4005 Riverside Dr

1,930 Sq. Ft.
$186 / Sq. Ft.
1,930
Sq. Ft.
$186
per Sq. Ft.

Description

Beautiful Home in One of Bay County's Most Desirable Family Communities
Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting
...Beautiful Home in One of Bay County's Most Desirable Family Communities

Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities:
• Waterfront community dock
• Swimming pool
• Basketball court
• Clubhouse and game room
• Private fitness center
• Grounds maintenance

Motivated seller--currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
  1. Listed by Stephen Hachey • Lowest Fee Realty LLC

Property Details for 4005 Riverside Drive

Architectural Style
Traditional
Waterfront
No
Parking Features
Garage, Garage Door Opener
Subdivision Name
Riverside Phase II
LISTING UPDATED: 05/13/2026 11:54 AM

Property Details for 4005 Riverside Drive

StatusActive
MLS #787583
Days on Market67
Taxes$3,306 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeTownhouse
MLS TypeResidential / Attached / Attached
Year Built2005
Lot Size0.17 AC / 7,405 SF
CountyBay County

Location

Listing Courtesy of Lowest Fee Realty LLC
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Building Information for 4005 Riverside Drive

Stories-Residences-Year Built2005Lot Size0.17 AC / 7,405 SF

Payment Calculator

$2,064 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,789

Property Taxes

$276

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4005 Riverside Drive

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: Drive east on Hwy 390 towards Hwy 231, turn right onto Cato Rd, take the second right onto Riverside Drive. The property is located at the end of the street on the right hand side. North on Hwy 231, turn left onto Cato Rd at the 360 food/gas station. Turn left onto Riverside Drive, The property is located at the end of the street on the right hand side.
  • State Region: FL
  • Postal Code: 32404
  • Latitude: 30.231132
  • Longitude: -85.596728
  • State Or Province: FL
  • MLS Area Major: 02 - Bay County - Central
  • MLS Area Minor: 0201 - Bay - Central NE
  • Accessibility Features: Accessible Bedroom, Accessible Closets, Accessible Doors
Taxes and HOA Information
  • Parcel Number: 11476-120-100
  • Association: Yes
  • Tax Annual Amount: $3,306.00
  • Tax Legal Description: RIVERSIDE PH II 116A LOT 40 ORB 4025 P 1970
  • Tax Year: 2025
School Information
  • Elementary School: Deer Point
  • High School: Mosley
  • Middle Or Junior School: Merritt Brown
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1930.0
  • Lot Size Dimensions: 7405 sqft
  • Living Area Source: Owner
Property and Assessments
  • Year Built: 2005
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Sewer Available, Underground Utilities
Interior and Exterior Features
Exterior Features
  • Exterior Features: Patio
  • Pool Features: In Ground, Community, Private
  • Community Features: Basketball Court, Fitness Center, Playground, Pool, Waterfront
  • Construction Materials: Other, See Remarks
  • Patio And Porch Features: Patio, Covered, Porch
  • Pool Private: Yes
  • Security Features: Other, Smoke Detectors
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 7
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric, Heat Pump
  • Appliances: Electric Cooktop, Electric Range, Ice Maker
Room Information
Room 1
  • Room Description: Bathroom 2
  • Room Dimensions: 6 x 10
  • Room Length: 6.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 10.0
Room 2
  • Room Description: Bathroom 1
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 13.0
Room 3
  • Room Dimensions: 13 x 13
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 4
  • Room Dimensions: 12 x 13
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 5
  • Room Dimensions: 21 x 27.5
  • Room Length: 21.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 27.5
Room 6
  • Room Dimensions: 15 x 21
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 21.0
Room 7
  • Room Dimensions: 13 x 15.5
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 15.5
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 4005 Riverside Drive

DateEvent & SourcePriceAppreciation
May 6, 2026

Price Change

CPAR #787583

$359,000
Mar 30, 2026

Listed (Active)

CPAR #787583

$369,500
Aug 14, 2018

Expired

CPAR #667999

$259,500
DateEvent & SourcePrice
05/06/2026

Price Change

CPAR #787583

$359,000
03/30/2026

Listed (Active)

CPAR #787583

$369,500
08/14/2018

Expired

CPAR #667999

$259,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4005 Riverside Drive

Taxable ValueLand$59,600Additions$204,367Total$263,967
Tax Record2025$3,266 ($272 / month)
Home Facts
Beds3Total Finished SqFt1,930 SqFtAbove Grade Finished SqFt1,930 SqFtStories1Lot Size7,468 SqFtStyleSingle Family ResidenceYear Built2005CountyBAYAPN11476-120-100

Schools near 4005 Riverside Drive

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - 6 to 8
Rating
School
Distance
Deer Point Elementary School
PublicPK to 5

Merritt Brown Middle School
Public6 to 8

A. Crawford Mosley High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

4005 Riverside Drive is a townhouse for sale in Panama City, FL 32404. This property was listed for sale on March 30, 2026 by Lowest Fee Realty LLC, it's currently listed at $359,000. It has been on the market for a total of 67 days and was last sold on September 14, 2005. This listing's school district is Bay. Nearby schools include Deer Point Elementary School, Merritt Brown Middle School and A. Crawford Mosley High School. 4005 Riverside Drive is a 3-bed, 2-bath, 1,930 sqft townhouse built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Lowest Fee Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.