390 Panay St

1,584 Sq. Ft.
$541 / Sq. Ft.
1,584
Sq. Ft.
$541
per Sq. Ft.

Description

North Morro Bay Sanctuary: Ocean Views & Modern Comfort! Welcome to your private coastal retreat in North Morro Bay. This immaculate 3-bedroom, 2-bathroom home captures the relaxed Central Coast lifestyle, offering ocean and hillside views just minutes from the beach. Inside, you'll find a beautifully remodeled kitchen complete with Quartzite countertops, custom cabinetry, and stainless steel appliances. Newer luxury vinyl flooring and fresh carpeting run throughout the living spaces, and the attic...North Morro Bay Sanctuary: Ocean Views & Modern Comfort! Welcome to your private coastal retreat in North Morro Bay. This immaculate 3-bedroom, 2-bathroom home captures the relaxed Central Coast lifestyle, offering ocean and hillside views just minutes from the beach. Inside, you'll find a beautifully remodeled kitchen complete with Quartzite countertops, custom cabinetry, and stainless steel appliances. Newer luxury vinyl flooring and fresh carpeting run throughout the living spaces, and the attic has been converted to provide additional interior space. Ideally situated for peace and quiet, the property sits back from the road to provide a serene setting while maintaining quick access to Highway 1. Spend your evenings unwinding with sunsets that paint the sky or enjoying the cool coastal fog. The low-maintenance yard is designed for ease, leaving you plenty of time to explore Morro Bay’s dog beach, downtown, and nearby Cayucos. Whether you’re looking for a weekend getaway or a permanent seaside sanctuary, this home offers the best of coastal living in a truly tranquil package.
  1. Listed by Tim Riley • DRE #01280227 • Brokerage DRE #01849354 • Century 21 Masters • 805-748-1197

Property Details for 390 Panay Street

View
Ocean, Hills, Peek-A-Boo
Parking Spaces Total
2
Private Pool
No
Cooling Type
None
Total Units
1.0
Building Type
Detached
Lot Size Source
Assessor
Living Area
1584
LISTING UPDATED: 05/01/2026 10:24 AM

Property Details for 390 Panay Street

StatusClosed
MLS #SC26047012
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1970
Lot Size0.06 AC / 2,400 SF
CountySan Luis Obispo County

Location

Listing Courtesy of Century 21 Masters, Tim Riley, DRE #01280227

Sold By Century 21 Masters, Tim Riley, DRE #01280227

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Building Information for 390 Panay Street

Stories2Year Built1970Building Size-Lot Size0.06 AC / 2,400 SF

Payment Calculator

$4,512 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,271

Property Taxes

$241

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 390 Panay Street

Income / Expense / Tax Details
Income Details
  • Financing: Conventional
Tax / Assessment Info
  • Tax Block: 5
  • CFD/Mello-Roos Fee: $0
  • Tax Lot: 10
Community / Development
Community / Development
  • Assessments YN: Yes
  • Assessments: Unknown
  • Community Features: Biking, Hiking
  • Community: North Morro Bay (820)
Property / Structure Info
Interior Features
  • Interior Features: Quartz Counters
  • Room Type: Walk-In Closet
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Bedroom Features: WalkInCloset
  • Laundry: Yes
  • Laundry Features: In Garage
  • Fireplace Features: None
  • Fireplace Rooms: None
  • Fireplace: N/K
  • Cooling: None
  • Heating Type: Forced Air
  • Heating: Forced Air
  • Heat Equipment: Forced Air Unit
  • Flooring Type: Carpet
  • Floor Coverings: Carpet
  • Flooring: Carpet
Exterior Features
  • Window Features: Double Pane Windows
  • Entry Location: 1
  • Structure Type: House
  • View Description: Hills, Ocean, Peek-A-Boo
  • Patio: Yes
  • Patio And Porch Features: Patio
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
Land/Lot Info
  • Sign on Property: Yes
  • Lot Features: Level with Street
  • Lease Considered: No
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
  • Water Source: Public
Parking Info
  • Garage Spaces: 2
  • Parking: Yes
  • Parking Garage: Garage - 1 Car
  • Parking Non-Garage: Garage - Single Door
  • Parking Garage Spaces: 2
  • Parking Garage: Garage - Single Door
  • Carport Spaces: 0
  • Attached Garage: Yes
  • Parking Features: Garage - Single Door
Property / Structure Info
  • Builders Tract Name: North Morro Bay
  • Builders Tract Code: North Morro Bay (820)
  • Residential Styles: Detached
  • Residential Unit Location: No Common Walls

Property History for 390 Panay Street

DateEvent & SourcePriceAppreciation
May 1, 2026

Sold

CLAW #SC26047012MR

$857,000
May 1, 2026

Sold

CRMLS #SC26047012

$857,000
May 1, 2026

Sold

SDMLS #SC26047012

$857,000
DateEvent & SourcePrice
05/01/2026

Sold

CLAW #SC26047012MR

$857,000
05/01/2026

Sold

CRMLS #SC26047012

$857,000
05/01/2026

Sold

SDMLS #SC26047012

$857,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 390 Panay Street

Taxable ValueLand$127,720Additions$142,090Total$269,810
Tax Record2025$2,897 ($241 / month)
Home Facts
Beds3Total Finished SqFt1,584 SqFtAbove Grade Finished SqFt1,584 SqFtLot Size2,400 SqFtStyleSingle Family ResidenceYear Built1970ZoningR1CountySAN LUIS OBISPOAPN065-052-031

Schools near 390 Panay Street

This home is within San Luis Coastal Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Del Mar Elementary School
PublicK to 5

Los Osos Middle School
Public6 to 8

Morro Bay High School
Public9 to 12

Pacheco Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Century 21 Masters, Tim Riley, DRE #01280227

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS and North Santa Barbara County Regional MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS and North Santa Barbara County Regional MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.