403 Prospect St

La Plata, MD 20646

$510,000
Price
3
Beds
1,870 Sq. Ft.
$273 / Sq. Ft.
1,870
Sq. Ft.
$273
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Open: 6/13 12:00PM - 02:00PMNew
Open: 6/13 12:00PM - 02:00PMNew

Description

Charming Cape Cod with a Modern Farmhouse vibe! Perfectly located in the heart of Downtown La Plata, this beautifully updated home puts you steps from shops, restaurants, and the weekly Farmer’s Market. Inside, enjoy a bright eat‑in kitchen with quartz countertops, custom cabinetry, and stainless-steel appliances. The main level features LVP flooring, shiplap ceilings, and a cozy family room accented with wood beams and a striking fireplace. The main level includes a Primary Suite with walk‑in closet...Charming Cape Cod with a Modern Farmhouse vibe! Perfectly located in the heart of Downtown La Plata, this beautifully updated home puts you steps from shops, restaurants, and the weekly Farmer’s Market. Inside, enjoy a bright eat‑in kitchen with quartz countertops, custom cabinetry, and stainless-steel appliances. The main level features LVP flooring, shiplap ceilings, and a cozy family room accented with wood beams and a striking fireplace. The main level includes a Primary Suite with walk‑in closet and full bath, plus a spacious second bedroom and hall bath. Upstairs, a private third bedroom suite with barn‑door entry and full bath offers the ideal guest space or retreat. Relax on the wrap‑around porch or entertain in the expansive .60‑acre backyard with covered patio, shed and plenty of room to enjoy the outdoors. A perfect blend of classic Cape Cod character and modern farmhouse style—this one is a must‑see!
  1. Listed by Sherri Renee Spriggs • Hyatt & Company Real Estate, LLC
    P: (410)-707-7777 sherri.spriggs@hyattcompany.com

Property Details for 403 Prospect Street

Tax ID Number
0901001051
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Cape Cod, Ranch/Rambler
Levels/Stories
1.5
Furnished
No

Open Houses

Saturday, Jun 13th12:00 PM - 2:00 PM
PublicView contact
LISTING UPDATED: 06/08/2026 12:06 AM

Property Details for 403 Prospect Street

StatusActive
MLS #MDCH2055504
Days on Market2
Taxes$3,109 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1940
Lot Size0.59 AC / 25,792 SF
CountyCharles County
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Location

Listing Courtesy of Hyatt & Company Real Estate, LLC
Add your commute

Building Information for 403 Prospect Street

Stories-Year Built1940Building Size-Lot Size0.59 AC / 25,792 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage1

$2,800 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,541

Property Taxes

$259

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 403 Prospect Street

Location
Location
  • In City Limits: Yes
  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138946901
  • SchoolDistrictSource: Listing Agent
  • County: CHARLES
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2023
  • Tax Assessed Value: $199,800
  • Year Assessed: 2023
  • County Tax: $2,267
  • Improvement Assessed Value: $99,000
  • City Town Tax: $634
  • Land Assessed Value: $100,800
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R-10
  • Tax Lot: 4
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Upper Levels
  • # Bedrooms Count All Upper Levels: 1
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Room List: Primary Bedroom, Bedroom 3, Kitchen, Family Room, Mud Room, Bathroom 3, Primary Bathroom
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Walk-In Closet(s)
Room 2
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Dining Area
Room 4
  • Room Type: Family Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Fireplace - Electric
Room 5
  • Room Type: Mud Room
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 7
  • Room Type: Bathroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Tile/Brick
Building Info
Building Info
  • Year Major Reno Remodel: 2023
  • Total Finished SQFT: 1,870.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 1,816.00
  • Total SQFT: 1,870.00
  • Total SQFT Source: Estimated
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8050/0409/3138/805004093138_512_384_WM_PYm07nfzmdYSMqHd.jpg
  • Flooring Type: Engineered Wood
  • Foundation Details: Crawl Space
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Upper Level 1-1, Bathrooms Full-Upper Level 1-1
  • # Bathrooms Full: 3
  • Other Structure: Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 15591791
Parking
Parking
  • Type Of Parking: Driveway
Interior Features
Interior Features
  • Interior Features: Combination Kitchen/Dining, Crown Moldings, Dining Area, Primary Bath(s), Recessed Lighting, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Electric
  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater, Built-In Microwave, Washer - Front Loading, Washer/Dryer Stacked
  • Accessibility Features: None
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
  • Virtual Tour URL Unbranded: https://media.zillowmediaexperts.com/sites/rkpbmljd/unbranded
Exterior Features
Exterior Features
  • Outdoor Living Structures: Porch(es), Patio(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Anne Arundel County Association of REALTORS
  • List Agent URL: sherrispriggs.hyattandcompany.com

Property History for 403 Prospect Street

DateEvent & SourcePriceAppreciation
Jun 8, 2026

Listed (Active)

BRIGHT #MDCH2055504

$510,000—
Aug 29, 2023

Closed

BRIGHT #MDCH2024806

$485,000—
Aug 24, 2023

Closed (Public Record)

Public Record #1518536255

$485,000

+255.7% / yr

DateEvent & SourcePrice
06/08/2026

Listed (Active)

BRIGHT #MDCH2055504

$510,000
08/29/2023

Closed

BRIGHT #MDCH2024806

$485,000
08/24/2023

Closed (Public Record)

Public Record #1518536255

$485,000

+255.7% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 403 Prospect Street

Taxable ValueLand-Additions-Total-
Tax Record2025$5,851 ($488 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,816 SqFtAbove Grade Finished SqFt1,816 SqFtStories2Lot Size25,792 SqFtStyleSingle Family ResidenceYear Built1940ZoningR-10CountyCHARLESAPN01-001051Fireplace TypeHas Fireplace

Schools near 403 Prospect Street

This home is within Charles County Public Schools.
Rating
School
Type
Grades
Distance
Mary Matula Elementary School
Public - PK to 5
Milton M. Somers Middle School
Public - 6 to 8
La Plata High School
Public - 9 to 12
Phoenix International School of the Arts
Charter - 6 to 8
Rating
School
Distance
Mary Matula Elementary School
PublicPK to 5

Milton M. Somers Middle School
Public6 to 8

La Plata High School
Public9 to 12

Phoenix International School of the Arts
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 403 Prospect Street, La Plata, MD 20646

403 Prospect Street is a single family home for sale in La Plata, MD 20646. This property was listed for sale on June 8, 2026 by Hyatt & Company Real Estate, LLC, it's currently listed at $510,000. It has been on the market for a total of 2 days and was last sold on August 29, 2023. This listing's school district is Charles County Public Schools. Nearby schools include Mary Matula Elementary School, Milton M. Somers Middle School and La Plata High School. 403 Prospect Street is a 3-bed, 3-bath, 1,870 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Hyatt & Company Real Estate, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/08/2026 12:06 AM