3856 Terrace St

Philadelphia, PA 19128

$539,000
Price
5
Beds
2,528 Sq. Ft.
$213 / Sq. Ft.
2,528
Sq. Ft.
$213
per Sq. Ft.
a building with cars parked in front of it
a kitchen with granite countertop a refrigerator a sink and dishwasher a stove with wooden floor
a white refrigerator freezer sitting in a kitchen
a view of livingroom with hardwood floor and hallway
a view of empty room with wooden floor
a view of a room with wooden floor and white walls
a view of a hallway with wooden floor and staircase
a view of a room with wooden floor and windows
an empty room with wooden floor and windows
an empty room with wooden floor and windows
an empty room with windows
a view of entryway with wooden floor
a utility room with dryer and washer
a kitchen with granite countertop a refrigerator stove top oven and sink
a kitchen with stainless steel appliances granite countertop a refrigerator and a sink
an empty room with wooden floor and windows
a view of a big room with wooden floor and windows
a view of a kitchen with kitchen island granite countertop a refrigerator and a sink
a white toilet sitting next to a bathroom sink
a bathroom with a bathtub and shower
a view of an empty room with wooden floor and a window
an empty room with windows
a view of washer and dryer
a view of a backyard with a large tree
a view of living room and utility room
a view of a cars parked in front of a building
a view of street with parked cars

Description

Ideal for an owner-occupant seeking flexible living with additional income, this beautifully maintained home sits on a quiet block in the sought-after Roxborough-Manayunk neighborhood. The property is thoughtfully configured to allow comfortable single-family living while offering the benefit of rental income from a separate lower-level living space. The main living area, located in the spacious upper portion of the home, features 3 bedrooms and 2 full baths and is completely move-in ready with recent...Ideal for an owner-occupant seeking flexible living with additional income, this beautifully maintained home sits on a quiet block in the sought-after Roxborough-Manayunk neighborhood. The property is thoughtfully configured to allow comfortable single-family living while offering the benefit of rental income from a separate lower-level living space. The main living area, located in the spacious upper portion of the home, features 3 bedrooms and 2 full baths and is completely move-in ready with recent renovations throughout. Highlights include a brand-new kitchen with granite countertops and stainless steel appliances, luxury vinyl plank flooring, and upgraded bathrooms with high-end finishes. A bonus loft space provides added versatility and includes a full-size in-unit washer and dryer. The lower-level unit offers 2 bedrooms and 1 bathroom, a large kitchen with granite countertops, dining space, and a built-in breakfast bar, along with direct access to a private backyard with deck/patio - perfect for outdoor enjoyment. This space is currently occupied, providing immediate supplemental income. Both living areas are well equipped with dishwashers, built-in microwaves, and in-unit laundry. With easy access to Center City and close proximity to neighborhood shops, dining, and outdoor amenities, this home offers a rare opportunity to enjoy the comforts of a single-family lifestyle while offsetting monthly expenses in one of Philadelphia’s most desirable neighborhoods.
  1. Listed by Mary Frances Lyn Wexler • MGMT Residential
    P: (215)-326-9311 leasing@mgmtresidential.com

Property Details for 3856 Terrace Street

Tax ID Number
211273600
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Interior Row/Townhouse
Style
Other
Levels/Stories
4
Waterfront
No
LISTING UPDATED: 01/30/2026 10:17 AM

Property Details for 3856 Terrace Street

StatusActive
MLS #PAPH2571522
Days on Market30
Taxes$6,723 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Fee Simple
Year Built1920
Lot Size0.04 AC / 1,700 SF
CountyPhiladelphia County

Location

Listing Courtesy of MGMT Residential
Add your commute

Building Information for 3856 Terrace Street

Stories2Residences-Year Built1920Lot Size0.04 AC / 1,700 SF

Payment Calculator

$3,187 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,627

Property Taxes

$560

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3856 Terrace Street

Location
Location
  • School District Name: THE SCHOOL DISTRICT OF PHILADELPHIA
  • School District County ID: 300200397108
  • SchoolDistrictSource: Listing Agent
  • County: PHILADELPHIA
  • MLS Area: 19128 (19128)
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $480,300
  • Year Assessed: 2025
  • Improvement Assessed Value: $384,300
  • Land Assessed Value: $96,000
  • Clean Green Assessed: No
  • Land Use Code: U60
  • Zoning: CMX1
  • Tax Lot: 65
  • Automatically Update Tax Values Y/N: No
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Upper Level 2
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Stories: Main, Upper 1, Upper 2
Building Info
Building Info
  • Total Finished SQFT: 2,528.00
  • Total Finished SQFT Source: Estimated
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Size Dimensions: 17.00 x 100.00
  • Lot Dimensions Source: Estimated
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: None
Interior Features
Interior Features
  • Interior Features: Bathroom - Tub Shower, Combination Kitchen/Dining, Combination Kitchen/Living, Breakfast Area, Kitchen - Table Space, Recessed Lighting, Upgraded Countertops, Window Treatments, Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Oven/Range - Gas, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Stacked, Water Heater, Dryer - Front Loading, Washer
  • Accessibility Features: None
  • Security Features: Smoke Detector
  • Window Features: Wood Frame, Screens, Double Pane
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Virtual Tour URL Unbranded: https://mls.ricoh360.com/ff983495-3899-4a53-a452-8e71b783cfe0
Exterior Features
Exterior Features
  • Outdoor Living Structures: Patio(s)
  • Pool: No Pool
  • Other Structures: Above Grade, Below Grade
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Greater Philadelphia Association of REALTORS

Property History for 3856 Terrace Street

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Price Change

BRIGHT #PAPH2571522

$539,000—
Jan 5, 2026

Listed (Active)

BRIGHT #PAPH2571522

$575,000—
Jan 9, 2025

Expired

BRIGHT #PAPH2309882

—
Apr 9, 2024

Withdrawn

BRIGHT #PAPH2309882

—
Jan 13, 2024

Listed (Active)

BRIGHT #PAPH2309882

$584,500—
Feb 3, 2010

Closed (Public Record)

Public Record #292720976

$181,000

+18.0% / yr

May 5, 2004

Closed (Public Record)

Public Record #239755387

$70,000—
DateEvent & SourcePrice
01/30/2026

Price Change

BRIGHT #PAPH2571522

$539,000
01/05/2026

Listed (Active)

BRIGHT #PAPH2571522

$575,000
01/09/2025

Expired

BRIGHT #PAPH2309882

—
04/09/2024

Withdrawn

BRIGHT #PAPH2309882

—
01/13/2024

Listed (Active)

BRIGHT #PAPH2309882

$584,500
02/03/2010

Closed (Public Record)

Public Record #292720976

$181,000

+18.0% / yr

05/05/2004

Closed (Public Record)

Public Record #239755387

$70,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3856 Terrace Street

Taxable ValueLand$96,000Additions$384,300Total$480,300
Tax Record2025$6,723 ($560 / month)
Home Facts
Total Finished SqFt2,528 SqFtAbove Grade Finished SqFt2,528 SqFtStories3Lot Size1,700 SqFtStyleMulti-Family Res (5+ Units)Year Built1920ZoningCMX1CountyPHILADELPHIAAPN21-1-2736-00

Schools near 3856 Terrace Street

This home is within The School District of Philadelphia.
Rating
School
Type
Grades
Distance
Cook-Wissahickon School
Public - PK to 8
Roxborough High School
Public - 9 to 12
Widener Memorial School
Public - K to 12
Middle Years Alternative School
Public - 6 to 8
Rating
School
Distance
Cook-Wissahickon School
PublicPK to 8

Roxborough High School
Public9 to 12

Widener Memorial School
PublicK to 12

Middle Years Alternative School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3856 Terrace Street, Philadelphia, PA 19128

3856 Terrace Street is a townhouse for sale in Philadelphia, PA 19128. This property was listed for sale on January 5, 2026 by MGMT Residential, it's currently listed at $539,000. It has been on the market for a total of 30 days and was last sold on February 3, 2010. This listing's school district is The School District of Philadelphia. Nearby schools include Cook-Wissahickon School, Roxborough High School and Widener Memorial School. 3856 Terrace Street is a 5-bed, 3-bath, 2,528 sqft townhouse built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of MGMT Residential

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.