Last Sold Price
4 beds3,528 sqft$262/sqft
401 Ricoma Beach Road, Bay City, MI 48706

Description

Truly one of the best and most beautiful homes in the Great Lakes Bay Region. Discover the perfect blend of luxury and tranquility in this breathtaking 4-bedroom, 5-bathroom retreat, offering 3,111 square feet of beautifully updated living space. Nestled on the serene shores of the Saginaw Bay, this home boasts an impressive 80 feet of water frontage, making it a true waterfront paradise. Step inside and be captivated by the open floor plan, where expansive windows flood the home with natural light...Truly one of the best and most beautiful homes in the Great Lakes Bay Region. Discover the perfect blend of luxury and tranquility in this breathtaking 4-bedroom, 5-bathroom retreat, offering 3,111 square feet of beautifully updated living space. Nestled on the serene shores of the Saginaw Bay, this home boasts an impressive 80 feet of water frontage, making it a true waterfront paradise. Step inside and be captivated by the open floor plan, where expansive windows flood the home with natural light and offer sweeping views of the bay. Two master suites provide a rare level of comfort and privacy-each designed as its own private oasis with spa-like baths and ample closet space, ideal for relaxing after a day by the water. All 4 bedrooms have their own private bathroom. The gourmet kitchen flows seamlessly into the dining and living areas, creating a perfect space for entertaining or enjoying cozy evenings by the water. Two spacious decks invite you to experience outdoor living at its finest. Whether it's morning coffee as the sun rises over the bay or dinner al fresco with cool lake breezes, the decks provide the ultimate setting for relaxation and enjoyment. The beauty of this home extends beyond the waterfront. A second lot across the street offers a pole barn w/additional space and potential, perfect for added parking. Immaculately maintained both inside and out, this property combines modern updates with timeless charm. Partial and finished basement with gym and family room. From its prime location on the shores of Saginaw Bay to its thoughtful layout and luxurious finishes, this home is an exceptional offering for those seeking comfort, style, and a one-of-a-kind lakeside lifestyle. Must see!
LISTING CLOSED: 12/02/2024 12:00 AM

  1. Listed by Joe Karpuk • RE/MAX New Image
    P: (989)-928-5882 joekarpuk@gmail.com

Property Details for 401 Ricoma Beach Road

Status
MLS #
61050159087
Days on Market
22
Taxes
$7,117 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1964
Lot Size
0.30 AC / 13,068 SF
Architectural Style
Craftsman
View
Water
Has View
Yes
Waterfront Features
All Sports Lake, Beach Access, Lake Front, Lake Privileges, Waterfront
Waterfront
Yes
Zoning Description
Residential

Location

Listing Courtesy of RE/MAX New Image

Sold By RE/MAX Results

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Building Information for 401 Ricoma Beach Road

Stories-Year Built1964Building Size-Lot Size0.30 AC / 13,068 SF

Payment Calculator

$5,290 per month

30 year fixed, 6.55% Interest

Principal and Interest

$4,697

Property Taxes

$593

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 401 Ricoma Beach Road

Summary
Location and General Information
  • Directions: Euclid to Killarny Beach to Ricoma Beach
  • Latitude: 43.696062
  • Longitude: -83.926276
  • Cross Street: Killarney Beach Road / N. Euclid Ave.
  • MLS Area Major: Bangor Twp (09001)
Taxes and HOA
  • Parcel Number: 01003720008001
  • Tax Amount Summer: $4,533.79
  • Tax Amount Winter: $2,583.48
  • Tax Annual Amount: $7,117.27
  • Tax Assessed Value: $196,827.00
  • Tax Legal Description: COM AT CENTER OF SEC 19 T15N R5E TH S 87*30'21" E 126.02 FT ALONG E-W 1/4 LINE TH N 14*59'12" W 5.48 FT TH N 19*56'21" W 1033.01 FT TH N 27*57'01" W 1724.28 FT TH N 27*59'41" W 7.50 FT TO P.O.B. TH N 27*59'41" W 80.03 FT TH N 60*41'33" E 88.48 FT TH S 29*51'40" E 80.13 FT TH S 60*45'49" W 91.08 FT TO P.O.B.
  • Association: Yes
School Information
  • High School District: Bangor Twp Bay City
Parking
  • Garage Spaces: 4.0
  • Attached Garage: Yes
  • Garage: Yes
  • Parking Features: Four Car Garage, Attached, Detached, Electricityin Garage, Garage, Garage Door Opener
Property
Lot Information
  • Frontage Length: 80
  • Lot Size Acres: 0.3
  • Lot Size Dimensions: 80x126
  • Water Frontage Feet: 80.0
  • Frontage Type: Waterfront
  • Lot Features: Water View, Sprinklers
  • Road Surface Type: Paved
Property and Assessments
  • State Equalized Value: 239400.0
  • Living Area: 3528.0
  • Building Area Total: 3611.0
  • Building Area Source: Measured
  • Above Grade Finished Area: 3111.0
  • Below Grade Finished Area: 417.0
  • Above Grade Finished Area Source: Measured
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Total Area: 500.0
  • Class Name: Residential
  • Other Structures: Pole Barn
  • Year Built: 1964
Building Features
  • Construction Materials: Cedar, Other
  • Foundation Details: Basement
  • Levels: One And One Half
  • Stories Total: 2
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Bathrooms Total Notational: 4.1
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Range, Washer
  • Basement: Concrete, Finished, Partial, Sump Pump
  • Has Basement: Yes
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 5
  • Bedrooms Total: 4
  • Cooling: Ceiling Fans, Central Air
  • Has Cooling: Yes
  • Fireplace Features: Gas, Living Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile
  • Heating: Forced Air, Natural Gas
  • Has Heating: Yes
  • Interior Features: Balcony, Cathedral Ceilings, Entrance Foyer, High Speed Internet, Pantry
  • Laundry Features: Main Level
  • Rooms Total: 16
  • Spa: Yes
  • Water Heater Fuel: Natural Gas
  • Window Features: Skylights, Window Treatments
Exterior Features
  • Exterior Features: Balcony, Spa Hottub
  • Patio And Porch Features: Deck, Patio, Porch, Terrace
  • Pool Private: No
Room Information
Room 1
  • Room Dimensions: 19x11
  • Room Length: 15.0
  • Room Width: 14.0
  • Room Level: First
  • Room Type: Kitchen
Room 2
  • Room Dimensions: 18x10
  • Room Length: 18.0
  • Room Width: 17.0
  • Room Level: Basement
  • Room Type: Family Room
Room 3
  • Room Dimensions: 19x14
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Level: Basement
  • Room Type: Office
Room 4
  • Room Dimensions: 19x15
  • Room Length: 13.0
  • Room Width: 11.0
  • Room Level: First
  • Room Type: Dining Room
Room 5
  • Room Dimensions: 18x17
  • Room Length: 19.0
  • Room Width: 15.0
  • Room Level: Second
  • Room Type: Bedroom 2
Room 6
  • Room Dimensions: 15x8
  • Room Length: 15.0
  • Room Width: 8.0
  • Room Level: First
  • Room Type: Bedroom 5
Room 7
  • Room Dimensions: 13x13
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Level: Second
  • Room Type: Bedroom 3
Room 8
  • Room Dimensions: 15x14
  • Room Length: 18.0
  • Room Width: 10.0
  • Room Level: First
  • Room Type: Bedroom 1
Room 9
  • Room Level: First
  • Room Type: Bathroom 1
Room 10
  • Room Dimensions: 26x16
  • Room Length: 19.0
  • Room Width: 11.0
  • Room Level: First
  • Room Type: Living Room
Room 11
  • Room Level: First
  • Room Type: Laundry
Room 12
  • Room Dimensions: 13x11
  • Room Length: 15.0
  • Room Width: 8.0
  • Room Level: Second
  • Room Type: Bedroom 4
Agent
Sale and Listings
  • Public GLR Website: Yes

Property History for 401 Ricoma Beach Road

DateEvent & SourcePriceAppreciation
Dec 2, 2024

Sold

Realcomp #61050159087

$924,000
Dec 2, 2024

Sold

MiRealSource #50159087

$924,000
Nov 14, 2024

Contract Signed

Realcomp #61050159087

DateEvent & SourcePrice
12/02/2024

Sold

Realcomp #61050159087

$924,000
12/02/2024

Sold

MiRealSource #50159087

$924,000
11/14/2024

Contract Signed

Realcomp #61050159087

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 401 Ricoma Beach Road

Taxable ValueLand-Additions-Total-
Tax Record2026$1,026 ($86 / month)
Home Facts
Beds3Lot Size7,013 SqFtStyleSingle Family ResidenceZoningR-2CountyBAYAPN010-038-100-065-98

Schools near 401 Ricoma Beach Road

This home is within Bangor Township Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Bangor Lincoln School
PublicPK to 5

Christa McAuliffe Middle School
Public6 to 8

John Glenn High School
Public9 to 12

Bangor Central School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX New Image

IDX provided courtesy of Realcomp II Ltd. via Compass and its related brokerages. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate properties on this website was last updated on 08/04/2025 11:32 AM PST