4 Harding St

1,416 Sq. Ft.
$275 / Sq. Ft.
1,416
Sq. Ft.
$275
per Sq. Ft.

Description

Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost—total annual taxes are only $3,750(year...Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost—total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills. While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.
  1. Listed by Hai Li • KW Hudson Valley United
    P: (845)-610-6065 C: (845)-610-6065 hai.li@kw.com

Property Details for 4 Harding Street

City/Township
Middletown
Architectural Style
Other
Waterfront
No
LISTING UPDATED: 07/13/2026 05:01 AM

Property Details for 4 Harding Street

StatusActive
MLS #1024955
Days on Market4
Taxes$3,779 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeSingle Family
Year Built1900
Lot Size0.04 AC / 1,800 SF
CountyOrange County

Location

Listing Courtesy of KW Hudson Valley United
Add your commute

Building Information for 4 Harding Street

Stories-Year Built1900Building Size-Lot Size0.04 AC / 1,800 SF

Payment Calculator

$2,253 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,938

Property Taxes

$315

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4 Harding Street

Summary
Location and General Information
  • Senior Community YN: No
  • Property Attached: Yes
  • Structure Type: Attached
  • State Or Province: NY
School Information
  • School District: Middletown
  • Elementary School District: Middletown
  • Elementary School: Maple Hill Elementary School
  • Middle Or Junior School District: Middletown
  • Middle Or Junior School: Middletown Twin Towers Middle Sch
  • High School District: Middletown
  • High School: Middletown High School
Rental
Rental
  • Lease Considered: No
Unit Information
Unit Information
  • Building Units Total: 1
Taxes and HOA Information
Taxes and HOA Information
  • Parcel Number: 330900-030-000-0001-021.000-0000
  • Tax Assessed Value: $13,500.00
  • Tax Source: Municipality
  • Tax Year: 2025
  • Association: No
Interior and Exterior Features
Interior Features
  • Amenities: High Ceilings, Other, Public, Washer/Dryer Hookup
  • Interior Features: High Ceilings, Washer/Dryer Hookup
  • Appliances: Gas Oven, Gas Range, Refrigerator
  • Total Rooms: 6
  • Basement: Full, Unfinished
  • Attic Description: Stairs,Unfinished
  • Location Amenities: Other/See Remarks, High Ceilings, WD Hookup
  • Living Area: 1416
  • Basement: Yes
Exterior Features
  • Exterior Property Features: Driveway
  • Elevation Certificate: No
  • Construction Materials: Frame
  • Pool Private: No
Lot Information
  • Building Area Units: Square Feet
Parking
  • Parking Features: Driveway
  • Garage: No
  • Carport: No
Utilities
  • Cooling: None
  • Heating: Baseboard, ENERGY STAR Qualified Equipment, Natural Gas
  • Heat Fuel Type: Baseboard, ENERGY STAR Qualified Equipment, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected
Green Features
  • Green Features: Gas Oven, Gas Range, Refrigerator, Baseboard, ENERGY STAR Qualified Equipment, Natural Gas
Agent
Payment and Rate
  • Down Payment Resource: Yes

Property History for 4 Harding Street

DateEvent & SourcePriceAppreciation
Jul 12, 2026

Listed (Active)

ONEKEY #1024955

$389,000
Dec 31, 2013

Expired

ONEKEY #H521787

$119,000
Feb 7, 2012

Listed (Active)

ONEKEY #H521787

$129,000
DateEvent & SourcePrice
07/12/2026

Listed (Active)

ONEKEY #1024955

$389,000
12/31/2013

Expired

ONEKEY #H521787

$119,000
02/07/2012

Listed (Active)

ONEKEY #H521787

$129,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4 Harding Street

Taxable ValueLand$2,600Additions$10,900Total$13,500
Tax Record2024$3,749 ($312 / month)
Home Facts
Beds4Baths1Total Finished SqFt1,416 SqFtAbove Grade Finished SqFt1,416 SqFtStories2Lot Size1,800 SqFtStyleSingle Family ResidenceYear Built1900Year Renovated1926ZoningR-2CountyORANGEAPN330900 30-1-21

Schools near 4 Harding Street

This home is within Middletown City School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Maple Hill Elementary School
PublicPK to 5

Middletown Twin Towers Middle School
Public6 to 8

Monhagen Middle School
Public6 to 8

Middletown High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

4 Harding Street is a single family home for sale in Middletown, NY 10940. This property was listed for sale on July 12, 2026 by KW Hudson Valley United, it's currently listed at $389,000. This listing's school district is Middletown City School District. Nearby schools include Maple Hill Elementary School, Middletown Twin Towers Middle School and Monhagen Middle School. 4 Harding Street is a 4-bed, 2-bath, 1,416 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of KW Hudson Valley United

Based on information submitted to the MLS GRID as of 07/13/2026 05:01 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.