3960 Poverty Creek Rd

$139,900
Price
1
Bed
660 Sq. Ft.
$212 / Sq. Ft.
660
Sq. Ft.
$212
per Sq. Ft.

Description

Escape to your own slice of country paradise in this charming Florida cottage, perfectly situated on a peaceful acre just north of town. Enjoy the ultimate blend of tranquility and convenience with low property taxes and NO HOA fees. This home is a unique treasure, featuring an expansive wrap-around porch where you can sip your morning coffee or enjoy a quiet evening. The durable metal roof provides peace of mind, and the property is easily accessed via a paved road. This home has a ductless mini-split...Escape to your own slice of country paradise in this charming Florida cottage, perfectly situated on a peaceful acre just north of town. Enjoy the ultimate blend of tranquility and convenience with low property taxes and NO HOA fees. This home is a unique treasure, featuring an expansive wrap-around porch where you can sip your morning coffee or enjoy a quiet evening. The durable metal roof provides peace of mind, and the property is easily accessed via a paved road. This home has a ductless mini-split AC system providing heat and air conditioning year round. Inside, the heart of the home is a quaint, character-filled kitchen highlighted by a stunning, antique-style fridge and gas stove/electric imported from Europe—a true conversation piece and a dream for any home chef. If you're seeking a quiet retreat with rustic elegance, and a charming, relaxed lifestyle, this is the one. Come experience the best of Florida country living.

Property Details for 3960 Poverty Creek Road

Zoning
County
Architectural Style
Florida Cottage
Subdivision Name
unincorporated
LISTING UPDATED: 11/14/2025 10:52 AM

Property Details for 3960 Poverty Creek Road

StatusActive
MLS #987343
Days on Market78
Taxes$816 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2004
Lot Size0.96 AC / 41,817 SF
CountyOkaloosa County

Location

Listing Courtesy of Coldwell Banker Realty
Add your commute

Building Information for 3960 Poverty Creek Road

Stories1Year Built2004Building Size-Lot Size0.96 AC / 41,817 SF

Payment Calculator

$759 per month

30 year fixed, 6.28% Interest

Principal and Interest

$691

Property Taxes

$68

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3960 Poverty Creek Road

Summary
Location and General Information
  • Directions: Hwy 85 North to right on Airport Rd, go to Poverty Creek Rd turn right
  • Road Frontage Type: County Road
  • MLS Area Minor: 2505 - Auburn & Garden City
  • MLS Area Major: 25 - Crestview Area
  • Latitude: 30.807321
  • Longitude: -86.459655
  • Location Tax and Legal:Sub Area: 2505 - Auburn & Garden City
  • Location Tax and Legal:Elementary School: Walker
  • Location Tax and Legal:Middle School: Davidson
  • Location Tax and Legal:High School: Crestview
  • Location Tax and Legal:Legal Description: COM NE COR S50 FT W533 FT TO POB W133 FT S301 FT E133 FT N301 FT TO POB AS
Taxes and HOA
  • Tax Legal Description: COM NE COR S50 FT W533 FT TO POB W133 FT S301 FT E133 FT N301 FT TO POB AS
  • Parcel Number: 32-4N-22-0000-0006-003B
  • Association Fee: $0
  • Tax Annual Amount: $816
  • Listing Info Tax Legal:Last Taxes: $816
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Walker
  • Middle Or Junior School: Davidson
  • High School: Crestview
Parking
  • Carport YN: No
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: Approx. 304 x 131
  • Lot Size Acres: 0.96
  • Lot Size Area: 0.96
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Corner, Wooded
  • Building Area Total: 660.0
  • Lot Size Square Feet: 41817.6
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: County Road, DirtClay Road, Paved Road
  • Lot Features: Corner, Wooded
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2004.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Florida Cottage
  • Listing Info Tax Legal:Homestead: No
  • Construction Status: Construction Complete
  • Construction Siding: Foundation Off Grade, Roof Metal, Siding CmntFbrHrdBrd
Farm Information
  • Farm Info: Wooded2
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Sewer: Septic Tank
  • Utilities: Electric
  • Electric: True
  • Utilities: Electric, Septic Tank
  • Energy: AC - WindowWall, Ceiling Fans, Insulated Doors, Storm Doors, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Foundation Off Grade, Siding CmntFbrHrdBrd
  • Stories: 1.0
  • Patio And Porch Features: Porch Open
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Porch Open
Interior Features
  • Cooling: Wall/Window Unit(s), Ceiling Fans
  • Interior Features: Washer/Dryer Hookup, Woodwork Painted
  • Flooring: Floor Laminate, Floor WW Carpet
  • Door Features: Storm Door(s)
  • Room Type: Kitchen, Dining Area, Family Room, Master Bedroom, Full Bathroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Bedrooms Total: 1.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Interior: Floor Laminate, Floor WW Carpet, WasherDryer Hookup, Woodwork Painted
  • Appliances: Cooktop, Refrigerator, Smoke Detector, StoveOven Electric
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Dimensions: 11 x 9
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 8.0
  • Room Dimensions: 8 x 8
Room 3
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 11.0
  • Room Dimensions: 19 x 11
Room 5
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Dimensions: 9 x 7
Rental
Rent Information
  • General Property Info:Immediate Occupancy: Yes
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 3960 Poverty Creek Road

DateEvent & SourcePriceAppreciation
Nov 14, 2025

Price Change

ECAR #987343

$139,900
Nov 4, 2025

Price Change

ECAR #987343

$149,900
Oct 10, 2025

Listed (Active)

ECAR #987343

$155,000
Jul 18, 2014

Sold (Public Record)

Public Record #433569640

$15,000
DateEvent & SourcePrice
11/14/2025

Price Change

ECAR #987343

$139,900
11/04/2025

Price Change

ECAR #987343

$149,900
10/10/2025

Listed (Active)

ECAR #987343

$155,000
07/18/2014

Sold (Public Record)

Public Record #433569640

$15,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3960 Poverty Creek Road

Taxable ValueLand$20,668Additions$59,104Total$79,772
Tax Record2025$867 ($72 / month)
Home Facts
Beds1Total Finished SqFt640 SqFtAbove Grade Finished SqFt640 SqFtStories1Lot Size41,905 SqFtStyleSingle Family ResidenceYear Built2004CountyOKALOOSAAPN32-4N-22-0000-0006-003B

Schools near 3960 Poverty Creek Road

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 4 to 12
Rating
School
Distance
Walker Elementary School
PublicPK to 5

Davidson Middle School
Public6 to 8

Crestview High School
Public9 to 12

Emerald Coast Career Institute N
Public4 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

3960 Poverty Creek Road is a single family home for sale in Crestview, FL 32539. This property was listed for sale on October 10, 2025 by Coldwell Banker Realty, it's currently listed at $139,900. It has been on the market for a total of 78 days and was last sold on July 18, 2014. This listing's school district is Okaloosa County School District. Nearby schools include Walker Elementary School, Davidson Middle School and Crestview High School. 3960 Poverty Creek Road is a 1-bed, 1-bath, 660 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.