Sold
Last Sold Price
4 beds3,137 sqft$157/sqft
4 S Bluff Rd, Chattanooga, TN 37419
Single FamilyProperty Type
1.91 acresLot Size
1988Year Built
$157/sq ftPrice per sq ft
$95/moHOA Fees
2 carsParking Spaces

Description

Accepting offers until 4:00 - 11/1/2025 Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside...Accepting offers until 4:00 - 11/1/2025 Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat. Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature. Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage. Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings. Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community. Access some of the best outdoor recreation in the region literally minutes away., Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge. This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.
  • Listed by: Ellen Brooks • Fletcher Bright Realty
Listing closed: 12/01/2025 12:00 AM • Source: Greater Chattanooga Association of REALTORS as distributed by MLS GRID, MLS#: 1523021

Recent comparable sales

Median sold price

$575,000

Avg days on market

83

Sale-to-list ratio

93.9%

Chattanooga, TN

9 comparable properties found

$575,000 | 1025 Cumberland Road, Chattanooga, TN 37419
1/2
1

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Sold 09/18/25

4
Bedrooms
3,237
Square Feet
2.8
Acres
$450,000 | 1235 Judys Lane, Chattanooga, TN 37419
1/106
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Sold 11/19/25

4
Bedrooms
2,679
Square Feet
0.62
Acres
$575,000 | 3586 Willow Lake Circle, Chattanooga, TN 37419
1/58
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Square Feet
0.2
Acres
$649,900 | 3240 Waterfront Drive, Chattanooga, TN 37419
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2,831
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Acres
$615,000 | 3429 Willow Lake Circle, Chattanooga, TN 37419
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Acres
$525,000 | 3779 Willow Lake Circle, Chattanooga, TN 37419
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4
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Square Feet
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Sold 07/14/26

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Acres
$424,000 | 1150 Old Pineville Road, Chattanooga, TN 37405
1/66
8

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Square Feet
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Acres
$619,029 | 1214 Ogrady Drive, Chattanooga, TN 37419
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Sold 02/19/25

4
Bedrooms
3,539
Square Feet
1.4
Acres

Location

Listing Courtesy of Fletcher Bright Realty, Ellen Brooks (423.752.0188)

Sold By Keller Williams Realty, Jay Robinson (423.903.6404)

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Property Information for 4 South Bluff Road

Property Details
  • Taxes: $1,971 / year
  • MLS Type: Residential
  • Architectural Style: Contemporary
  • Waterfront: No
Building Information
  • Stories: 3
  • Year Built: 1988
  • Lot Size: 1.91 AC / 83,199 SF
Summary
Location and General Information
  • City: Chattanooga
  • County Or Parish: Marion
  • Directions: From downtown Chattanooga go West on I-24, Exit Browns Ferry Road and take a right, go approximately 1/2 mile, take a left on Elder Road to top of Mountain, take a left at security guard house at top of Mountain, stay on Cumberland Road until it turns into S. Bluff Road, look for sign on the right.
  • Latitude: 35.062805
  • Longitude: -85.375581
  • Postal Code: 37419
  • State Or Province: TN
  • Subdivision Name: Elder Mountain
  • Topography: Wooded,Private,Other
Taxes and HOA
  • Tax Legal Description: Elder Mt South Point Plat Book/Page 4/31 Block/Lot /16 District/Ward 04
  • Additional Parcels: No
  • Association Fee Frequency: Monthly
  • Parcel Number: 125g D 002.00
  • Association Fee: $95
  • Association: Yes
  • Tax Annual Amount: $1,971
School Information
  • Middle Or Junior School: Whitwell Middle
  • High School: Whitwell High School
  • Elementary School: Whitwell Elementary
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: Yes
Property
Lot Information
  • Lot Features: Gentle Sloping, Private, Rock Outcropping, Wooded
  • Lot Size Dimensions: 288' X 321' X 192' X 375'
  • Lot Size Acres: 1.91
  • Living Area Source: Plans
  • Lot Size Square Feet: 83199.6
  • Building Area Total: 3137.0
  • Lot Size Units: Acres
  • Living Area: 3137.0
  • Living Area Units: Square Feet
Property and Assessments
  • Property Type Label: Residential
  • Sewer: Septic Tank
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 1988
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Description : Contemporary: Yes
  • Improvements : Driveway: Yes
Utilities
  • WaterSewer : Septic Tank: Yes
  • Water Source: Public
  • Utilities: Electricity Connected, Water Connected, Propane
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Stone, Wood Siding
  • Pool Features: None
  • Pool Private: No
  • Community Features: Pool, Tennis Court(s)
  • Parking Features: Driveway, Garage Faces Side, Kitchen Level, Other
  • Exterior Features: Private Yard
  • Roof: Shingle
  • Roofing : Shingle: Yes
  • Structures : None: Yes
Interior Features
  • Fireplace: Yes
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Appliances: Wall Oven, Water Heater, Refrigerator, Microwave, Electric Cooktop, Double Oven, Dishwasher
  • Room Type: Great Room, Dining Room, Kitchen, Breakfast Room, Laundry, Bedroom, Bathroom, Den
  • Rooms Total: 9
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling: Yes
  • Fireplace Features: Great Room
  • Fireplaces Total: 1
  • Heating: Yes
  • Foundation Details: Block, Slab, See Remarks
  • Basement: Full, Partially Finished
  • Cooling: Central Air
  • Heating: Central
  • Levels: Three Or More
  • Interior Features: High Ceilings, Separate Dining Room, Separate Shower, Sitting Area
  • Flooring: Carpet, Hardwood
  • Stories: 3
  • Green Features : Central Air: Yes
  • Cooling : Central: Yes
  • Bed/Bath : Separate Shower: Yes
  • Dining : Separate Dining Room: Yes
  • Floors : Carpet: Yes
Room Information
Room 1
  • Room Type: Great Room
  • Room Level: First
Room 2
  • Room Type: Dining Room
  • Room Level: First
Room 3
  • Room Type: Kitchen
  • Room Level: First
Room 4
  • Room Type: Breakfast Room
  • Room Level: First
Room 5
  • Room Type: Laundry
  • Room Level: First
Room 6
  • Room Type: Bedroom
  • Room Level: First
Room 7
  • Room Type: Bathroom
  • Room Level: First
Room 8
  • Room Type: Bedroom
  • Room Level: First
Room 9
  • Room Type: Bathroom
  • Room Level: First
Room 10
  • Room Type: Bedroom
  • Room Level: Second
Room 11
  • Room Type: Bathroom
  • Room Level: Second
Room 12
  • Room Type: Bedroom
  • Room Level: Second
Room 13
  • Room Type: Den
  • Room Level: Basement
Multi Family
Unit 2
  • Unit 2 Features : Kitchen: Yes
Unit 4
  • Unit 4 Features : Den: Yes

Property History for 4 South Bluff Road

DateEvent & SourcePriceAppreciation
Dec 2, 2025

Closed (Public Record)

Public Record #1921695328

$492,500
Dec 1, 2025

Closed

REALTRACS #3054499

$492,500
Nov 30, 2025

Closed

Greater Chattanooga Association of REALTORS #1523021

$492,500
DateEvent & SourcePrice
12/02/2025

Closed (Public Record)

Public Record #1921695328

$492,500
12/01/2025

Closed

REALTRACS #3054499

$492,500
11/30/2025

Closed

Greater Chattanooga Association of REALTORS #1523021

$492,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4 South Bluff Road

Taxable ValueLand$8,850Additions$103,125Total$111,975
Tax Record2025$1,971 ($164 / month)
Home Facts
Beds0Total Finished SqFt3,730 SqFtAbove Grade Finished SqFt3,730 SqFtUnfinished Basement SqFt2,180 SqFtStories2Lot Size87,120 SqFtStyleSingle Family ResidenceYear Built1988Year Renovated1996CountyMARIONAPN125G D 00200Fireplace TypeHas Fireplace

Schools near 4 South Bluff Road

This home is within Marion County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - PK to 4
Public - PK to 6
Public - PK to 8
Rating
School
Distance
Jasper Elementary School
PublicPK to 4

Whitwell Elementary School
PublicPK to 4

South Pittsburg Elementary School
PublicPK to 6

Monteagle Elementary School
PublicPK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 4 South Bluff Road, Chattanooga, TN 37419
$492,500
4
3,137
83,199
4
2,867
65,340
4
3,992
74,052
3
2,808
85,378
$599,900
6
4,920
60,984
$800,000
4
3,429
46,173

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Fletcher Bright Realty, Ellen Brooks (423.752.0188)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 03/26/2026 03:15 PM