Last Sold Price
5 beds3,044 sqft$159/sqft
3860 Clay St, Point of Rocks, MD 21777

Description

A Beautiful home that offers 3 finished levels of living space and about 3,000 square feet. This 5 bedroom, 3 bath charmer is in the heart of Point of Rocks, MD! Refinished hardwood floors and move in ready. Country kitchen has all Stainless Steal appliances, sliding glass door to spacious rear deck and stamped patio, Living Room w/wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walkout level basement has family room, full bath & laundry room...A Beautiful home that offers 3 finished levels of living space and about 3,000 square feet. This 5 bedroom, 3 bath charmer is in the heart of Point of Rocks, MD! Refinished hardwood floors and move in ready. Country kitchen has all Stainless Steal appliances, sliding glass door to spacious rear deck and stamped patio, Living Room w/wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walkout level basement has family room, full bath & laundry room and another Bedroom. The lower has plumbing stubbed out for a second kitchen and could make a nice in-law suite. Large level fenced yard with vegetable garden and large storage shed. Stamped concrete stairs and rear deck and large patio. Enjoy Valley Elementary, Brunswick Middle and High School! Roof replaced in 2021+/- and all electric HVAC. Public water and sewer. No hoa! Walk to C&O canal, MARC train station & park. Just a short ride to the famous Rocky Point Creamery and conveniently sited with access to Rt 15 and 28! A wonderful home that offers so much!
LISTING CLOSED: 09/04/2024 12:00 AM

  1. Listed by Steven L Powell • RE/MAX Achievers
    P: (301) 991-7990 stevepowellrealtor@gmail.com

Property Details for 3860 Clay Street

Status
MLS #
MDFR2051950
Days on Market
21
Taxes
$3,314 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
1993
Lot Size
0.26 AC / 11,196 SF
Tax ID Number
1101006762
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Cape Cod
Levels/Stories
3
Waterfront
No
Garage
No
Subdivision
NONE AVAILABLE
Subdivision
NONE AVAILABLE (FREDERICK MD)
Total Parking Spaces
4
Central Air
Yes
Basement
Yes
Above Grade Finished SQFT
1,944.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
1,100.00
Below Grade Fin SQFT Source
Estimated
Below Grade Unfinished SQFT
196.00
Below Grade Unfin SQFT Source
Estimated
Total Below Grade SQFT
1,296.00
Total Below Grade SQFT Source
Estimated
New Construction
No
Property Condition
Excellent

Recent comparable sales

Median sold price

$650,000

Avg days on market

19

Sale-to-list ratio

100.5%

[Point of Rocks, MD]

9 comparable properties found

$617,000 | 1735 Canal Run Drive, Point of Rocks, MD 21777
1/60
1

$617,000

Sold 07/02/26

4
Bedrooms
2,820
Square Feet
0.15
Acres
a front view of a house with a garden and plants
1/48
2

$525,000

Sold 07/31/25

4
Bedrooms
2,426
Square Feet
0.15
Acres
a view of a house with a yard and potted plants
1/57
3

$510,000

Sold 05/13/26

4
Bedrooms
2,400
Square Feet
0.5
Acres
$650,000 | 3903 Four Locks Circle, Point of Rocks, MD 21777
1/45
4

$650,000

Sold 10/18/24

4
Bedrooms
2,852
Square Feet
0.30
Acres
front view of a house with a yard
1/76
5

$667,000

Sold 12/09/25

5
Bedrooms
3,846
Square Feet
0.26
Acres
a front view of a house with garden
1/69
6

$650,000

Sold 01/31/25

4
Bedrooms
3,513
Square Feet
0.23
Acres
a front view of a house with a yard and garage
1/2
7

$665,000

Sold 12/31/25

4
Bedrooms
3,333
Square Feet
0.23
Acres
$671,000 | 1728 Fletchers Drive, Point of Rocks, MD 21777
1/2
8

$671,000

Sold 06/05/26

3
Bedrooms
3,149
Square Feet
0.23
Acres
$489,000 | 1606 Wise Road, Point of Rocks, MD 21777
1/68
9

$489,000

Sold 04/28/26

4
Bedrooms
1,968
Square Feet
0.42
Acres

Location

Listing Courtesy of RE/MAX Achievers

Sold By The List Realty

Add your commute

Building Information for 3860 Clay Street

Stories3Year Built1993Building Size-Lot Size0.26 AC / 11,196 SF

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Principal and Interest

$2,465

Property Taxes

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HOA Dues

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Property Information for 3860 Clay Street

Location
Location
  • In City Limits: No
  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139693024
  • SchoolDistrictSource: Listing Agent
  • County: FREDERICK
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2022
  • Tax Assessed Value: $293,567
  • Year Assessed: 2023
  • County Tax: $3,314
  • Improvement Assessed Value: $221,200
  • Land Assessed Value: $83,200
  • Clean Green Assessed: No
  • Land Use Code: R
  • Agricultural Tax Due: No
  • Zoning: RESIDENTIAL
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Breakfast Room, Bedroom 1, Laundry, Bathroom 1, Bathroom 2, Bathroom 3
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Game Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 2
  • Room Type: Bathroom 3
  • Room Level: Lower 1
  • Room Exists: Yes
Room 3
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Room 4
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Wood, Fireplace - Wood Burning
Room 5
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 6
  • Room Type: Breakfast Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 7
  • Room Type: Bedroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 11
  • Room Type: Bedroom 4
  • Room Level: Upper 1
  • Room Exists: Yes
Room 12
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 13
  • Room Type: Bedroom 5
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 3,044.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 1,944.00
  • Total SQFT: 3,240.00
  • Total SQFT Source: Estimated
  • Construction Materials: Advanced Framing
  • Roof: Architectural Shingle
  • Flooring Type: Wood
  • Basement Type: Daylight, Full, Outside Entrance, Interior Access, Side Entrance, Windows, Walkout Level
  • Foundation Details: Block, Concrete Perimeter
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • Other Structure: Storage Barn/Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Landscaping, Rear Yard
  • Fencing: Rear
  • Parcel ID: 11495938
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 4
  • Parking Features: Asphalt Driveway
Interior Features
Interior Features
  • Interior Features: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Eat-In, Primary Bath(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Wood
  • Appliances: Dryer, Disposal, Icemaker, Exhaust Fan, Refrigerator, Stove, Washer, Water Heater
  • Accessibility Features: Other
  • Laundry Type: Has Laundry, Hookup
Exterior Features
Exterior Features
  • Exterior Features: Outbuilding(s)
  • Outdoor Living Structures: Porch(es), Patio(s)
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Pen-Mar REALTORS
  • List Agent URL: www.facebook.com/stevepowellrealtor

Property History for 3860 Clay Street

DateEvent & SourcePriceAppreciation
Sep 4, 2024

Closed (Public Record)

Public Record #1540570732

$484,900

+1.1% / yr

Sep 4, 2024

Closed

BRIGHT #MDFR2051950

$484,900
Aug 13, 2024

Pending

BRIGHT #MDFR2051950

DateEvent & SourcePrice
09/04/2024

Closed (Public Record)

Public Record #1540570732

$484,900

+1.1% / yr

09/04/2024

Closed

BRIGHT #MDFR2051950

$484,900
08/13/2024

Pending

BRIGHT #MDFR2051950

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3860 Clay Street

Taxable ValueLand-Additions-Total-
Tax Record2025$4,474 ($373 / month)
Home Facts
Beds0Baths3Total Finished SqFt2,744 SqFtAbove Grade Finished SqFt2,344 SqFtFinished Basement SqFt400 SqFtStories1Lot Size11,196 SqFtStyleSingle Family ResidenceYear Built1993Year Renovated1993ZoningR3CountyFREDERICKAPN01-006762

Schools near 3860 Clay Street

This home is within Frederick County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - PK to 8
Rating
School
Distance
Valley Elementary School
PublicPK to 5

Brunswick Middle School
Public6 to 8

Brunswick High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Neighborhood Map and Transit

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3860 Clay Street, Point of Rocks, MD 21777
$484,900
5
3,044
11,196
1
1,656
18,000
1
1,332
13,503
$60,000
1
972
6,534
2
1,664
21,780
1
2,112
14,374

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Achievers

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/24/2024 12:05 AM