40 Fern Loop

Oakland, MD 21550

$75,000
Price
26,178 / 0.60
Lot Size / Acres
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a sign that is on the side of a road
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a view of park space with large trees
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a view of a dry yard
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Description

Escape to the mountains and relax on your own piece of paradise on "Fern Loop". Build your dream home on this beautiful wooded homesite-"Lot 40" in the peaceful community of Sandy Shores Heights. On the mountaintop with easy access to the Lodestone Golf Course and a convenient hop to Deep Creek Lake, Fork Run, Yough River & Wisp Ski Resort. Utilities to site with public water & sewer hookups available, electricity, fiber optic lines & cable, underground propane and community compactor. A perfect...Escape to the mountains and relax on your own piece of paradise on "Fern Loop". Build your dream home on this beautiful wooded homesite-"Lot 40" in the peaceful community of Sandy Shores Heights. On the mountaintop with easy access to the Lodestone Golf Course and a convenient hop to Deep Creek Lake, Fork Run, Yough River & Wisp Ski Resort. Utilities to site with public water & sewer hookups available, electricity, fiber optic lines & cable, underground propane and community compactor. A perfect location for your mountain getaway! Call today to schedule a showing! Disclosure: railey realty is not the caretaker of properties listed by it. During inclement weather conditions, prospective purchasers and their agents assume all liability associated with or by weather at the property.
  1. Listed by Kathy L Gibson • Railey Realty, Inc.
    P: (301)-501-2626 kgibson@railey.com

Property Details for 40 Fern Loop

Tax ID Number
1218081946
Ownership
Fee Simple
HOA
Yes
Waterfront
No
Garage
No
Subdivision
SANDY SHORES HEIGHTS
Subdivision
SANDY SHORES HEIGHTS (GARRETT MD)
Legal Subdivision
SANDY SHORES HEIGHTS
LISTING UPDATED: 02/03/2026 08:01 PM

Property Details for 40 Fern Loop

StatusActive
MLS #MDGA135194
Days on Market1786
Taxes$443 / year
HOA Fees$925 / year
Condo/Co-op Fees-
Compass TypeLand
MLS TypeLand / Fee Simple
Year Built-
Lot Size0.60 AC
CountyGarrett County
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Location

Listing Courtesy of Railey Realty, Inc.
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Building Information for 40 Fern Loop

Lot Size0.60 AC

Payment Calculator

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$492 per month

30 year fixed, 6.46% Interest

Principal and Interest

$378

Property Taxes

$37

HOA Dues

$77

The Payment Calculator is for illustrative purposes only.

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Property Information for 40 Fern Loop

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: SANDY SHORES HEIGHTS
  • HOA Phone: 301-616-9162
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Management, Road Maintenance, Snow Removal
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2022
  • Tax Assessed Value: $37,900
  • Year Assessed: 2022
  • County Tax: $443
  • Clean Green Assessed: No
  • Land Use Code: 008
  • Zoning: R
  • Tax Lot: 40
  • Tax Page Number: 481
  • Automatically Update Tax Values Y/N: Yes
  • TaxDataUpdatedYN: No
Building Info
Lot / Land Information
Farm Information
  • Farm Land Preservation Y/N: No
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Trees/Wooded
  • Current Use: Land/Lot Only
  • Location Type: Mountain
  • Parcel ID: 15672918
  • Additional Parcels: No
Utilities
Utilities
  • Utilities: Under Ground
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS

Property History for 40 Fern Loop

DateEvent & SourcePriceAppreciation
Jan 16, 2026

Price Change

BRIGHT #MDGA135194

$75,000—
Sep 20, 2022

Price Change

BRIGHT #MDGA135194

$88,900—
May 17, 2021

Listed (Active)

BRIGHT #MDGA135194

$89,900—
Dec 31, 2019

Expired

BRIGHT #MDGA131562

$39,000—
Oct 11, 2019

Listed (Active)

BRIGHT #MDGA131562

$39,000—
DateEvent & SourcePrice
01/16/2026

Price Change

BRIGHT #MDGA135194

$75,000
09/20/2022

Price Change

BRIGHT #MDGA135194

$88,900
05/17/2021

Listed (Active)

BRIGHT #MDGA135194

$89,900
12/31/2019

Expired

BRIGHT #MDGA131562

$39,000
10/11/2019

Listed (Active)

BRIGHT #MDGA131562

$39,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 40 Fern Loop

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Accident Elementary School
Public - PK to 5
Northern Middle School
Public - 6 to 8
Northern Garrett High School
Public - 9 to 12
Bloomington Elementary School
Public - PK to 5
Rating
School
Distance
Accident Elementary School
PublicPK to 5

Northern Middle School
Public6 to 8

Northern Garrett High School
Public9 to 12

Bloomington Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 40 Fern Loop, Oakland, MD 21550

40 Fern Loop is a 0.60 ac of land for sale in Oakland, MD 21550. This property was listed for sale on May 17, 2021 by Railey Realty, Inc., it's currently listed at $75,000. This listing's school district is Garrett County Public Schools. Nearby schools include Accident Elementary School, Northern Middle School and Northern Garrett High School. 40 Fern Loop is a 0-bed, 0-bath, 0.60 ac of land on a 26,178 sq. ft. / 0.60 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/03/2026 08:01 PM