3960 Bow St
Cleveland, TN 37312

$380,000

Price

Beds

Baths

2,650 Sq. Ft.

$143 / Sq. Ft.

2,650

Sq. Ft.

$143

per Sq. Ft.

ContingentVirtual Tour

Description

Beautiful full-brick ranch located in the established Bowman Hills Subdivision within NE Cleveland city limits. This home features a roof less than three years old with newly installed gutters.. The main level includes three bedrooms and two full baths with hardwood and tile flooring throughout. A welcoming foyer opens to a spacious living and dining room combination, ideal for everyday living and entertaining. Just off the kitchen, the paneled and beamed family room/den features a classic brick...Beautiful full-brick ranch located in the established Bowman Hills Subdivision within NE Cleveland city limits. This home features a roof less than three years old with newly installed gutters.. The main level includes three bedrooms and two full baths with hardwood and tile flooring throughout. A welcoming foyer opens to a spacious living and dining room combination, ideal for everyday living and entertaining. Just off the kitchen, the paneled and beamed family room/den features a classic brick fireplace with gas logs and opens to a screened porch overlooking the partially fenced backyard. The kitchen is equipped with stainless steel appliances, including a gas range, microwave, refrigerator, dishwasher, and disposal. The finished walk-out basement expands the living space with LVT and tile flooring, offering a large recreation room, bonus room with full bath and laundry combo, mudroom area, workshop space, and a safe-space closet. A heated and cooled storage room adds additional flexibility. The double garage is conveniently located in the basement. Additional features include a separate 12' x 23' storage outbuilding and a convenient location close to shopping, schools, and city amenities.

Listed by Kathy Lee • Keller Williams Realty
Listed by Joe Lee • Keller Williams Realty

Property Details for 3960 Bow Street

Waterfront

LISTING UPDATED: 02/06/2026 10:12 PM

Property Details for 3960 Bow Street

Status	Contingent
MLS #	1526938
Days on Market	18
Taxes	$2,653 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Single Family Residence
Year Built	1968
Lot Size	0.35 AC / 15,246 SF
County	Bradley County

Location

Listing Courtesy of Keller Williams Realty, Kathy Lee (423.595.2838); Keller Williams Realty, Joe Lee (423.595.2836)

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Building Information for 3960 Bow Street

Stories2Year Built1968Building Size-Lot Size0.35 AC / 15,246 SF

Payment Calculator

$2,073 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,852

Property Taxes

$221

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 3960 Bow Street

Summary

Location and General Information

City: Cleveland
County Or Parish: Bradley

Directions: I-75 to Paul Huff Parkway exit #27 going NW to Right onto Mouse Creek Road to Right onto Ocoee Street. Left onto Blythe Ferry Road to Left onto Bow St. See sign on the Right.
Latitude: 35.191171
Longitude: -84.842876
Postal Code: 37312
State Or Province: TN
Subdivision Name: Bowman Hills

Taxes and HOA

Tax Legal Description: LOT 31, Bowman Hills Sec IV, Tax ID 042J A 022.00
Additional Parcels: No

Parcel Number: 042j A 022.00
Association Fee: $0
Association: No
Tax Annual Amount: $2,653

School Information

Middle Or Junior School: Cleveland Middle
High School: Cleveland High

Elementary School: Ross-Yates Elementary

Parking

Garage Spaces: 2.0
Garage: Yes

Attached Garage: Yes

Property

Lot Information

Lot Features: Back Yard, City Lot, Front Yard, Gentle Sloping, Level
Lot Size Dimensions: 106'x106'x130'x183'

Lot Size Acres: 0.35
Living Area Source: Appraiser
Lot Size Square Feet: 15246.0
Building Area Total: 2650.0
Lot Size Units: Acres
Living Area: 2650.0

Property and Assessments

Property Type Label: Residential
New Construction: No

Home Warranty: No
Floor Plans Count: 3
Year Built: 1968
Property Type: Residential,Single Family Residence
Property Sub Type: Single Family Residence
Improvements : Driveway: Yes
Improvements : Fenced: Yes

Utilities

Water Source: Public
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Interior and Exterior Features

Exterior Features

Senior Community: No
Construction Materials: Block, Brick, Frame

Pool Features: None
Window Features: Wood Frames
Community Features: Curbs, Street Lights
Parking Features: Basement, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Rear
Exterior Features: Rain Gutters
Roof: Asphalt, Shingle
Roofing : Shingle: Yes
Roofing : Tile: Yes
Structures : None: Yes

Interior Features

Fireplace: Yes
Electric: Yes

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: 0
Appliances: Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Gas Range, Disposal, Dishwasher
Room Type: Living Room, Dining Room, Kitchen, Family Room, Bathroom, Bedroom, Primary Bedroom, Primary Bathroom, Other, Bonus Room, Laundry, Workshop
Rooms Total: 15
Bathrooms Total Integer: 3
Bathrooms Total Decimal: 3.0
Bathrooms Total Notational: 3.0
Cooling: Yes
Fireplaces Total: 1
Heating: Yes
Foundation Details: Block
Basement: True
Cooling: Ceiling Fan(s), Central Air, Electric
Heating: Central, Natural Gas
Levels: Two
Interior Features: Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Granite Counters, Separate Dining Room, Tub/shower Combo, Walk-In Closet(s), Wet Bar
Flooring: Hardwood, Luxury Vinyl, Tile
Stories: 2
Green Features : Central Air: Yes
Foundation : Block: Yes
Cooling : Central: Yes
Dining : Separate Dining Room: Yes

Room Information

Room 1

Room Type: Living Room
Room Level: First

Room 2

Room Type: Dining Room
Room Level: First

Room 3

Room Type: Kitchen
Room Level: First

Room 4

Room Type: Family Room
Room Level: First

Room 5

Room Type: Bathroom
Room Level: First

Room 6

Room Type: Bedroom
Room Level: First

Room 7

Room Type: Bedroom
Room Level: First

Room 8

Room Type: Primary Bedroom
Room Level: First

Room 9

Room Type: Primary Bathroom
Room Level: First

Room 10

Room Type: Other
Room Level: Basement

Room Description: Recreation Room

Room 11

Room Type: Bonus Room
Room Level: Basement

Room 12

Room Type: Laundry
Room Level: Basement

Room 13

Room Type: Bathroom
Room Level: Basement

Room 14

Room Type: Workshop
Room Level: Basement

Room 15

Room Type: Other
Room Level: Basement

Room Description: Heated/Cooled Storage

Multi Family

Unit 1

Unit 1 Features : Living Room: Yes

Unit 2

Unit 2 Features : Kitchen: Yes

Property History for 3960 Bow Street

Date	Event & Source	Price	Appreciation
Feb 6, 2026	Contract - Showing Greater Chattanooga Association of REALTORS #1526938		—
Feb 5, 2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$380,000	—
Feb 3, 2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$400,000	—
Jan 26, 2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$410,000	—
Jan 19, 2026	Listed (Active) Greater Chattanooga Association of REALTORS #1526938	$430,000	—
Mar 24, 2017	Closed (Public Record) Public Record #590991006	$225,000	+5.6% / yr
Oct 4, 2013	Closed (Public Record) Public Record #369566192	$186,000	+21.7% / yr
Dec 5, 2005	Closed (Public Record) Public Record #169259392	$40,000	—

Date	Event & Source	Price
02/06/2026	Contract - Showing Greater Chattanooga Association of REALTORS #1526938	—
02/05/2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$380,000
02/03/2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$400,000
01/26/2026	Price Change Greater Chattanooga Association of REALTORS #1526938	$410,000
01/19/2026	Listed (Active) Greater Chattanooga Association of REALTORS #1526938	$430,000
03/24/2017	Closed (Public Record) Public Record #590991006	$225,000 +5.6% / yr
10/04/2013	Closed (Public Record) Public Record #369566192	$186,000 +21.7% / yr
12/05/2005	Closed (Public Record) Public Record #169259392	$40,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3960 Bow Street

Taxable ValueLand$15,000Additions$102,625Total$117,625

Tax Record2025$1,167 ($97 / month)

Home Facts

Beds0Total Finished SqFt3,147 SqFtAbove Grade Finished SqFt1,747 SqFtFinished Basement SqFt1,400 SqFtUnfinished Basement SqFt550 SqFtStories1Lot Size23,482 SqFtStyleSingle Family ResidenceYear Built1968Year Renovated2007ZoningR1CountyBRADLEYAPN042J A 022.00 000Fireplace TypeHas Fireplace

Schools near 3960 Bow Street

This home is within Cleveland School District.


Rating	School	Type	Grades	Distance
NR	Donald P Yates Prim	Public - Serves this home	PK to 2	1.4 mi
6/10	Ernest L Ross	Public - Serves this home	3 to 5	1.5 mi
4/10	Cleveland Middle School	Public - Serves this home	6 to 8	2.8 mi
7/10	Cleveland High School	Public - Serves this home	9 to 12	1.5 mi
NR	Bowman Hills School	Private - Nearby school	PK to 8	0.6 mi


Rating	School	Distance
NR	Donald P Yates Prim PublicPK to 2 Serves this home	1.4 mi
6/10	Ernest L Ross Public3 to 5 Serves this home	1.5 mi
4/10	Cleveland Middle School Public6 to 8 Serves this home	2.8 mi
7/10	Cleveland High School Public9 to 12 Serves this home	1.5 mi
NR	Bowman Hills School PrivatePK to 8 Nearby school	0.6 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty, Kathy Lee (423.595.2838); Keller Williams Realty, Joe Lee (423.595.2836)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 02/06/2026 10:12 PM

3960 Bow StCleveland, TN 37312

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3960 Bow St
Cleveland, TN 37312