4 Locks Road

Coming SoonOpen: 10/11 02:00PM - 04:00PM
Coming SoonOpen: 10/11 02:00PM - 04:00PM
Gallery Image 1
Coming Soon
$649,900
4 beds3,138 sqft

4 Locks Rd, Palmyra, VA 22963

Est: $4,722/moGet pre-approved
Single FamilyProperty Type
0.46 acresLot Size
1999Year Built
$207/sq ftPrice per sq ft
$122/moHOA Fees

Description

Just listed! Designed for spacious living & multigenerational living flexibility! This impressive golf-front Lake Monticello home offers generous square footage, separate garages (one 2-car garage above grade & one 2-car below grade) & a fully finished walkout terrace level with its own private entrance. A covered front porch & aggregate walkway welcome you thru double doors into a dramatic 2-story foyer with archway. Expansive living room features a vaulted ceiling & cozy gas fireplace, while thekitchen...Just listed! Designed for spacious living & multigenerational living flexibility! This impressive golf-front Lake Monticello home offers generous square footage, separate garages (one 2-car garage above grade & one 2-car below grade) & a fully finished walkout terrace level with its own private entrance. A covered front porch & aggregate walkway welcome you thru double doors into a dramatic 2-story foyer with archway. Expansive living room features a vaulted ceiling & cozy gas fireplace, while thekitchen offers 42" cabinetry, gas cooking & an adjoining breakfast room. Spacious dining room is highlighted by a vaulted ceiling & large palladian window. Main-level primary suite features a tray ceiling, backyard views, walk-in closet, bath with separate vanities, soaking tub & shower, plus conveniently located laundry room. Split-bedroom design provides privacy, with spacious guest rooms & a vaulted bedroom with palladian window also ideal for a home office. Downstairs terrace offers a 4th bedroom, family room, full bath, storage & 2nd garage. Enjoy a large screened porch, large deck, covered patio, fenced backyard & beautiful golf course views. Within close proximity to parks, sports field, walking trails, golf course & Slice Gate. ,Formica Counter,Oak Cabinets,Fireplace in Living Room
  • Listed by: THE GUNNELS GROUP 434.960.8987 maggie@thegunnelsgroup.com • LONG & FOSTER - LAKE MONTICELLO
Last updated: 10/07/2026 09:07 PM • Source: BRIGHT, MLS#: 682788
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Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, THE GUNNELS GROUP
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$4,722 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,470

Property Taxes

$331

HOA Dues

$922

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Property Information for 4 Locks Road

Property Details

  • Taxes: $3,971 / year
  • Condo/Co-op Fees: $800 one time
  • MLS Type: Residential / Single Family Residence
  • County: Fluvanna County
  • Ownership: Other
  • Condo Coop Association: No
  • HOA: Yes
  • Structure Type: Detached
  • Style: Ranch/Rambler
  • Levels/Stories: 1
  • Views: Other, Trees/Woods, Golf Course
  • Garage: No
  • Subdivision: LAKE MONTICELLO
  • Subdivision: LAKE MONTICELLO (FLUVANNA VA)
  • Legal Subdivision: FAIRWAY
  • Central Air: Yes
  • Basement: Yes
  • Above Grade Finished SQFT: 2,185.00
  • Above Grade Fin SQFT Source: Assessor
  • Above Grade Unfinished SQFT: .00
  • Above Grade Unfin SQFT Source: Assessor
  • Below Grade Finished SQFT: 953.00
  • Below Grade Fin SQFT Source: Assessor
  • Below Grade Unfinished SQFT: 327.00
  • Below Grade Unfin SQFT Source: Assessor
  • Total Below Grade SQFT: 1,280.00
  • Total Below Grade SQFT Source: Assessor
  • New Construction: No
  • Construction Completed: No

Building Information

  • Stories: 1
  • Year Built: 1999
  • Lot Size: 0.46 AC / 20,037 SF

Location

Location
  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140888891
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CENTRAL (FLUVANNA VA)
  • Middle Or Junior School: FLUVANNA (FLUVANNA VA)
  • MiddleSchoolSource: Listing Agent
  • High School: FLUVANNA (FLUVANNA VA)
  • HighSchoolSource: Listing Agent
  • County: FLUVANNA

Waterfront / Water Access

Waterfront / Water Access
  • Water View: No
  • Water Oriented: No

Association / Community Info

Association / Community Info
  • HOA Condo Coop Fee Includes: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
  • HOA Condo Coop Amenities: Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Library, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path
  • Type of Condo: Home Owner Association

Taxes and Assessment

Taxes and Assessment
  • Tax Year: 2025
  • Zoning: R-4
  • Zoning Dscrp: Residential

Rooms

Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Upper Levels
  • # Bedrooms Count All Upper Levels: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
Rooms
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Utility Room, Full Bath, Additional Bedroom
  • Stories: Main

Rooms Information

Room 1
  • Room Type: Foyer
  • Room Level: First
  • Room Exists: Yes
Room 2
  • Room Type: Living Room
  • Room Level: First
  • Room Exists: Yes
Room 3
  • Room Type: Dining Room
  • Room Level: First
  • Room Exists: Yes
Room 4
  • Room Type: Breakfast Room
  • Room Level: First
  • Room Exists: Yes
Room 5
  • Room Type: Kitchen
  • Room Level: Basement
  • Room Exists: Yes
Room 6
  • Room Type: Laundry
  • Room Level: First
  • Room Exists: Yes
Room 7
  • Room Type: Additional Bedroom
  • Room Level: Basement
  • Room Exists: Yes
Room 8
  • Room Type: Additional Bedroom
  • Room Level: First
  • Room Exists: Yes
Room 9
  • Room Type: Full Bath
  • Room Level: First
  • Room Exists: Yes
Room 10
  • Room Type: Family Room
  • Room Level: First
  • Room Exists: Yes
Room 11
  • Room Type: Additional Bedroom
  • Room Level: Basement
  • Room Exists: Yes
Room 12
  • Room Type: Full Bath
  • Room Level: Basement
  • Room Exists: Yes
Room 13
  • Room Type: Utility Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 14
  • Room Level: First

Building Info

Green Info
  • Green Water Conservation: Low-Flow Fixtures
  • Green Sustainability: Conserving Materials/Methods
Building Info
  • Builder Name: SOUTHERN HOME BUILDERS
  • Building Total SQFT: 4931
  • Total Finished SQFT: 3,138.00
  • Total Finished SQFT Source: Assessor
  • Total Finished SQFT Units: Square Feet
  • Total SQFT: 3,465.00
  • Total SQFT Source: Assessor
  • Construction Materials: Brick, Vinyl Siding
  • Roof: Architectural Shingle
  • Wall and Ceiling Types: High, Tray Ceilings, Vaulted Ceilings, Cathedral Ceilings
  • Flooring Type: Ceramic Tile, Laminated
  • Basement Type: Fully Finished, Full, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
  • # Bathrooms Full: 3
  • # Bathrooms Half: 0
  • Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot / Land Information
  • Lot Features: Landscaping, Level, Private, Trees/Wooded, Sloping, Partly Wooded, Secluded
  • Fencing: Other, Fully
  • Sign On Property: Yes
  • Location Type: Adjoins Golf Course
  • Parcel ID: 18263808

Interior Features

Interior Features
  • Interior Features: Entry Level Bedroom, Primary Bath(s)
  • View: Golf Course, Trees/Woods
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Gas/Propane
  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer
  • Accessibility Features: None
  • Security Features: Security System, Security Gate

Exterior Features

Exterior Features
  • Exterior Features: Other

Utilities

Utilities
  • Utilities: Cable Available, Propane
  • Heating: Yes
  • Cooling: No
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Propane - Owned
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric Service: Underground
  • Internet Services: Cable, Fiber Optic

Confidential Data

Listing Office
  • List Agent AOR: Charlottesville Area Association of REALTORS (VA)

Public Records for 4 Locks Road

Taxable Value

Land

$33,000

Additions

$492,900
Total$525,900

Tax Record

2025

$3,971 ($331 / month)

Home Facts

Beds

3

Baths

2

Total Finished SqFt

3,485 SqFt

Above Grade Finished SqFt

2,178 SqFt

Finished Basement SqFt

1,307 SqFt

Stories

1

Lot Size

20,038 SqFt

Style

Single Family Residence

Year Built

1999

Year Renovated

2012

Zoning

R-4

County

FLUVANNA

APN

18A 4 188

Schools near 4 Locks Road

This home is within Fluvanna County Public Schools.
Rating
School
Type
Grades
Distance
Central Elementary School
Public - PK to 2
Carrysbrook Elementary
Public - 3 to 4
Fluvanna Middle
Public - 5 to 7
Fluvanna County High School
Public - 8 to 12
Rating
School
Distance
Central Elementary School
PublicPK to 2

Carrysbrook Elementary
Public3 to 4

Fluvanna Middle
Public5 to 7

Fluvanna County High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4 Locks Road, Palmyra, VA 22963

4 Locks Road is a single family home Coming Soon in Palmyra, VA 22963. This property is currently priced at $649,900. This listing's school district is Fluvanna County Public Schools. Nearby schools include Central Elementary School, Carrysbrook Elementary and Fluvanna Middle. 4 Locks Road is a 4-bed, 3-bath, 3,138 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, THE GUNNELS GROUP

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.