401 Stone St

1,579 Sq. Ft.
$98 / Sq. Ft.
1,579
Sq. Ft.
$98
per Sq. Ft.

Description

Well maintained Two Family home situated on a 0.19 acre lot in the City of Oneida, offering a great opportunity for owner occupants or investors seeking rental income. Both units are thoughtfully laid out and include appliances and separate laundry areas for added convenience. The lower unit features a welcoming covered front porch, spacious living room, eat-in kitchen with appliances, two bedrooms, a full bath and an in-unit laundry area complete with washer and dryer. The upper unit has its own...Well maintained Two Family home situated on a 0.19 acre lot in the City of Oneida, offering a great opportunity for owner occupants or investors seeking rental income. Both units are thoughtfully laid out and include appliances and separate laundry areas for added convenience. The lower unit features a welcoming covered front porch, spacious living room, eat-in kitchen with appliances, two bedrooms, a full bath and an in-unit laundry area complete with washer and dryer. The upper unit has its own private entrance and offers a comfortable living room, eat-in kitchen with appliances, one bedroom, a full bath and dedicated laundry in the basement with washer and dryer. Outside, you'll find a nice size yard and a fenced area. Plus a 1.5 car detached garage providing additional storage and plenty of parking. Numerous updates and meticulous maintenance make this property truly move in ready. Conveniently located close to shopping, dining, schools and other local amenities, this is a fantastic opportunity to add to your investment portfolio or offset your mortgage with rental income and live here inexpensively!
  1. Listed by Janet Mautner • Kay Real Estate
    P: (315)-363-9191 C: (315)-762-8683 janetmautner@yahoo.com

Property Details for 401 Stone Street

Architectural Style
Duplex
Has Waterfront
No
LISTING UPDATED: 06/26/2026 06:02 PM

Property Details for 401 Stone Street

StatusActive
MLS #S1693876
Days on MarketListed Today
Taxes$3,921 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential / Residential
Year Built1874
Lot Size0.19 AC / 8,276 SF
CountyMadison County

Location

Listing Courtesy of Kay Real Estate
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Building Information for 401 Stone Street

Stories2Residences2Year Built1874Building Size-Lot Size0.19 AC / 8,276 SF

Payment Calculator

$1,099 per month

30 year fixed, 6.36% Interest

Principal and Interest

$772

Property Taxes

$327

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 401 Stone Street

Summary
Location and General Information
  • Cross Street: Loucks Street
  • Latitude: 43.08964
  • Longitude: -75.658253
  • MLS Area Major: Oneida-Inside-251201
  • Has Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 251201-038-030-0002-014-000-0000
  • Tax Annual Amount: $3,921.00
  • Tax Assessed Value: 80000
  • Tax Other Annual Assessment Amount: $.00
School Information
  • Elementary School District: Oneida
  • High School District: Oneida
  • Middle Or Junior School District: Oneida
Parking
  • Garage Spaces: 1.5
  • Has Garage: Yes
  • Parking Features: Paved
Property
Lot Information
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Units: Acres
  • Lot Size Dimensions: 60X137
  • Lot Size Square Feet: 8276.0
  • Road Frontage Type: City Street
Property and Assessments
  • Below Grade Finished Area: 158.0
  • Building Area Total: 1579.0
  • Living Area: 1579.0
  • Property Condition: Resale
  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Year Built: 1874
  • Year Built Details: Existing
Building Features
  • Construction Materials: Vinyl Siding, Wood Siding, Copper Plumbing
  • Foundation Details: Stone
  • Levels: Two
Utilities
  • Electric: Circuit Breakers
  • Number Of Separate Electric Meters: 1
  • Number Of Separate Gas Meters: 1
  • Sewer: Connected
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public
Interior and Exterior Features
Interior Features
  • Appliances: Gas Water Heater
  • Basement: Full
  • Has Basement: Yes
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Ceiling Fan(s)
  • Has Cooling: Yes
  • Fireplaces Total: 0
  • Has Fireplace: No
  • Flooring: Luxury Vinyl
  • Heating: Gas, Forced Air
  • Has Heating: Yes
  • Interior Features: Ceiling Fans
  • Main Level Bathrooms: 0
  • Window Features: Thermal Windows
Exterior Features
  • Exterior Features: Deck, Fence
  • Fencing: Partial
  • Patio And Porch Features: Covered, Deck, Open, Porch
  • Roof: Asphalt
  • Stories: 2
  • Stories Total: 2
Multi Family
Multi Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
Income & Expenses
  • Operating Expense Includes: Insurance, Maintenance Structure, Utilities, Water Sewer
Unit Information
Unit 1
  • Actual Rent: $950.00
  • Actual Rent Range: 950
  • Baths Total: 1
  • Beds Total: 1
  • Description: Dryer,Oven/ Range,Refrigerator,Washer,Eat-In Kitchen,Living Room
  • Num Full Baths: 1
  • Num Half Baths: 0
  • Total Rent: $950.00
Unit 2
  • Actual Rent: $.00
  • Actual Rent Range: 0
  • Baths Total: 1
  • Beds Total: 2
  • Description: Dryer,Oven/ Range,Refrigerator,Washer,Eat-In Kitchen,Living Room,Porch
  • Num Full Baths: 1
  • Num Half Baths: 0
  • Total Rent: $.00
Rental
Rent Information
  • Rent Includes: All Utilities

Property History for 401 Stone Street

DateEvent & SourcePriceAppreciation
Jun 26, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1693876

$154,900
Jun 26, 2026

Listed (Active)

WNYREIS #S1693876

$154,900
Jun 26, 2026

Listed (Active)

Central New York Information Services #S1693876

$154,900
DateEvent & SourcePrice
06/26/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1693876

$154,900
06/26/2026

Listed (Active)

WNYREIS #S1693876

$154,900
06/26/2026

Listed (Active)

Central New York Information Services #S1693876

$154,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 401 Stone Street

Taxable ValueLand$10,400Additions$69,600Total$80,000
Tax Record2025$3,783 ($315 / month)
Home Facts
Baths2Total Finished SqFt1,579 SqFtAbove Grade Finished SqFt1,421 SqFtFinished Basement SqFt158 SqFtStories2Lot Size8,276 SqFtStyleDuplexYear Built1874ZoningR2CountyMADISONAPN251201 38.30-2-14

Schools near 401 Stone Street

This home is within Oneida City School District.
Rating
School
Type
Grades
Distance
Public - 2 to 3
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Seneca Street School
Public2 to 3

Otto L Shortell Middle School
Public6 to 8

Oneida Senior High School
Public9 to 12

North Broad Street School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

401 Stone Street is a multi-family home for sale in Oneida, NY 13421. This property was listed for sale on June 26, 2026 by Kay Real Estate, it's currently listed at $154,900. It has been on the market for a total of 0 days and was last sold on June 16, 2011. This listing's school district is Oneida City School District. Nearby schools include Seneca Street School, Otto L Shortell Middle School and Oneida Senior High School. 401 Stone Street is a 3-bed, 2-bath, 1,579 sqft multi-family home built in 1874.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Kay Real Estate

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