4012 Payne Cove Rd

Pelham, TN 37366

$618,900
Price
3
Beds
2,644 Sq. Ft.
$234 / Sq. Ft.
2,644
Sq. Ft.
$234
per Sq. Ft.

Description

Discover your private Tennessee mountain sanctuary at 4012 Payne Cove Road in Pelham TN, where 5 pristine acres meet authentic Gatlinburg-style luxury living just minutes from both Nashville and Chattanooga via I-24. This exceptional 2,644 square foot brick mountain estate showcases dramatic cathedral ceilings with massive wooden beams, custom hickory cabinets displaying master craftsmanship, and a stunning loft perfect for home office or artist studio overlooking the open-concept living areas. The...Discover your private Tennessee mountain sanctuary at 4012 Payne Cove Road in Pelham TN, where 5 pristine acres meet authentic Gatlinburg-style luxury living just minutes from both Nashville and Chattanooga via I-24. This exceptional 2,644 square foot brick mountain estate showcases dramatic cathedral ceilings with massive wooden beams, custom hickory cabinets displaying master craftsmanship, and a stunning loft perfect for home office or artist studio overlooking the open-concept living areas. The thoughtful split floor plan provides 3 spacious bedrooms and 2 full bathrooms with privacy and comfort, while soaring ceilings capture the essence of classic Tennessee mountain architecture throughout this turnkey country property. Beyond the main residence, nearly 5 usable acres include an impressive 58x48 pole barn ideal for RV storage, farm equipment, workshop, or livestock operations, plus a generous 36x30 detached garage providing additional vehicle and hobby space. Pure, cold mountain well water and durable brick construction ensure low-maintenance country living, while the versatile property works beautifully as gentleman's farm, horse property, weekend retreat, or Airbnb investment opportunity. Located in scenic Grundy County near South Cumberland State Park, world-famous Caverns music venue, and Elk River recreation including fishing and kayaking, this Pelham mountain home delivers unbeatable value combining privacy, quality construction, abundant storage, and strategic highway access between Tennessee's major cities. Schedule your showing today to experience this rare Grundy County gem offering acreage, outbuildings, and mountain living convenience.
  1. Listed by Mike Winton • Mike Winton Realty & Auction

Property Details for 4012 Payne Cove Road

Architectural Style
Other
Subdivision Name
N/A
Waterfront
No
LISTING UPDATED: 12/20/2025 03:42 PM

Property Details for 4012 Payne Cove Road

StatusActive
MLS #2976071
Days on Market125
Taxes$1,411 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2008
Lot Size2.87 AC / 125,017 SF
CountyGrundy County

Location

Listing Courtesy of Mike Winton Realty & Auction, Mike Winton (931.224.5969)
Add your commute

Building Information for 4012 Payne Cove Road

Stories2Year Built2008Building Size-Lot Size2.87 AC / 125,017 SF

Payment Calculator

$3,176 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,058

Property Taxes

$118

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4012 Payne Cove Road

Summary
Location and General Information
  • Directions: From I-24 exit 127 travel Tn Hwy 50 at 4-way stop travel straight a couple miles and veer right onto Payne Cove Rd. turn left at crossroad continue to the home on right
  • Elementary School: Pelham Elementary
  • High School: Grundy Co High School
  • Levels: Two
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Middle Or Junior School: Pelham Elementary
  • Mlg Can View: Yes
Parking
  • Total Non Garage Parking Spaces: 4.0
  • Garage Spaces: 2.00
  • Parking Features: Detached, Aggregate
  • Parking Total: 6.00
Taxes and HOA Information
  • Condo Coop Association YN: No
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Laminate, Tile
Lot Information
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 083 04902 000
  • Lot Size Area: 2.87
Property and Assessments
  • Construction Materials: Brick
  • Documents Count: 3
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Attached: No
  • Senior Community: No
  • Stories: 2
  • Year Built Details: Existing
Utilities
  • Basement: Crawl Space
  • Cooling: Central Air, Electric
  • Cooling: Yes
  • Heating: Central
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Well
Interior and Exterior Features
Interior Features
  • Appliances: Built-In Electric Oven, Double Oven, Electric Oven, Cooktop, Dishwasher
  • Fireplace Features: Family Room, Great Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Interior Features: Built-in Features, Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), High Speed Internet, Kitchen Island
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
Bedroom Information
  • Main Level Beds: 3
Exterior Features
  • Attached Garage: No
  • Covered Spaces: 2.00
  • Exterior Features: No Dock
  • Foundation Details: Block
  • Garage: Yes
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • Roof: Metal
  • View YN: No
Room Information
Room 1
  • Room Dimensions: 18x17
  • Room Features: Walk-In Closet(s)
  • Room Type: Bedroom 1
Room 2
  • Room Dimensions: 15x11
  • Room Features: Extra Large Closet
  • Room Type: Bedroom 2
Room 3
  • Room Dimensions: 15x11
  • Room Features: Extra Large Closet
  • Room Type: Bedroom 3
Room 4
  • Room Features: Double Vanity
  • Room Type: Master Bathroom
Room 5
  • Room Dimensions: 27x14
  • Room Features: Separate
  • Room Type: Den
Room 6
  • Room Dimensions: 16x15
  • Room Features: Second Floor
  • Room Type: Recreation Room
Room 7
  • Room Dimensions: 26x13
  • Room Type: Kitchen
Room 8
  • Room Dimensions: 26x18
  • Room Features: Great Room
  • Room Type: Living Room

Property History for 4012 Payne Cove Road

DateEvent & SourcePriceAppreciation
Nov 14, 2025

Price Change

REALTRACS #2976071

$618,900—
Oct 29, 2025

Price Change

REALTRACS #2976071

$619,900—
Sep 17, 2025

Price Change

REALTRACS #2976071

$624,900—
Aug 22, 2025

Listed (Active)

REALTRACS #2976071

$629,900—
DateEvent & SourcePrice
11/14/2025

Price Change

REALTRACS #2976071

$618,900
10/29/2025

Price Change

REALTRACS #2976071

$619,900
09/17/2025

Price Change

REALTRACS #2976071

$624,900
08/22/2025

Listed (Active)

REALTRACS #2976071

$629,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4012 Payne Cove Road

Taxable ValueLand$5,225Additions$93,725Total$98,950
Tax Record2024$1,411 ($118 / month)
Home Facts
Beds0Total Finished SqFt2,644 SqFtAbove Grade Finished SqFt2,644 SqFtStories2Lot Size125,017 SqFtStyleSingle Family ResidenceYear Built2008CountyGRUNDYAPN083 04902

Schools near 4012 Payne Cove Road

This home is within Grundy County School District.
Rating
School
Type
Grades
Distance
Pelham Elementary School
Public - PK to 8
Grundy County Academy
Public - 9 to 12
Tracy Elementary School
Public - PK to 8
Coalmont Elementary School
Public - PK to 8
Rating
School
Distance
Pelham Elementary School
PublicPK to 8

Grundy County Academy
Public9 to 12

Tracy Elementary School
PublicPK to 8

Coalmont Elementary School
PublicPK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4012 Payne Cove Road, Pelham, TN 37366

4012 Payne Cove Road is a single family home for sale in Pelham, TN 37366. This property was listed for sale on August 22, 2025 by Mike Winton Realty & Auction, it's currently listed at $618,900. This listing's school district is Grundy County School District. Nearby schools include Pelham Elementary School, Grundy County Academy and Tracy Elementary School. 4012 Payne Cove Road is a 3-bed, 2-bath, 2,644 sqft single family home built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Mike Winton Realty & Auction, Mike Winton (931.224.5969)

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/25/2025 10:12 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.