3931 Indian Springs Rd

Panama City, FL 32404

$435,000
Price
4
Beds
3,112 Sq. Ft.
$140 / Sq. Ft.
3,112
Sq. Ft.
$140
per Sq. Ft.
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Pending
Pending

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double...CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathroom and walk-in closet. Double French doors off the primary bedroom lead to a private balcony overlooking the green area. There are also two additional bedrooms and bathroom upstairs. The home features a detached garage as well as a covered walkway from the garage to the home. Recent updates include a new vinyl fence, interior paint, two new AC units (2025), roof replaced (2019) & water heater replaced (2020). The carpets have also recently been professionally cleaned. Riverside offers fantastic amenities including a community pool, clubhouse, basketball court, fitness center, dock, playground and large pavilion with picnic tables. Sidewalks line the neighborhood adding to the charm and walkability of the community. The neighborhood is walking distance to popular North Bay Haven Charter Academy and a short drive to Bay Haven Charter Academy. Schedule your appointment today to see all this home has to offer. The home includes a gas fireplace that is not currently connected and would require a tank. Please verify all information deemed important
  1. Listed by Kelli A Adams • ERA Neubauer Real Estate, Inc

Property Details for 3931 Indian Springs Road

Architectural Style
Contemporary
Waterfront
No
Parking Features
Additional Parking, Garage, Garage Door Opener
Subdivision Name
Riverside Phase III
Zoning Description
Resid Single Family
LISTING UPDATED: 05/27/2026 12:49 PM

Property Details for 3931 Indian Springs Road

StatusPending
MLS #787137
Days on Market62
Taxes$4,199 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2006
Lot Size0.17 AC / 7,405 SF
CountyBay County
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Location

Listing Courtesy of ERA Neubauer Real Estate, Inc
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Building Information for 3931 Indian Springs Road

Stories-Year Built2006Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

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$2,518 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,168

Property Taxes

$350

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3931 Indian Springs Road

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From Publix Super Market at Panama City Centre (Hwy 231). Go approximately .5 miles and turn left onto Highway 389. Continue on Hwy 389 for about 1.5 miles. Turn left onto Cato Rd. Then Turn right on. GPS is also accurate. For Sale sign located in the front of the fence.
  • State Region: FL
  • Postal Code: 32404
  • Latitude: 30.229864
  • Longitude: -85.596212
  • State Or Province: FL
  • MLS Area Major: 02 - Bay County - Central
  • MLS Area Minor: 0201 - Bay - Central NE
Taxes and HOA Information
  • Parcel Number: 11476-120-390
  • Association: Yes
  • Tax Annual Amount: $4,199.00
  • Tax Legal Description: RIVERSIDE PHASE III LOT 66 ORB 4569 P 950
  • Tax Year: 2025
School Information
  • Elementary School: Deer Point
  • High School: Mosley
  • Middle Or Junior School: Merritt Brown
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 3112.0
  • Lot Features: Sprinkler System, Paved
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Dimensions: 50x150
  • Lot Size Units: Acres
  • Lot Size Square Feet: 7200.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2006
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Fencing: Partial
  • Pool Features: In Ground, Community
  • Association Amenities: Dock, Gazebo, Picnic Area
  • Community Features: Basketball Court, Clubhouse, Dock, Fitness Center, Park, Pool, Community Pool
  • Construction Materials: Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio, Porch
  • Roof: Shingle
Interior Features
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Range, Electric Water Heater
  • Fireplace: Yes
Room Information
Room 1
  • Room Description: See Appraiser Sketch
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Bedroom
Room 2
  • Room Description: See Appraiser Sketch
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Bedroom
Room 3
  • Room Description: See Appraiser Sketch
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Bedroom
Room 4
  • Room Description: See Appraiser Sketch
  • Room Dimensions: 0 x 0
  • Room Level: First
  • Room Type: Bedroom
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 3931 Indian Springs Road

DateEvent & SourcePriceAppreciation
May 27, 2026

Pending

CPAR #787137

—
Apr 8, 2026

Price Change

CPAR #787137

$435,000—
Mar 21, 2026

Listed (Active)

CPAR #787137

$445,000—
DateEvent & SourcePrice
05/27/2026

Pending

CPAR #787137

—
04/08/2026

Price Change

CPAR #787137

$435,000
03/21/2026

Listed (Active)

CPAR #787137

$445,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3931 Indian Springs Road

Taxable ValueLand-Additions-Total-
Tax Record2025$4,159 ($347 / month)
Home Facts
Beds4Total Finished SqFt3,112 SqFtAbove Grade Finished SqFt3,112 SqFtStories1Lot Size7,725 SqFtStyleSingle Family ResidenceYear Built2006CountyBAYAPN11476-120-390Fireplace TypeHas Fireplace

Schools near 3931 Indian Springs Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Deer Point Elementary School
Public - PK to 5
Merritt Brown Middle School
Public - 6 to 8
A. Crawford Mosley High School
Public - 9 to 12
North Bay Haven Charter Academy Middle School
Charter - 6 to 8
Rating
School
Distance
Deer Point Elementary School
PublicPK to 5

Merritt Brown Middle School
Public6 to 8

A. Crawford Mosley High School
Public9 to 12

North Bay Haven Charter Academy Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of ERA Neubauer Real Estate, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.