Active
3 beds1,792 sqft
3997 E 1st Rd, Monticello, IN 47960
Est: $1,726/moGet pre-approved
Single FamilyProperty Type
0.39 acresLot Size
1983Year Built
$178/sq ftPrice per sq ft
$150/yrHOA Fees
1 carParking Spaces

Description

This darling Cape Cod home is on a beautiful, pine-tree-lined lot and has drive-by appeal sure to impress. Situated between Lake Shafer and the Big Monon, you are just a short walk or golf cart ride to your Lake Shafer easement, complete with a slip for your boat. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas-log fireplace, and the kitchen opens to the deck with a retractable awning. All the appliances, including washer, dryer,...This darling Cape Cod home is on a beautiful, pine-tree-lined lot and has drive-by appeal sure to impress. Situated between Lake Shafer and the Big Monon, you are just a short walk or golf cart ride to your Lake Shafer easement, complete with a slip for your boat. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas-log fireplace, and the kitchen opens to the deck with a retractable awning. All the appliances, including washer, dryer, and water softener, are included. There is a heated & cooled one-car attached garage, plus a nice 24x30 Morton pole building that is heated and insulated, and even a cute shed, all offering excellent storage for your hobbies and water toys. Best of all, you can be on the water in just a minute!
56 days on Market
  • Listed by: Chris Thayer • REAL ESTATE NETWORK L.L.C Cell: 574-870-1354
Last updated: 09/07/2026 03:33 AM • Source: Indiana Regional MLS, MLS#: 202629428

Location

Listing Courtesy of REAL ESTATE NETWORK L.L.C
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$1,726 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,648

Property Taxes

$65

HOA Dues

$13

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Property Information for 3997 East 1st Road

Property Details
  • Taxes: $782 / year
  • MLS Type: Residential / Site-Built Home
  • County: White County
  • Style: One and Half Story
  • Architectural Style: Cape Cod
  • Subdivision: None
  • Waterfront: Yes
  • Garage/Number Of Cars: 2
Building Information
  • Year Built: 1983
  • Lot Size: 0.39 AC / 16,988 SF
Summary
Location and General Information
  • Area: White County
  • City: Monticello
  • Zip Code: 47960
  • State: IN
  • Township: Monon
  • Geo Latitude: 41
  • Geo Longitude: -87
  • Fips Code: 18181
  • Directions To Property: North on W. Shafer Dr past Tall Timbers Marina. Turn L on First Rd. House is on corner of West Shafer & First Rd.
  • Channel/Canal Frontage: 0.0
  • Lake Type: Ski Lake
  • Location: Rural
  • Water Frontage: 10.0
Taxes and HOA
  • Annual Taxes: $782
  • Association Dues $: $150.00
  • Assoc Dues Frequency: Annually
  • Year Taxes Payable: 2026
  • Parcel Number Id: 91-83-32-000-000.300-013
School Information
  • School District: North White School Corp.
  • Elementary: North White Primary
  • Middle School: North White Jr/Sr
  • High School: North White Jr/Sr
Parking
  • Garage Length: 16.0
  • Garage Width: 20.0
  • Garage: Yes
  • Garage Type: Attached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.39
  • Lot Dimensions: 187.4x96.4x176.5x88.2
  • Below Grade Unfin Sqft: 0.0
  • Total Square Feet: 1792.0
  • Approx Lot Size Sqft: 16988.0
  • Above Grade Finished Sqft: 1792.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 0.0
  • Total Finished Sqft: 1792.0
  • Garage Square Feet: 320.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Level, Partially Wooded
  • Outbuilding 1 Length: 32.0
  • Outbuilding 1 Width: 24.0
  • Outbuilding 2 Length: 12.0
  • Outbuilding 2 Sqft: 96
  • Outbuilding 2 Width: 8.0
  • Floor Plans Count: 0.0
Property and Assessments
  • New Construction: No
  • Year Built: 1983
  • Age: 43
  • Planned Unit Development: No
Utilities
  • Electric Company: REMC
  • Gas Company: NIPSCO
  • Water Type: Lake
  • Water Access: Easement/Other
  • Water Name: Lake Shafer
  • Water Utility: Well
  • Well Type: Private
  • Sewer: Regional
Interior and Exterior Features
Exterior Features
  • Amenities: Countertops-Stone, Dryer Hook Up Electric, Garage Door Opener, Garage-Heated, Main Floor Laundry
  • Exterior: Vinyl
  • Outbuilding 1: 2nd Detached Garage
  • Outbuilding 2: Shed
  • Platted: Yes
  • Pool: No
  • Roof Material: Shingle
Interior Features
  • Number of Fireplaces: 2
  • Basement: No
  • Basement/Foundation: Crawl
  • Cooling: Central Air
  • Fireplace: Living/Great Rm, 1st Bdrm, Electric, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Heating/Fuel: Gas, Forced Air
  • Number of Above Grade Bedrooms: 3
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 0
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 1
  • Number of Total Rooms: 5
  • Total Number of Bedrooms: 3
  • Total Number of Full Baths: 1
  • Total Number of Half Baths: 1
  • Total Baths: 2
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 15.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 11.0
  • 2nd Bedroom Length: 14.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 14.0
  • 3rd Bedroom Length: 14.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 12.0
  • Kitchen Length: 19.0
  • Kitchen Level: Main
  • Kitchen Width: 11.0
  • Laundry Level: Main
  • Living/Great Room Length: 19.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 15.0

Property History for 3997 East 1st Road

DateEvent & SourcePriceAppreciation
Jul 22, 2026

Price Change

Indiana Regional MLS #202629428

$349,000
Jul 22, 2026

Price Change

Indiana Regional MLS #202629428

$329,000
Jul 22, 2026

Listed (Active)

Indiana Regional MLS #202629428

$319,000
DateEvent & SourcePrice
07/22/2026

Price Change

Indiana Regional MLS #202629428

$349,000
07/22/2026

Price Change

Indiana Regional MLS #202629428

$329,000
07/22/2026

Listed (Active)

Indiana Regional MLS #202629428

$319,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3997 East 1st Road

Taxable ValueLand$27,000Additions$200,500Total$227,500
Tax Record2025$782 ($65 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt2,688 SqFtAbove Grade Finished SqFt2,688 SqFtStories1Lot Size16,988 SqFtStyleSingle Family ResidenceYear Built1983Year Renovated1983CountyWHITEAPN91-83-32-000-000.300-013

Schools near 3997 East 1st Road

This home is within North White School Corp.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
North White Primary School
PublicPK to 5

North White Intermediate
Public6 to 8

North White Jr/Sr High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3997 East 1st Road is a single family home for sale in Monticello, IN 47960. This property was listed for sale on July 22, 2026 by REAL ESTATE NETWORK L.L.C, it's currently listed at $319,000. It has been on the market for a total of 56 days and was last sold on February 6, 2020. This listing's school district is North White School Corp. Nearby schools include North White Primary School, North White Intermediate and North White Jr/Sr High School. 3997 East 1st Road is a 3-bed, 2-bath, 1,792 sqft single family home built in 1983.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of REAL ESTATE NETWORK L.L.C

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.