Active
5 beds3,475 sqft

400 Pine Tree Rd, Lake Mary, FL 32746

Est: $4,729/moGet pre-approved
Single FamilyProperty Type
0.43 acresLot Size
1987Year Built
$236/sq ftPrice per sq ft
2 carsParking Spaces

Description

Welcome to the highly desirable Cardinal Oaks Cove, one of Lake Mary’s hidden gems-with no HOA. Offering 5 bedrooms, 4 bathrooms, and 3,475 square feet, this spacious home is designed for comfortable living and entertaining. The kitchen features an island and opens to the great room, where a fireplace and direct pool access create a welcoming gathering space. Formal living and dining rooms provide additional room to entertain. Just off the kitchen, the indoor laundry room includes built-in cabinets....Welcome to the highly desirable Cardinal Oaks Cove, one of Lake Mary’s hidden gems-with no HOA. Offering 5 bedrooms, 4 bathrooms, and 3,475 square feet, this spacious home is designed for comfortable living and entertaining. The kitchen features an island and opens to the great room, where a fireplace and direct pool access create a welcoming gathering space. Formal living and dining rooms provide additional room to entertain. Just off the kitchen, the indoor laundry room includes built-in cabinets. Enjoy a sparkling enclosed pool and an approximately 400 square foot covered lanai featuring a custom-built bar and mini fridge, surrounded by lush landscaping for added privacy. The oversized garage also features custom storage cabinets. The main-floor primary suite includes an ensuite bath with a walk-in closet, walk-in shower, double vanities and a private water closet. Upstairs are four additional bedrooms, two bathrooms and a spacious loft with a custom-built bookcase. One of the bathrooms is a Jack-and-Jill. One bedroom also features custom-built drawers and additional storage. Located in the heart of Lake Mary, this home is just minutes from fine dining, shopping and major highways-offering easy access to everything Central Florida has to offer. Some pictures are VIRTUALLY STAGED.
Days on Market Listed Today
  • Listed by: Chuck Ferdinandsen 407.341.2113 chuckfsells@gmail.com Brokerage DRE #1027059 • CHARLES RUTENBERG REALTY ORLANDO
Last updated: 10/07/2026 07:21 AM • Source: MFRMLS, MLS#: O6443120
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Location

Listing Courtesy of CHARLES RUTENBERG REALTY ORLANDO, Chuck Ferdinandsen
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Payment Calculator

$4,729 per month

30 year fixed, 7.03% Interest

Principal and Interest

$4,378

Property Taxes

$351

HOA Dues

$0

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Property Information for 400 Pine Tree Road

Property Details

  • Taxes: $4,217 / year
  • MLS Type: Residential / Single Family Residence
  • Subdivision Name: CARDINAL OAKS COVE
  • Township: 20
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished

Building Information

  • Stories: 2
  • Year Built: 1987
  • Lot Size: 0.43 AC / 18,680 SF

Summary

Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 4531.0
  • Building Area Units: Square Feet
  • Direction Faces: Southwest
  • Directions: I-4 exit on Lake Mary Blvd and go east, Right on Country Club Rd, Left on Evansdale Rd...continue to Pine Tree Rd and house is on the left
  • Elementary School: Lake Mary Elementary
  • Middle Or Junior School: Greenwood Lakes Middle
  • High School: Lake Mary High
  • Floor Number: 2
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 400
  • Street Name: PINE TREE
  • Street Suffix: ROAD
  • State: FL
  • City: LAKE MARY
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side
Taxes and HOA Information
  • Association Fee Requirement: None
  • Association: No
  • CDD: No
  • Condo Land Included: No
  • Pet Restrictions: Verify pet restrictions with Seminole County
  • Tax Block: 0000
  • Tax Book Number: 35-17
  • Tax Legal Description: LOT 77 CARDINAL OAKS COVE PB 35 PGS 17 & 18
  • Tax Lot: 77
  • Tax Year: 2025
Virtual Tour

Property

Lot Information
  • Additional Parcels: No
  • Lot Features: Landscaped
  • Parcel Number: 15203050200000770
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: R-1AA
  • Living Area: 3475
  • Property Info: Corner Unit
Property and Assessments
  • Year Built Numeric: 1987
  • Building Elevator: No
  • Flood Zone Code: X
  • Flood Zone Date: 09-28-2007
  • Flood Zone Panel: 12117C0070F
  • Homestead: Yes
  • New Construction: No
  • Property Attached: No
  • Public Survey Range: 30
  • Public Survey Section: 15
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Water Source: None

Interior and Exterior Features

Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: Irrigation System, Private Mailbox, Sidewalk, Sliding Doors
  • Foundation Details: Slab
  • Levels: Two
  • Pool Features: In Ground, Screen Enclosure
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Metal
  • Spa: No
  • Vegetation: Mature Landscaping
  • Waterfront Feet Total: 0
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Additional Rooms: Formal Dining Room Separate, Formal Living Room Separate, Loft
  • Appliances: Bar Fridge, Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Electric, Family Room
  • Fireplace: Yes
  • Flooring: Carpet, Engineered Hardwood, Porcelain Tile
  • Heating: Central, Electric
  • Interior Features: Built-in Features, Ceiling Fan(s), Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 15.0
  • Water View: No
  • Window Features: Window Treatments
  • Bathrooms Half: 1

Rental

Rental Information
  • Pets Allowed: Yes

Property History for 400 Pine Tree Road

DateEvent & SourcePriceAppreciation
Oct 7, 2026

Listed (Active)

MFRMLS #O6443120

$820,000—
DateEvent & SourcePrice
10/07/2026

Listed (Active)

MFRMLS #O6443120

$820,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 400 Pine Tree Road

Taxable Value

Land

-

Additions

-
Total-

Tax Record

2025

$4,358 ($363 / month)

Home Facts

Beds

7

Baths

3.5

Total Finished SqFt

3,475 SqFt

Above Grade Finished SqFt

3,475 SqFt

Stories

2

Lot Size

16,663 SqFt

Style

Single Family Residence

Year Built

1987

County

SEMINOLE

APN

15-20-30-502-0000-0770

Fireplace Type

Has Fireplace

Schools near 400 Pine Tree Road

This home is within Seminole County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Lake Mary Elementary School
PublicPK to 5

Greenwood Lakes Middle School
Public6 to 8

Lake Mary High School
Public9 to 12

John Polk Alternative School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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400 Pine Tree Road is a single family home for sale in Lake Mary, FL 32746. This property was listed for sale on October 7, 2026 by CHARLES RUTENBERG REALTY ORLANDO, it's currently listed at $820,000. This listing's school district is Seminole County Public Schools. Nearby schools include Lake Mary Elementary School, Greenwood Lakes Middle School and Lake Mary High School. 400 Pine Tree Road is a 5-bed, 4-bath, 3,475 sqft single family home built in 1987.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of CHARLES RUTENBERG REALTY ORLANDO, Chuck Ferdinandsen

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 10/07/2026 07:21 AM