3,200 Sq. Ft.
$172 / Sq. Ft.
3,200
Sq. Ft.
$172
per Sq. Ft.

Description

Located in the heart of Derby, 4 Oak Street presents a fantastic multi-family investment opportunity just moments from the city's revitalizing downtown district. This well-maintained property features three units, each with separate utilities and washer/dryer hookups for added convenience. The lower-level unit offers 2 bedrooms and 1 bathroom, with a combination of electric heat and a gas heater, and has been recently updated with new flooring, fresh paint, and a modernized kitchen and bath. The...Located in the heart of Derby, 4 Oak Street presents a fantastic multi-family investment opportunity just moments from the city's revitalizing downtown district. This well-maintained property features three units, each with separate utilities and washer/dryer hookups for added convenience. The lower-level unit offers 2 bedrooms and 1 bathroom, with a combination of electric heat and a gas heater, and has been recently updated with new flooring, fresh paint, and a modernized kitchen and bath. The second and third units are townhouse-style, including a spacious 2-bedroom, 1-bath layout and a larger 3-bedroom, 1.5-bath unit boasting central air, gas heat, and a bright open-concept living and dining area filled with natural light. The 3-bedroom unit also features a newer walkout deck with scenic views overlooking Derby. Additional highlights include brand new windows in two of the units, well-maintained mechanicals, and a large driveway enough to fit 6+ cars!
  1. Listed by Matthew Loverci • Coldwell Banker Realty
    P: (203)-908-5535 C: (203)-908-5535 matthew.loverci@cbrealty.com

Property Details for 4 Oak Street

Basement Description
Partial, Partially Finished
Direct Waterfront
No
Expected Active Date
05-02-2026
Neighborhood
N/A
Style
Units on different Floors, Units are Side-by-Side
Garage Parking Info
Driveway
Swimming Pool
No
Expected On Market Date
05-02-2026

Open Houses

Saturday, May 2nd11:00 AM - 1:00 PM
Sunday, May 3rd11:00 AM - 1:00 PM
LISTING UPDATED: 05/02/2026 04:05 AM

Property Details for 4 Oak Street

StatusActive
MLS #24171230
Days on Market1
Taxes$6,710 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti-Family / 3 Family
Year Built1988
Lot Size0.25 AC / 10,890 SF
CountyNew Haven County

Location

Listing Courtesy of Coldwell Banker Realty, Matthew Loverci
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Building Information for 4 Oak Street

Stories-Residences3Year Built1988Building Size-Lot Size0.25 AC / 10,890 SF

Payment Calculator

$3,329 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,770

Property Taxes

$559

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4 Oak Street

Summary
Property and Location
  • Acres Source: Public Records
  • Directions: GPS.
  • Elementary School: Per Board of Ed
  • Flood Zone: No
  • High School: Per Board of Ed
  • Latitude: 41.322656
  • Longitude: -73.092909
  • State: Connecticut
Parking
  • Parking Total Spaces: 6
HOA and Fees
  • Home Owner's Assocation: No
  • Sewer Usage Fee Annual: $825
  • Tax Year: July 2025-June 2026
  • Property Tax: $6,710
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Deck
  • Waterfront Description: Not Applicable
Interior Features
  • Cooling System: Central Air, Window Unit
  • Heat Type: Hot Air
  • Attic YN: No
  • Fireplaces Total: 0
  • Laundry Room Info: All Units Have Hook-Ups
  • Rooms Total: 11
Property
Property and Assessments
  • Construction Description: Frame
  • Driveway Type: Private
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • New Construction Type: No/Resale
  • Roof: Asphalt Shingle
  • Year Built: 1988
  • Year Built Source: Public Records
  • Bank Owned Property: No
  • Sq Ft Est Heated Below Grade: 400
  • Living Area SQFT Per Public Records: 2800
Lot Information
  • Lot Description: Corner Lot
  • Parcel Number: 1094694
  • Sq Ft Est Heated Above Grade: 2800.0
  • Sq Ft Total: 3200.0
  • Zoning: CR
Utilities
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Domestic
  • Sewage System: Public Sewer Connected
  • Water Source: Public Water Connected
Multi Family
Income and Expenses
  • Occupied By: Tenant
  • Total Number of Units: 3
  • Total Rooms Multi Family: 11
Unit 1
  • Unit Entry Order: 1
  • Unit Full Baths: 1
  • Unit Modified Date: 05-01-2026
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 3
  • Unit Occupied By: Vacant
Unit 2
  • Lease: Monthly
  • Unit Entry Order: 3
  • Unit Full Baths: 1
  • Unit Modified Date: 05-01-2026
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 3
  • Unit Occupied By: Tenant
Unit 3
  • Lease: Monthly
  • Unit Entry Order: 2
  • Unit Full Baths: 1
  • Unit Half Baths: 1
  • Unit Modified Date: 05-01-2026
  • Unit Num Bedrms: 3
  • Unit Num Rooms: 5
  • Unit Occupied By: Tenant

Property History for 4 Oak Street

DateEvent & SourcePriceAppreciation
Feb 3, 1997

Closed (Public Record)

Public Record #92166089

$155,500—
DateEvent & SourcePrice
02/03/1997

Closed (Public Record)

Public Record #92166089

$155,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4 Oak Street

Taxable ValueLand$21,030Additions$134,300Total$155,330
Tax Record2024$6,710 ($559 / month)
Home Facts
Baths3.5Total Finished SqFt2,800 SqFtAbove Grade Finished SqFt2,800 SqFtUnfinished Basement SqFt1,000 SqFtStories2Lot Size10,890 SqFtStyleTriplexYear Built1988ZoningCRCountyNEW HAVENAPNDERB M:9 B:2 L:39A

Schools near 4 Oak Street

This home is within Derby School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Irving School
PublicK to 5

Derby Middle School
Public6 to 8

Derby High School
Public9 to 12

Bradley School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Neighborhood Map and Transit

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4 Oak Street is a multi-family home for sale in Derby, CT 06418. This listing's school district is Derby School District. Nearby schools include Irving School, Derby Middle School and Derby High School. 4 Oak Street is a 7-bed, 4-bath, 3,200 sqft multi-family home built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty, Matthew Loverci

Based on information from one of the following Multiple Listing Services: Darien MLS, Smart MLS and Greenwich Multiple Listing Service. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Darien MLS, Smart MLS and Greenwich Multiple Listing Service is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.