4005 Riverside Dr
























Description
Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting...Beautiful Home in One of Bay County's Most Desirable Family Communities
Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities:
• Waterfront community dock
• Swimming pool
• Basketball court
• Clubhouse and game room
• Private fitness center
• Grounds maintenance
Motivated seller--currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
- Listed by Stephen Hachey • Lowest Fee Realty LLC
Property Details for 4005 Riverside Drive
Property Details for 4005 Riverside Drive
| Status | Active |
|---|---|
| MLS # | 787583 |
| Days on Market | 67 |
| Taxes | $3,306 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Townhouse |
| MLS Type | Residential / Attached / Attached |
| Year Built | 2005 |
| Lot Size | 0.17 AC / 7,405 SF |
| County | Bay County |
Location
Building Information for 4005 Riverside Drive
Payment Calculator
$2,064 per month
30 year fixed, 6.36% Interest
$1,789
$276
$0
Property Information for 4005 Riverside Drive
- City: Panama City
- County Or Parish: Bay
- Directions: Drive east on Hwy 390 towards Hwy 231, turn right onto Cato Rd, take the second right onto Riverside Drive. The property is located at the end of the street on the right hand side. North on Hwy 231, turn left onto Cato Rd at the 360 food/gas station. Turn left onto Riverside Drive, The property is located at the end of the street on the right hand side.
- State Region: FL
- Postal Code: 32404
- Latitude: 30.231132
- Longitude: -85.596728
- State Or Province: FL
- MLS Area Major: 02 - Bay County - Central
- MLS Area Minor: 0201 - Bay - Central NE
- Accessibility Features: Accessible Bedroom, Accessible Closets, Accessible Doors
- Parcel Number: 11476-120-100
- Association: Yes
- Tax Annual Amount: $3,306.00
- Tax Legal Description: RIVERSIDE PH II 116A LOT 40 ORB 4025 P 1970
- Tax Year: 2025
- Elementary School: Deer Point
- High School: Mosley
- Middle Or Junior School: Merritt Brown
- Attached Garage: No
- Garage Spaces: 2.0
- Garage: Yes
- Building Area Total: 1930.0
- Lot Size Dimensions: 7405 sqft
- Living Area Source: Owner
- Year Built: 2005
- New Construction: No
- Human Modified: No
- Utilities: Sewer Available, Underground Utilities
- Exterior Features: Patio
- Pool Features: In Ground, Community, Private
- Community Features: Basketball Court, Fitness Center, Playground, Pool, Waterfront
- Construction Materials: Other, See Remarks
- Patio And Porch Features: Patio, Covered, Porch
- Pool Private: Yes
- Security Features: Other, Smoke Detectors
- Bathrooms Full: 2
- Bathrooms Total: 2
- Bedrooms Total: 3
- Rooms Total: 7
- Cooling: Yes
- Cooling: Central Air, Ceiling Fans
- Heating: Yes
- Heating: Central, Electric, Heat Pump
- Appliances: Electric Cooktop, Electric Range, Ice Maker
- Room Description: Bathroom 2
- Room Dimensions: 6 x 10
- Room Length: 6.0
- Room Level: First
- Room Type: Other
- Room Width: 10.0
- Room Description: Bathroom 1
- Room Dimensions: 10 x 13
- Room Length: 10.0
- Room Level: First
- Room Type: Other
- Room Width: 13.0
- Room Dimensions: 13 x 13
- Room Length: 13.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 13.0
- Room Dimensions: 12 x 13
- Room Length: 12.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 13.0
- Room Dimensions: 21 x 27.5
- Room Length: 21.0
- Room Level: First
- Room Type: Living Room
- Room Width: 27.5
- Room Dimensions: 15 x 21
- Room Length: 15.0
- Room Level: First
- Room Type: Kitchen
- Room Width: 21.0
- Room Dimensions: 13 x 15.5
- Room Length: 13.0
- Room Level: First
- Room Type: Primary Bedroom
- Room Width: 15.5
- Units Furnished: None
- Mobile Dim Units: Feet
- Occupant Type: Occupied
Property History for 4005 Riverside Drive
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| May 6, 2026 | Price Change CPAR #787583 | $359,000 | — |
| Mar 30, 2026 | Listed (Active) CPAR #787583 | $369,500 | — |
| Aug 14, 2018 | Expired CPAR #667999 | $259,500 | — |
| Aug 13, 2018 | Expired ECAR #792491 | — | |
| Feb 12, 2018 | Listed (Active) CPAR #667999 | $265,000 | — |
| Feb 12, 2018 | Listed (Active) ECAR #792491 | $265,000 | — |
| Feb 9, 2018 | Withdrawn CPAR #666000 | $265,000 | — |
| Dec 15, 2017 | Listed (Active) CPAR #666000 | $265,000 | — |
| Sep 14, 2005 | Sold (Public Record) Public Record #164861513 | $315,000 | +221.9% / yr |
| Sep 14, 2005 | Sold CPAR #331844 | $315,000 | — |
| Jul 27, 2005 | Pending CPAR #331844 | — | |
| May 2, 2005 | Listed (Active) CPAR #331844 | $329,000 | — |
| Jan 15, 2004 | Sold (Public Record) Public Record #127374106 | $45,000 | — |
| Jan 9, 2004 | Sold CPAR #315403 | $45,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 05/06/2026 | Price Change CPAR #787583 | $359,000 |
| 03/30/2026 | Listed (Active) CPAR #787583 | $369,500 |
| 08/14/2018 | Expired CPAR #667999 | $259,500 |
| 08/13/2018 | Expired ECAR #792491 | — |
| 02/12/2018 | Listed (Active) CPAR #667999 | $265,000 |
| 02/12/2018 | Listed (Active) ECAR #792491 | $265,000 |
| 02/09/2018 | Withdrawn CPAR #666000 | $265,000 |
| 12/15/2017 | Listed (Active) CPAR #666000 | $265,000 |
| 09/14/2005 | Sold (Public Record) Public Record #164861513 | $315,000 +221.9% / yr |
| 09/14/2005 | Sold CPAR #331844 | $315,000 |
| 07/27/2005 | Pending CPAR #331844 | — |
| 05/02/2005 | Listed (Active) CPAR #331844 | $329,000 |
| 01/15/2004 | Sold (Public Record) Public Record #127374106 | $45,000 |
| 01/09/2004 | Sold CPAR #315403 | $45,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 4005 Riverside Drive
Schools near 4005 Riverside Drive
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Charter - | 6 to 8 |
Rating | School | Distance |
|---|---|---|
Deer Point Elementary School PublicPK to 5 | ||
Merritt Brown Middle School Public6 to 8 | ||
A. Crawford Mosley High School Public9 to 12 | ||
North Bay Haven Charter Academy Middle School Charter6 to 8 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Lowest Fee Realty LLC
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.

























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