40 Bay Front Rd

$675,000
Price
4
Beds
3,602 Sq. Ft.
$187 / Sq. Ft.
3,602
Sq. Ft.
$187
per Sq. Ft.

Description

For the first time in 30 years, this inviting lake-view home is available in the highly desirable Water's Edge neighborhood. Located on a beautifully landscaped lot with mature trees, outdoor gardens, and stunning views of the lake, this property offers both privacy and natural beauty in a truly special setting. The home exudes a charm and authenticity that's increasingly rare. The open floor plan features a soaring great room with cathedral ceilings and a fireplace with stone hearth, flowing effortlessly...For the first time in 30 years, this inviting lake-view home is available in the highly desirable Water's Edge neighborhood. Located on a beautifully landscaped lot with mature trees, outdoor gardens, and stunning views of the lake, this property offers both privacy and natural beauty in a truly special setting. The home exudes a charm and authenticity that's increasingly rare. The open floor plan features a soaring great room with cathedral ceilings and a fireplace with stone hearth, flowing effortlessly into a spacious kitchen designed for both everyday living and entertaining. A separate dining room allows for large family gathering, while the main-level primary suite includes lake views, a walk-in closet, and a calming sense of retreat. Two additional bedrooms complete the
  1. Listed by DAVID SIMON • WAINWRIGHT & CO., REALTORS®- LAKE

Property Details for 40 Bay Front Road

View
Lake
Architectural Style
Contemporary
Zoning
RPD
Subdivision Name
The Waters Edge
Water Front
Yes
Open Parking Spaces
2.0
Covered Spaces
2.0
Water Body Name
Smith Mtn Lake
LISTING UPDATED: 11/09/2025 06:53 AM

Property Details for 40 Bay Front Road

StatusPending
MLS #919478
Days on Market93
Taxes$2,588 / year
HOA Fees$200 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1990
Lot Size0.81 AC / 35,283 SF
CountyFranklin County

Location

Listing Courtesy of WAINWRIGHT & CO., REALTORS®- LAKE, DAVID SIMON
Add your commute

Building Information for 40 Bay Front Road

Stories-Year Built1990Building Size-Lot Size0.81 AC / 35,283 SF

Payment Calculator

$3,568 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,335

Property Taxes

$216

HOA Dues

$17

The Payment Calculator is for illustrative purposes only.

Property Information for 40 Bay Front Road

Summary
Location and General Information
  • Directions: From Westlake, take 122S, L-Scruggs RD, R-Brooks Mill, L-RT 40, L-SR645, L-Smith MTN RD, L-Water's Edge DR, L-Cross Harbor DR, L-Bay Front RD to 40 Bay Front.
  • MLS Area Major: 0490 - SML Franklin County
  • City: Penhook
  • State Or Province: VA
  • Postal Code: 24137
  • County Or Parish: Franklin County
  • MLS Area Minor: 0490 - SML Franklin County
  • General Property Description - Water Class: Water Access Only
  • Water Acc Only A - Access - OnOff Site: On Site
  • Water Acc Only B - Community Boat Ramp: Yes
  • Water Acc Only B - Community Dock: Yes
Taxes and HOA
  • Association YN: Yes
  • Association Fee: $200
  • Association Fee Frequency: Annually
  • Parcel Number: 0510706100
  • Tax Block: 0
  • Tax Lot: 156
  • Tax Tract Or Section: 2
  • Tax Amount: $2,588
  • Location Legal Taxes - Phase: $0
  • Location Legal Taxes - Annual Taxes: $2,588
  • Location Legal Taxes - Section: 2
  • Location Legal Taxes - POA YN: Yes
  • Location Legal Taxes - POA Condo Dues: $200
  • Location Legal Taxes - POA Condo Terms AM: Annual
School Information
  • Elementary School: Glade Hill
  • Middle Or Junior School: Ben Franklin Middle
  • High School: Franklin County
Parking
  • Parking Features: Paved Driveway, Garage Door Opener
  • Attached Garage: No
Property
Lot Information
  • Building Area Total: 3602.0
  • Lot Size Acres: 0.81
  • Lot Size Area: 0.81
  • Lot Size Dimensions: 215 x 115
  • Lot Size Units: Acres
  • Lot Size Square Feet: 35283.6
  • General Property Description - Total Acreage: 0.81
  • General Property Description - Entry Above Grd Fin SQFT: 2058.0
  • General Property Description - Upper Above Grd Fin SQFT: 0.0
  • General Property Description - Lower Below Grd Fin SQFT: 1544.0
  • General Property Description - Other Above Grd Fin SQFT: 0.0
  • General Property Description - Total Above Grd Fin SQFT: 2058.0
  • General Property Description - Grand Total Attached SQFT: 3602.0
  • General Property Description - Total Unfin SQFT: 0.0
  • Lot Description - Gentle Slope: Yes
  • Misc Features - Paved Road: Yes
Property and Assessments
  • Total Bathrooms Source: MLS
  • Property Type: Residential,Single Family Residence
  • Year Built: 1990
  • Property Sub Type: Single Family Residence
  • General Property Description - Property Sub - Type: Single Family Residence
  • Property Type Label: Residential
  • General Property Description - Construction Status: Completed
Utilities
  • Sewer: Private Septic
  • Misc Features - Underground Util: Yes
  • Water Description - Public Water: Yes
  • Internet Access - Cable: Yes
  • Water Htr Energy - Electric: Yes
Interior and Exterior Features
Exterior Features
  • Community Features: Common Pool, Private Golf
  • Construction Materials: Stone, Wood Siding
  • Patio And Porch Features: Screened Porch, Covered Porch, Deck, Patio
  • Exterior Features - Covered Porch: Yes
  • Exterior Features - Deck: Yes
  • Exterior Features - Patio: Yes
  • Exterior Features - Paved Driveway: Yes
  • Exterior Features - Screened Porch: Yes
Interior Features
  • Water Heater Type - Tank: Yes
  • Main Level Bedrooms: 3
  • Cooling: Heat Pump Electric
  • Door Features: Wood, Sliding
  • Flooring: Carpet, Tile, Wood
  • Heating: Heat Pump Electric
  • Interior Features: Walk-In Closet(s), Ceiling Fan(s), Cathedral Ceiling(s)
  • Window Features: Drapes, Insulated, Screen, Skylight
  • Main Level Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • Baths Half: 1
  • Beds Total: 4
  • Baths Total: 3.1
  • Baths Full: 3
  • Rooms Total: 0
  • Bathrooms Total Integer: 4
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling: Yes
  • Heating: Yes
  • Fireplace: Yes
  • General Property Description - Basement: Yes
  • Misc Features - Cable TV: Yes
  • Fireplace - Basement: Yes
  • Fireplace - Great Room: Yes
  • Interior Features - All Drapes: Yes
  • Interior Features - Cathedral Ceiling: Yes
  • Interior Features - Ceiling Fan: Yes
  • Interior Features - Gas Log Fireplace: Yes
  • Interior Features - Skylight: Yes
  • Interior Features - Walk - in - Closet: Yes
  • Laundry - Laundry Lower Level: 1
  • Laundry - Laundry Upper Level: 0
  • Laundry - Laundry Other Level: 0

Property History for 40 Bay Front Road

DateEvent & SourcePriceAppreciation
Nov 9, 2025

Pending

Roanoke Valley Association of REALTORS #919478

Aug 8, 2025

Price Change

Roanoke Valley Association of REALTORS #919478

$750,000
Aug 8, 2025

Price Change

Roanoke Valley Association of REALTORS #919478

$700,000
Aug 8, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #919478

$675,000
DateEvent & SourcePrice
11/09/2025

Pending

Roanoke Valley Association of REALTORS #919478

08/08/2025

Price Change

Roanoke Valley Association of REALTORS #919478

$750,000
08/08/2025

Price Change

Roanoke Valley Association of REALTORS #919478

$700,000
08/08/2025

Listed (Active)

Roanoke Valley Association of REALTORS #919478

$675,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 40 Bay Front Road

Taxable ValueLand$55,000Additions$547,000Total$602,000
Tax Record2025$2,589 ($216 / month)
Home Facts
Beds3Baths3.5Total Finished SqFt2,058 SqFtAbove Grade Finished SqFt2,058 SqFtStories1Lot Size35,284 SqFtStyleSingle Family ResidenceYear Built1990ZoningRPDCountyFRANKLINAPN051 07-061 00Fireplace TypeHas Fireplace

Schools near 40 Bay Front Road

This home is within Franklin County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Glade Hill Elementary School
PublicPK to 5

Ben. Franklin Middle-West
Public6 to 8

Franklin County High School
Public9 to 12

Burnt Chimney Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of WAINWRIGHT & CO., REALTORS®- LAKE, DAVID SIMON

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.