 is a condo for sale in Cortez, FL 34215. This property was listed for sale on October 30, 2025 by SATO REAL ESTATE INC., it's currently listed at $799,000. It has been on the market for a total of 80 days and was last sold on June 12, 2012. This listing's school district is Manatee. Nearby schools include Sea Breeze Elementary School, W. D. Sugg Middle School and Bayshore High School. 3840 Mariners Way, Unit 525 is a 3-bed, 2-bath, 2,156 sqft condo built in 1984.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of SATO REAL ESTATE INC., Cindy Quinn, PA

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.