40148 Ryans Bay Rd

1,107 Sq. Ft.
$360 / Sq. Ft.
1,107
Sq. Ft.
$360
per Sq. Ft.

Description

Completely Renovated with Exceptional Custom Features! This beautifully updated home is move-in ready and showcases stunning custom hickory cabinetry handcrafted by Paul Haviland in both the kitchen and bathrooms. Enjoy new flooring throughout, fresh paint, and a bright, welcoming interior. Sliding doors off the dining area lead to a deck, perfect for relaxing or entertaining. The property also features an attached 2-car garage, additional common-area parking, a storage shed, and incredible outdoor...Completely Renovated with Exceptional Custom Features! This beautifully updated home is move-in ready and showcases stunning custom hickory cabinetry handcrafted by Paul Haviland in both the kitchen and bathrooms. Enjoy new flooring throughout, fresh paint, and a bright, welcoming interior. Sliding doors off the dining area lead to a deck, perfect for relaxing or entertaining. The property also features an attached 2-car garage, additional common-area parking, a storage shed, and incredible outdoor amenities including your own volleyball court and private dock. This is a rare opportunity to enjoy quality craftsmanship, modern updates, and a lifestyle designed for both comfort and recreation.
  1. Listed by Elcor Realty of Rochester Inc.

Property Details for 40148 Ryans Bay Road

Subdivision Name
Sandy Cove 1st
Waterfront Features
Lake Front, Lake View
Waterfront YN
Yes
Zoning Jurisdiction
Residential-Single Family

Open Houses

Saturday, Jun 20th2:00 PM - 3:30 PM
LISTING UPDATED: 06/16/2026 11:31 AM

Property Details for 40148 Ryans Bay Road

StatusActive
MLS #7092974
Days on Compass1
Taxes$3,544 / year
HOA Fees$100 / month
Condo/Co-op Fees-
Property TypeTownhouse
MLS TypeResidential / (TH) Side x Side
Year Built1988
Lot Size0.08 AC / 3,484 SF
CountyWabasha County

Location

Listing Courtesy of Elcor Realty of Rochester Inc.
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Building Information for 40148 Ryans Bay Road

Stories-Residences-Year Built1988Lot Size0.08 AC / 3,484 SF

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$2,384 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,988

Property Taxes

$295

HOA Dues

$100

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Property Information for 40148 Ryans Bay Road

Summary
Location and General Information
  • City Name: Zumbro Falls
  • County Or Parish: Wabasha
  • County: Wabasha-MN
  • Directions: Whitebridge Road, turn on 11th Ave NE. Follow to Ryans Hay Road, turn left, follow to sign.
  • Latitude: 44.196153
  • Longitude: -92.473642
  • Nbr of Acres: 715
  • Lake Name: Recreational Development
  • PLAT: 43
  • Map Coordinate: 999-A1
  • City and Location: Zumbro Falls
  • City and Location Text: Zumbro Falls(MN)
  • Postal Code: 55991
  • State Or Province: MN
  • Public Survey Township: 109
  • Waterfront Property YN: No
  • Water Body Name: Zumbro
  • Waterfront Footage: 55000400
  • Waterfront Frontage: 37
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $100.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Beach Access, Lawn Care, Sanitation, Snow Removal
  • Association Name: Sandy Cove Association
  • Association Phone: 5077532900
  • Association: Yes
  • Parcel Number: R170044000
  • Tax Annual Amount: $3,544.00
  • Tax Legal Description: SECT-34 TWP-109 RANGE-014 SANDY COVE 1ST LOT-003 BLOCK-001 .08 AC REPLAT BLK 1 & OUT LOT A & B BISHOP'S 1ST
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2026
  • Tax With Assessments: 3544
School Information
  • High School District: 2899 - Plainview-Elgin-Millville
  • School District Number: 2899
  • School District Phone: 5075343651
Property
Lot Information
  • Above Grade Fin SQFT: 601.0
  • Below Grade Fin SQFT: 506.0
  • SQFT Total: 1107.0
  • Living Area Units: Square Feet
  • Lot Features: Accessible Shoreline, Tree Coverage - Light
  • Lot Size Area: 0.08
  • Lot Size Dimensions: 37x100
  • Lot Size Units: Acres
  • Other Structures: Storage Shed
  • Present Use: Yearly
  • Property Attached: Yes
  • Property Sub Type: (TH) Side x Side
  • Property Type: Residential
  • SQFT Main Total: 601
  • Building Area Total: 1107.0
  • Above Grade SqFt Total: 601
  • Below Grade SqFt Total: 506
Utilities
  • Electric: Circuit Breakers
  • Sewer: Other
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Exterior Features: Fiber Board
  • Foundation Area: 601.0
  • Foundation Details: Block
  • Fuel: Propane
  • Road Frontage Type: Township
  • Road Responsibility: Public Maintained Road
  • Roof: Age 8 Years or Less
  • Patio Porch Type: Deck,Patio,Rear Porch
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Basement Type: Block, Finished, Walkout
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Patio,Porch,Panoramic View,Sun Room,Washer/Dryer Hookup
  • Bath Desc: 3/4 Basement,Main Floor 1/2 Bath
  • Bathrooms Full: 0
  • Bathrooms Half: 1
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 2
  • Bedrooms Total: 2
  • Fireplaces Total: 0
  • FireplaceYN: No
  • Cooling: Central Air
  • Dining Room Description: Breakfast Bar,Living/Dining Room
  • DP Resource: Yes
  • Garage Square Feet: 440
  • Heating: Forced Air, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Levels: Two
  • Room List: Bathroom, Family Room, Bedroom, Informal Dining Room, Kitchen, Living Room, Bedroom 2
  • Basement YN: Yes
Room Information
Room 1
  • Room Level: Main
  • Room Type: Bathroom
Room 2
  • Room Level: Lower
  • Room Type: Bathroom
Room 3
  • Room Level: Lower
  • Room Type: Family Room
Room 4
  • Room Level: Lower
  • Room Type: Bedroom
Room 5
  • Room Level: Main
  • Room Type: Informal Dining Room
Room 6
  • Room Level: Main
  • Room Type: Kitchen
Room 7
  • Room Level: Main
  • Room Type: Living Room
Room 8
  • Room Level: Lower
  • Room Type: Bedroom 2

Property History for 40148 Ryans Bay Road

DateEvent & SourcePriceAppreciation
Jun 15, 2026

Price Change

NorthStar #7092974

$399,000—
Jun 15, 2026

Listed (Active)

NorthStar #7092974

—
Aug 9, 2021

Sold

NorthStar #6019452

$245,000—
DateEvent & SourcePrice
06/15/2026

Price Change

NorthStar #7092974

$399,000
06/15/2026

Listed (Active)

NorthStar #7092974

—
08/09/2021

Sold

NorthStar #6019452

$245,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 40148 Ryans Bay Road

Taxable ValueLand$60,000Additions$147,100Total$207,100
Tax Record2025$2,336 ($195 / month)
Home Facts
Beds2Total Finished SqFt1,101 SqFtAbove Grade Finished SqFt601 SqFtFinished Basement SqFt500 SqFtStories2Lot Size3,485 SqFtStyleSingle Family ResidenceYear Built1988Year Renovated1991CountyWABASHAAPNR17.00440.00

Schools near 40148 Ryans Bay Road

This home is within Plainview-Elgin-Millville School District.
Rating
School
Type
Grades
Distance
Public - PK to 3
Public - 4 to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Plainview-Elgin-Millville Pk-3
PublicPK to 3

Plainview-Elgin-Millville 4-6
Public4 to 6

Plainview-Elgin-Millville Junior
Public7 to 8

Plainview-Elgin-Millville High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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40148 Ryans Bay Road is a townhouse for sale in Zumbro Falls, MN 55991. This property was listed for sale on June 15, 2026 by Elcor Realty of Rochester Inc., it's currently listed at $399,000. It has been on the market for a total of 0 days and was last sold on August 9, 2021. This listing's school district is Plainview-Elgin-Millville School District. Nearby schools include Plainview-Elgin-Millville Pk-3, Plainview-Elgin-Millville 4-6 and Plainview-Elgin-Millville Junior. 40148 Ryans Bay Road is a 2-bed, 2-bath, 1,107 sqft townhouse built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Elcor Realty of Rochester Inc.

Based on information submitted to the MLS GRID as of 06/16/2026 11:31 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.